401(k) · DOL Form 5500 · 2022

Watertown Savings Bank 401(k) Plan

Data updated 2026-08-25

$23M
Total assets Small plan by assets
111
Participants Small participant base
79th
Percentile by assets National rank
$203,204
Avg per participant Above avg balance/head
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Official DOL plan name: Watertown Savings Bank 401(k) Retirement Plan · Sponsored by Watertown Savings Bank · New York · Finance & Insurance

$23M in assets, 111 participants

Watertown Savings Bank's Watertown Savings Bank 401(k) Retirement Plan reported $23M in total assets and 111 participants in its 2022 DOL Form 5500 filing, ranking in the 79th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,140 in Finance & Insurance (9,261 peers)

Coverage in New York

Watertown Savings Bank 401(k) Retirement Plan covers 111 participants in New York, about 14% of the average New York filer (state average ~798 per filing). Assets: $23M.

#6,140
in Finance & Insurance (9,261 peers)
-17.4%
assets change YoY
0.2×
vs typical plan assets (national mean)

The plan reported a net loss of $5M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Watertown Savings Bank 401(k) Retirement Plan's outsized position by total assets

Watertown Savings Bank 401(k) Retirement Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$22,555,633 Top 21% higher than 79% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Watertown Savings Bank 401(k) Retirement Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Watertown Savings Bank 401(k) Retirement Plan sits mid-pack in the medium band (111 participants).

Published 5500 schedule card

Filing strip 150486160 · Watertown Savings Bank PY 2022 · 401(k)

Watertown Savings Bank 401(k) Retirement Plan · $23M · 111 · 79th

  • BOY $23M
  • SCH 111
  • EBSA 79th
  • PART 401(k)
  • TYPE near Intermountain Electronics, Inc. of Price, Utah 401(k) Profit Sharing Plan
  • NET ind #6140

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

Watertown Savings Bank 401(k) Retirement Plan in the asset neighbourhood

Watertown Savings Bank 401(k) Retirement PlanWatertown Savings Bank 401(k…$23MPulmonary Physicians of South Florida, LLC,Profit Sharing PlanPulmonary Physicians of Sout…$23MBrownells, Inc. 401(k) Plan$23MIntermountain Electronics, Inc. of Price, Utah 401(k) Profit Sharing PlanIntermountain Electronics, I…$23MToppan Interamerica 401(k) PlanToppan Interamerica 401(k) P…$23M
End-of-year total assets ($M) among Watertown Savings Bank 401(k) Retirement Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

New York filing particulars

Total Assets (Beginning of Year)$27M
Net Assets (End of Year)$23M
Net Income-$5M
Employer EIN150486160
Plan Effective Date2006-03-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Watertown Savings Bank)

Sponsor-wide plan assets over time

All Watertown Savings Bank plans reported in each filing year

Latest sponsor-wide plan assets
$31M 39.170193095445384% vs 2022
2024 filing year
$20M$25M$30M$35M 202220232024 $22.6M $31.4M ▲ +39.1%
Year Plans Participants Total Assets
2022 1 111 $23M
2023 1 117 $27M
2024 1 113 $31M

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Watertown Savings Bank 401(k) Retirement Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -200204060 Total assets ($B) Participants Watertown Savings Bank 401(k) Retirement Plan, Total assets ($B): 0.022555633 · Participants: 111Watertown Savings Bank 401(k) Retirement PlanIBM 401 (K) Plus Plan, Total assets ($B): 53.363875208 · Participants: 56376IBM 401 (K) Plus PlanMorgan Stanley 401(k) Plan, Total assets ($B): 16.415517176 · Participants: 42924Morgan Stanley 401(k) PlanThe Pepsico Savings Plan, Total assets ($B): 12.067222 · Participants: 129846The Pepsico Savings PlanDeloitte 401(k) Plan, Total assets ($B): 10.966899716 · Participants: 74687Deloitte 401(k) PlanThe Goldman Sachs 401(k) Plan, Total assets ($B): 9.681988279 · Participants: 22650The Goldman Sachs 401(k) Plan
Watertown Savings Bank 401(k) Retirement Plan vs. nearby 401(k) plans in New York, assets vs. participants
Compare Watertown Savings Bank 401(k) Retirement Plan side-by-side with 3 peers →

Watertown Savings Bank 401(k) Retirement Plan's out-of-state 401(k) peers by assets and headcount

Outside New York, the nearest 401(k) by assets is Intermountain Electronics, Inc. of Price, Utah 401(k) Profit Sharing Plan in UT ($23M); by covered participants it is Green Box Loans Inc, 401(k) Plan in CA (111 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (111 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Watertown Savings Bank 401(k) Retirement Plan assets move in 2022? ▼
Watertown Savings Bank 401(k) Retirement Plan declined sharply - down 17.4% during 2022, from $27M to $23M. Reported net income was -$5M.
How have Watertown Savings Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Watertown Savings Bank's sponsor-wide assets grew 39.2%, from $23M to $31M.
Where does Watertown Savings Bank 401(k) Retirement Plan rank by assets among Form 5500 filers? ▼
Watertown Savings Bank 401(k) Retirement Plan ranks in the 79th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Watertown Savings Bank 401(k) Retirement Plan? ▼
Among 401(k) plans in other states, the closest by assets is Intermountain Electronics, Inc. of Price, Utah 401(k) Profit Sharing Plan in UT ($23M, 298 participants).
Which 401(k) plans cover a similar participant headcount to Watertown Savings Bank 401(k) Retirement Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Green Box Loans Inc, 401(k) Plan in CA (111 participants, $192K in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 150486160.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.