401(k) · DOL Form 5500 · 2022

The Adirondack Trust Company 401(k) Plan

Data updated 2026-08-25

$68M
Total assets Below avg plan size
242
Participants Below avg headcount
90th
Percentile by assets National rank
$281,695
Avg per participant High balance/head
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Official DOL plan name: The Adirondack Trust Company Employee Stock Ownership Plan · Sponsored by The Adirondack Trust Company · New York · Finance & Insurance

$68M in assets, 242 participants

The Adirondack Trust Company's The Adirondack Trust Company Employee Stock Ownership Plan reported $68M in total assets and 242 participants in its 2022 DOL Form 5500 filing, ranking in the 90th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,831 in Finance & Insurance (9,261 peers)

Coverage in New York

The Adirondack Trust Company Employee Stock Ownership Plan covers 242 participants in New York, about 30% of the average New York filer (state average ~798 per filing). Assets: $68M.

#7,831
in Finance & Insurance (9,261 peers)
-4.1%
assets change YoY
0.7×
vs typical plan assets (national mean)

The plan reported a net loss of $3M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

The Adirondack Trust Company Employee Stock Ownership Plan's outsized position by total assets

The Adirondack Trust Company Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$68,170,276 Top 10% higher than 90% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

The Adirondack Trust Company Employee Stock Ownership Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. The Adirondack Trust Company Employee Stock Ownership Plan sits mid-pack in the medium band (242 participants).

Plan-year Form 5500 strip

Filing strip 140458765 · The Adirondack Trust Company PY 2022 · 401(k)

The Adirondack Trust Company Employee Stock Ownership Plan · $68M · 242 · 90th

  • IND $68M
  • EOY 242
  • 5500 90th
  • ASSETS 401(k)
  • PCT near Tandem Diabetes Care, Inc. 401(k) Plan
  • EIN ind #7831

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

The Adirondack Trust Company Employee Stock Ownership Plan in the asset neighbourhood

The Adirondack Trust Company Employee Stock Ownership PlanThe Adirondack Trust Company…$68MTandem Diabetes Care, Inc. 401(k) PlanTandem Diabetes Care, Inc. 4…$68MReedsburg Area Medical Center, Inc. 401(k) PlanReedsburg Area Medical Cente…$68MMother Lode Holding Company Savings PlanMother Lode Holding Company …$68MChapman Automotive Group 401(k) Plan and TrustChapman Automotive Group 401…$68M
End-of-year total assets ($M) among The Adirondack Trust Company Employee Stock Ownership Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

New York filing particulars

Total Assets (Beginning of Year)$71M
Net Assets (End of Year)$68M
Net Income-$3M
Employer EIN140458765
Plan Effective Date1977-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Adirondack Trust Company)

Sponsor-wide plan assets over time

All The Adirondack Trust Company plans reported in each filing year

Latest sponsor-wide plan assets
$127M 18.966760376743213% vs 2022
2024 filing year
$100M$110M$120M$130M 202220232024 $107M $127M ▲ +19.0%
Year Plans Participants Total Assets
2022 2 291 $107M
2023 2 301 $117M
2024 2 308 $127M

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

The Adirondack Trust Company Employee Stock Ownership Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -200204060 Total assets ($B) Participants The Adirondack Trust Company Employee Stock Ownership Plan, Total assets ($B): 0.068170276 · Participants: 242The Adirondack Trust Company Employee Stock Ownership PlanIBM 401 (K) Plus Plan, Total assets ($B): 53.363875208 · Participants: 56376IBM 401 (K) Plus PlanMorgan Stanley 401(k) Plan, Total assets ($B): 16.415517176 · Participants: 42924Morgan Stanley 401(k) PlanThe Pepsico Savings Plan, Total assets ($B): 12.067222 · Participants: 129846The Pepsico Savings PlanDeloitte 401(k) Plan, Total assets ($B): 10.966899716 · Participants: 74687Deloitte 401(k) PlanThe Goldman Sachs 401(k) Plan, Total assets ($B): 9.681988279 · Participants: 22650The Goldman Sachs 401(k) Plan
The Adirondack Trust Company Employee Stock Ownership Plan vs. nearby 401(k) plans in New York, assets vs. participants
Compare The Adirondack Trust Company Employee Stock Ownership Plan side-by-side with 3 peers →

The Adirondack Trust Company Employee Stock Ownership Plan's out-of-state 401(k) peers by assets and headcount

Outside New York, the nearest 401(k) by assets is Tandem Diabetes Care, Inc. 401(k) Plan in CA ($68M); by covered participants it is Revolution Retail Systems LLC 401(k) Plan in TX (242 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($68M here).

Similar participant headcount

Nearest other-state filings by covered participants (242 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did The Adirondack Trust Company Employee Stock Ownership Plan assets move in 2022? ▼
The Adirondack Trust Company Employee Stock Ownership Plan edged down modestly - down 4.1% during 2022, from $71M to $68M. Reported net income was -$3M.
How have The Adirondack Trust Company plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), The Adirondack Trust Company's sponsor-wide assets grew 19.0%, from $107M to $127M.
Where does The Adirondack Trust Company Employee Stock Ownership Plan rank by assets among Form 5500 filers? ▼
The Adirondack Trust Company Employee Stock Ownership Plan ranks in the 90th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to The Adirondack Trust Company Employee Stock Ownership Plan? ▼
Among 401(k) plans in other states, the closest by assets is Tandem Diabetes Care, Inc. 401(k) Plan in CA ($68M, 1,922 participants).
Which 401(k) plans cover a similar participant headcount to The Adirondack Trust Company Employee Stock Ownership Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Revolution Retail Systems LLC 401(k) Plan in TX (242 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 140458765.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.