401(k) · DOL Form 5500 · 2022

Desert Financial Credit Union 401(k) Plan

Data updated 2026-08-25

$84M
Total assets Below avg plan size
1,120
Participants Near avg headcount
92nd
Percentile by assets National rank
$75,342
Avg per participant Below avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Desert Financial Credit Union 401(k) Profit Sharing Plan · Sponsored by Desert Financial Credit Union · Arizona · Finance & Insurance

$84M in assets, 1,120 participants

Desert Financial Credit Union's Desert Financial Credit Union 401(k) Profit Sharing Plan reported $84M in total assets and 1,120 participants in its 2022 DOL Form 5500 filing, ranking in the 92nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,039 in Finance & Insurance (9,261 peers)

Where Desert Financial Credit Union 401(k) Profit Sharing Plan sits by assets

Desert Financial Credit Union 401(k) Profit Sharing Plan sits in the top 10% of all filed plans by assets, $84M for 1,120 participants (~$75,342/participant), down 8.9% in 2022.

#8,039
in Finance & Insurance (9,261 peers)
-8.9%
assets change YoY
0.8×
vs typical plan assets (national mean)

The plan reported a net loss of $8M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Desert Financial Credit Union 401(k) Profit Sharing Plan's outsized position by total assets

Desert Financial Credit Union 401(k) Profit Sharing Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$84,383,098 Top 8% higher than 92% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Desert Financial Credit Union 401(k) Profit Sharing Plan's large-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Desert Financial Credit Union 401(k) Profit Sharing Plan lands in the large band (1,120 participants).

EBSA filing schedule strip

Filing strip 860096740 · Desert Financial Credit Union PY 2022 · 401(k)

Desert Financial Credit Union 401(k) Profit Sharing Plan · $84M · 1,120 · 92nd

  • PHOTO $84M
  • IND 1,120
  • EOY 92nd
  • 5500 401(k)
  • ASSETS near United Network for Organ Sharing 401(k) Retirement Plan
  • PCT ind #8039

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Arizona →

Desert Financial Credit Union 401(k) Profit Sharing Plan in the asset neighbourhood

Premier Financial Corp. 401(k) Employee Savings PlanPremier Financial Corp. 401(…$84MCosco Shipping (North America) Inc. 401(k) Profit Sharing PlanCosco Shipping (North Americ…$84MAbt Electronics, Inc. 401(k) Retirement Savings Plan and TrustAbt Electronics, Inc. 401(k)…$84MDesert Financial Credit Union 401(k) Profit Sharing PlanDesert Financial Credit Unio…$84MUnited Network for Organ Sharing 401(k) Retirement PlanUnited Network for Organ Sha…$84M
End-of-year total assets ($M) among Desert Financial Credit Union 401(k) Profit Sharing Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$93M
Net Assets (End of Year)$84M
Net Income-$8M
Employer EIN860096740
Plan Effective Date1982-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Desert Financial Credit Union)

Sponsor-wide plan assets over time

All Desert Financial Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$132M 9.161004867449197% vs 2022
2024 filing year
$110M$120M$130M$140M$150M 202220232024 $121M $132M ▲ +9.2%
Year Plans Participants Total Assets
2022 2 1,682 $121M
2023 2 1,685 $146M
2024 2 1,666 $132M

Nearby 401(k) Plans in Arizona

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Desert Financial Credit Union 401(k) Profit Sharing Plan vs. nearby 401(k) plans in Arizona, assets vs. participants Scatter plot of 6 data points. -200000200004000060000 -101234 Total assets ($B) Participants Desert Financial Credit Union 401(k) Profit Sharing Plan, Total assets ($B): 0.084383098 · Participants: 1120Desert Financial Credit Union 401(k) Profit Sharing PlanBanner Health Employees 401(k) Plan, Total assets ($B): 3.566847679 · Participants: 50602Banner Health Employees 401(k) PlanFreeport-Mcmoran Inc. Employee Capital Accumulation Program, Total assets ($B): 1.923226111 · Participants: 12362Freeport-Mcmoran Inc. Employee Capital Accumulation ProgramRepublic Services, Inc. 401(k) Plan, Total assets ($B): 1.806929859 · Participants: 28320Republic Services, Inc. 401(k) PlanStantec 401(k) Plan, Total assets ($B): 1.682454193 · Participants: 8764Stantec 401(k) PlanReliance Steel & Aluminum Co. Master 401(k) Plan, Total assets ($B): 1.33677823 · Participants: 9895Reliance Steel & Aluminum Co. Master 401(k) Plan
Desert Financial Credit Union 401(k) Profit Sharing Plan vs. nearby 401(k) plans in Arizona, assets vs. participants
Compare Desert Financial Credit Union 401(k) Profit Sharing Plan side-by-side with 3 peers →

Desert Financial Credit Union 401(k) Profit Sharing Plan's out-of-state 401(k) peers by assets and headcount

Outside Arizona, the nearest 401(k) by assets is United Network for Organ Sharing 401(k) Retirement Plan in VA ($84M); by covered participants it is Foley Savings Plan in KS (1,120 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (1,120 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Desert Financial Credit Union 401(k) Profit Sharing Plan assets move in 2022? ▼
Desert Financial Credit Union 401(k) Profit Sharing Plan pulled back noticeably - down 8.9% during 2022, from $93M to $84M. Reported net income was -$8M.
How have Desert Financial Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Desert Financial Credit Union's sponsor-wide assets grew 9.2%, from $121M to $132M.
Where does Desert Financial Credit Union 401(k) Profit Sharing Plan rank by assets among Form 5500 filers? ▼
Desert Financial Credit Union 401(k) Profit Sharing Plan ranks in the 92nd percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Desert Financial Credit Union 401(k) Profit Sharing Plan? ▼
Among 401(k) plans in other states, the closest by assets is United Network for Organ Sharing 401(k) Retirement Plan in VA ($84M, 411 participants).
Which 401(k) plans cover a similar participant headcount to Desert Financial Credit Union 401(k) Profit Sharing Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Foley Savings Plan in KS (1,120 participants, $84M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 860096740.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.