401(k) · DOL Form 5500 · 2022

The Adirondack Trust Company 401(k) Plan

Data updated 2026-08-11

$68M
Total assets
242
Participants
90th
Percentile by assets
$281,695
Avg per participant
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Official DOL plan name: The Adirondack Trust Company Employee Stock Ownership Plan · Sponsored by The Adirondack Trust Company · New York · Finance & Insurance

$68M in assets, 242 participants

The Adirondack Trust Company's The Adirondack Trust Company Employee Stock Ownership Plan reported $68M in total assets and 242 participants in its 2022 DOL Form 5500 filing, ranking in the 90th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 90th percentile by assets (of 139,126 plans)
  • #7,831 in Finance & Insurance (9,261 peers)

Coverage in New York

The Adirondack Trust Company Employee Stock Ownership Plan covers 242 participants in New York, about 30% of the average New York filer (state average ~798 per filing). Assets: $68M.

$68M
total plan assets (2022 EOY)
242
covered participants
90th
percentile by assets (of 139,126 plans)
$281,695
avg assets per participant

The plan reported a net loss of $3M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Where The Adirondack Trust Company Employee Stock Ownership Plan sits by total assets

The Adirondack Trust Company Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$68,170,276 Top 10% higher than 90% of 139,123 filed plans

This plan $0 $2,010,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

State
New York
Industry
Finance & Insurance

Participants vs New York filers

In New York, the average filing covers about 798 participants across 9,061 plans. The Adirondack Trust Company Employee Stock Ownership Plan reports 242 participants - about 30% of that state average ($68M EOY assets).

New York filing particulars

Total Assets (Beginning of Year)$71M
Net Assets (End of Year)$68M
Net Income-$3M
Employer EIN140458765
Plan Effective Date1977-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Adirondack Trust Company)

$100M$110M$120M$130M 202220232024 $107M $127M ▲ +19.0%
Total plan assets by year, all The Adirondack Trust Company plans on file
Year Plans Participants Total Assets
2022 2 291 $107M
2023 2 301 $117M
2024 2 308 $127M

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

The Adirondack Trust Company Employee Stock Ownership Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -200204060 Total assets ($B) Participants The Adirondack Trust…, Total assets ($B): 0.068170276 · Participants: 242The Adirondack Trust…IBM 401 (K) Plus Plan, Total assets ($B): 53.363875208 · Participants: 56376IBM 401 (K) Plus PlanMorgan Stanley 401(k…, Total assets ($B): 16.415517176 · Participants: 42924Morgan Stanley 401(k…The Pepsico Savings …, Total assets ($B): 12.067222 · Participants: 129846The Pepsico Savings …Deloitte 401(k) Plan, Total assets ($B): 10.966899716 · Participants: 74687Deloitte 401(k) PlanThe Goldman Sachs 40…, Total assets ($B): 9.681988279 · Participants: 22650The Goldman Sachs 40…
The Adirondack Trust Company Employee Stock Ownership Plan vs. nearby 401(k) plans in New York, assets vs. participants
Compare The Adirondack Trust Company Employee St… side-by-side with 3 peers →

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to The Adirondack Trust Company Employee Stock Ownership Plan by total assets, not by location.

Frequently Asked Questions

How did The Adirondack Trust Company Employee Stock Ownership Plan assets move in 2022? ▼
The Adirondack Trust Company Employee Stock Ownership Plan edged down modestly - down 4.1% during 2022, from $71M to $68M. Reported net income was -$3M.
How have The Adirondack Trust Company plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), The Adirondack Trust Company's sponsor-wide assets grew 19.0%, from $107M to $127M.
Where does The Adirondack Trust Company Employee Stock Ownership Plan rank by assets among Form 5500 filers? ▼
The Adirondack Trust Company Employee Stock Ownership Plan ranks in the 90th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to The Adirondack Trust Company Employee Stock Ownership Plan? ▼
Among 401(k) plans in other states, the closest by assets is Tandem Diabetes Care, Inc. 401(k) Plan in CA ($68M, 1,922 participants).

Next read for The Adirondack Trust Company Employee St…

Filing takeaways

Ways to act on The Adirondack Trust Company Employee Stock Ownership Plan's numbers.

  • By total assets, The Adirondack Trust Company Employee Stock Ownership Plan ranks in the top 10% of all filed plans by assets. See the largest plans
  • Compare it side-by-side against 3 similar 401(k) plans in New York. Compare plans
  • The Adirondack Trust Company's sponsor-wide assets have grown 19.0% since 2022 across 3 plan years on file. More Finance & Insurance plans

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 140458765.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.