401(k) · DOL Form 5500 · 2022

Toast, Inc. 401(k) Plan

Data updated 2026-08-11

$124M
Total assets
2,915
Participants
94th
Percentile by assets
$42,486
Avg per participant
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Official DOL plan name: Toast, Inc. 401(k) Plan · Sponsored by Toast, Inc. · Massachusetts · Professional & Technical Services

$124M in assets, 2,915 participants

Toast, Inc.'s Toast, Inc. 401(k) Plan reported $124M in total assets and 2,915 participants in its 2022 DOL Form 5500 filing, ranking in the 94th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 94th percentile by assets (of 139,126 plans)
  • #20,475 in Professional & Technical Services (21,562 peers)

Coverage in Massachusetts

Toast, Inc. 401(k) Plan covers 2,915 participants in Massachusetts, 4.4x the typical Massachusetts plan (state average ~659 per filing). Assets: $124M.

$124M
total plan assets (2022 EOY)
2,915
covered participants
94th
percentile by assets (of 139,126 plans)
$42,486
avg assets per participant
State
Massachusetts
Industry
Professional & Technical Services

Participants vs Massachusetts filers

In Massachusetts, the average filing covers about 659 participants across 4,265 plans. Toast, Inc. 401(k) Plan reports 2,915 participants - 4.4x that state average ($124M EOY assets).

Massachusetts filing particulars

Total Assets (Beginning of Year)$86M
Net Assets (End of Year)$124M
Net Income$38M
Employer EIN454168768
Plan Effective Date2015-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Toast, Inc.)

$100M$200M$300M$400M 202220232024 $124M $323M ▲ +161.0%
Total plan assets by year, all Toast, Inc. plans on file
Year Plans Participants Total Assets
2022 1 2,915 $124M
2023 1 4,009 $227M
2024 1 4,696 $323M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Toast, Inc. 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants

Toast, Inc. 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. 0200004000060000 -100102030 Total assets ($B) Participants Toast, Inc. 401(k) P…Fidelity Retirement …Liberty Mutual 401(k…Massachusetts Instit…Philips North Americ…Boston Scientific Co…
Toast, Inc. 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Toast, Inc. 401(k) Plan side-by-side with 3 peers →

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Toast, Inc. 401(k) Plan by total assets, not by location.

Frequently Asked Questions

How did Toast, Inc. 401(k) Plan assets move in 2022? ▼
Toast, Inc. 401(k) Plan surged - up 43.9% during 2022, from $86M to $124M. Reported net income was $38M.
How have Toast, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Toast, Inc.'s sponsor-wide assets grew 161.0%, from $124M to $323M.
Where does Toast, Inc. 401(k) Plan rank by assets among Form 5500 filers? ▼
Toast, Inc. 401(k) Plan ranks in the 94th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Toast, Inc. 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Fort Wayne Metals Research Products, LLC Retirement Savings Plan in IN ($124M, 1,165 participants).

Next read for Toast, Inc. 401(k) Plan

Filing takeaways

Ways to act on Toast, Inc. 401(k) Plan's numbers.

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 454168768.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.