ESOP · DOL Form 5500 · 2022

Ruffin & Payne, Incorporated ESOP

Data updated 2026-08-25

$5M
Total assets Small plan by assets
38
Participants Small participant base
52nd
Percentile by assets National rank
$140,892
Avg per participant Near avg balance/head
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Official DOL plan name: Ruffin & Payne, Incorporated Employee Stock Ownership Plan · Sponsored by Ruffin & Payne, Incorporated · Virginia · Retail Trade

$5M in assets, 38 participants

Ruffin & Payne, Incorporated's Ruffin & Payne, Incorporated Employee Stock Ownership Plan reported $5M in total assets and 38 participants in its 2022 DOL Form 5500 filing, ranking in the 52nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,867 in Retail Trade (9,519 peers)

2022 asset change

Ruffin & Payne, Incorporated Employee Stock Ownership Plan pulled back noticeably 14.8% in 2022 ($6M → $5M) for 38 participants.

#5,867
in Retail Trade (9,519 peers)
-14.8%
assets change YoY

The plan reported a net loss of $932K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Ruffin & Payne, Incorporated Employee Stock Ownership Plan's mid-pack asset rank among Retail Trade and all filers

Ruffin & Payne, Incorporated Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$5,353,877 Top 48% higher than 52% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Ruffin & Payne, Incorporated Employee Stock Ownership Plan among smaller filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Ruffin & Payne, Incorporated Employee Stock Ownership Plan is a small filing (38 participants) on this national headcount ladder.

Plan-year Form 5500 strip

Filing strip 540366260 · Ruffin & Payne, Incorporated PY 2022 · ESOP

Ruffin & Payne, Incorporated Employee Stock Ownership Plan · $5M · 38 · 52nd

  • IND $5M
  • EOY 38
  • 5500 52nd
  • ASSETS ESOP
  • PCT near Pandorf Land & Cattle, Inc. Employee Stock Ownership Plan
  • EIN ind #5867

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Virginia →

Ruffin & Payne, Incorporated Employee Stock Ownership Plan in the asset neighbourhood

Telvue Corporation Employee Stock Ownership PlanTelvue Corporation Employee …$5MCatalyst Bancorp, Inc. Employee Stock Ownership PlanCatalyst Bancorp, Inc. Emplo…$5MUniversal Screen Arts Employee Stock Ownership PlanUniversal Screen Arts Employ…$5MRuffin & Payne, Incorporated Employee Stock Ownership PlanRuffin & Payne, Incorporated…$5MPandorf Land & Cattle, Inc. Employee Stock Ownership PlanPandorf Land & Cattle, Inc. …$5M
End-of-year total assets ($M) among Ruffin & Payne, Incorporated Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2022.

Ruffin & Payne, Incorporated years around the 2022 move

Sponsor-wide plan assets over time

All Ruffin & Payne, Incorporated plans reported in each filing year

Latest sponsor-wide plan assets
$5M 0.38400209791894735% vs 2022
2024 filing year
$5.3M$5.4M$5.5M$5.6M 202220232024 $5.35M $5.37M ▲ +0.4%
Year Plans Participants Total Assets
2022 1 38 $5M
2023 1 37 $6M
2024 1 37 $5M

2022 asset-move particulars

Total Assets (Beginning of Year)$6M
Net Assets (End of Year)$5M
Net Income-$932K
Employer EIN540366260
Plan Effective Date1982-01-01
Filing StatusFILING RECEIVED

Nearby ESOP Plans in Virginia

Peer ESOP plans, same state, same plan type, ranked by total assets.

Ruffin & Payne, Incorporated Employee Stock Ownership Plan vs. nearby ESOP plans in Virginia, assets vs. participants Scatter plot of 6 data points. -200002000400060008000 -20002004006008001000 Total assets ($M) Participants Ruffin & Payne, Incorporated Employee Stock Ownership Plan, Total assets ($M): 5.353877 · Participants: 38Ruffin & Payne, Incorporated Employee Stock Ownership PlanNvr, Inc. Employee Stock Ownership Plan, Total assets ($M): 862.945849 · Participants: 6910Nvr, Inc. Employee Stock Ownership PlanThe Resorts Companies, Inc. Employee Stock Ownership Plan, Total assets ($M): 301.066368 · Participants: 1695The Resorts Companies, Inc. Employee Stock Ownership PlanAmerican Systems Corporation Employee Stock Ownership Plan, Total assets ($M): 291.782297 · Participants: 1828American Systems Corporation Employee Stock Ownership PlanNew River Electrical Corporation Employee Stock Ownership Plan, Total assets ($M): 287.62409 · Participants: 424New River Electrical Corporation Employee Stock Ownership PlanDavis H. Elliot Company, Incorporated Employee Stock Ownership Plan, Total assets ($M): 237.22873 · Participants: 1882Davis H. Elliot Company, Incorporated Employee Stock Ownership Plan
Ruffin & Payne, Incorporated Employee Stock Ownership Plan vs. nearby ESOP plans in Virginia, assets vs. participants
Compare Ruffin & Payne, Incorporated Employee Stock Ownership Plan side-by-side with 3 peers →

Ruffin & Payne, Incorporated Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside Virginia, the nearest ESOP by assets is Pandorf Land & Cattle, Inc. Employee Stock Ownership Plan in NE ($5M); by covered participants it is Structures Employee Stock Ownership Plan in MN (38 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (38 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Ruffin & Payne, Incorporated Employee Stock Ownership Plan assets move in 2022? ▼
Ruffin & Payne, Incorporated Employee Stock Ownership Plan pulled back noticeably - down 14.8% during 2022, from $6M to $5M. Reported net income was -$932K.
How have Ruffin & Payne, Incorporated plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Ruffin & Payne, Incorporated's sponsor-wide assets grew 0.4%, from $5M to $5M.
Which ESOP plans are similar in size to Ruffin & Payne, Incorporated Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by assets is Pandorf Land & Cattle, Inc. Employee Stock Ownership Plan in NE ($5M, 8 participants).
Which ESOP plans cover a similar participant headcount to Ruffin & Payne, Incorporated Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by covered participants is Structures Employee Stock Ownership Plan in MN (38 participants, $3M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 540366260.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.