Defined Benefit (Pension) · DOL Form 5500 · 2022

Spectrum Health System Pension Plan

Data updated 2026-08-11

$238M
Total assets
2,578
Participants
96th
Percentile by assets
$92,396
Avg per participant
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Official DOL plan name: Spectrum Health Pension Plan · Sponsored by Spectrum Health System · Michigan · Healthcare & Social Assistance

$238M in assets, 2,578 participants

Spectrum Health System's Spectrum Health Pension Plan reported $238M in total assets and 2,578 participants in its 2022 DOL Form 5500 filing, ranking in the 96th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 96th percentile by assets (of 139,126 plans)
  • #19,384 in Healthcare & Social Assistance (20,060 peers)

Coverage in Michigan

Spectrum Health Pension Plan covers 2,578 participants in Michigan, 4.0x the typical Michigan plan (state average ~638 per filing). Assets: $238M.

$238M
total plan assets (2022 EOY)
2,578
covered participants
96th
percentile by assets (of 139,126 plans)
$92,396
avg assets per participant

The plan reported a net loss of $115M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Participants vs Michigan filers

In Michigan, the average filing covers about 638 participants across 4,220 plans. Spectrum Health Pension Plan reports 2,578 participants - 4.0x that state average ($238M EOY assets).

Michigan filing particulars

Total Assets (Beginning of Year)$367M
Net Assets (End of Year)$231M
Net Income-$115M
Employer EIN383382353
Plan Effective Date1961-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Spectrum Health System)

$2B$2.5B$3B$3.5B$4B 202220232024 $2.58B $3.44B ▲ +33.3%
Total plan assets by year, all Spectrum Health System plans on file
Year Plans Participants Total Assets
2022 2 29,209 $2.6B
2023 2 33,805 $3.1B
2024 2 35,007 $3.4B

Nearby Defined Benefit (Pension) Plans in Michigan

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Spectrum Health Pension Plan vs. nearby Defined Benefit (Pension) plans in Michigan, assets vs. participants

Spectrum Health Pension Plan vs. nearby Defined Benefit (Pension) plans in Michigan, assets vs. participants Scatter plot of 6 data points. 0100002000030000 -1001020304050 Total assets ($B) Participants Spectrum Health Pens…General Motors Hourl…Ford Motor Company U…Ford Motor Company G…Dow Employees' Pensi…Fca US LLC UAW Pensi…
Spectrum Health Pension Plan vs. nearby Defined Benefit (Pension) plans in Michigan, assets vs. participants

Similar-Sized Defined Benefit (Pension) Plans Nationally

Defined Benefit (Pension) plans in other states closest to Spectrum Health Pension Plan by total assets, not by location.

Frequently Asked Questions

How did Spectrum Health Pension Plan assets move in 2022?
Spectrum Health Pension Plan contracted severely - down 35.2% during 2022, from $367M to $238M. Reported net income was -$115M.
How have Spectrum Health System plan assets changed over time?
Across 3 plan years on file (2022-2024), Spectrum Health System's sponsor-wide assets grew 33.3%, from $2.6B to $3.4B.
Where does Spectrum Health Pension Plan rank by assets among Form 5500 filers?
Spectrum Health Pension Plan ranks in the 96th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Spectrum Health Pension Plan?
Among Defined Benefit (Pension) plans in other states, the closest by assets is United Food & Commercial Workers Union Local 152 Retail Meat Pension Plan in NJ ($238M, 1,535 participants).

Filing takeaways

Ways to act on Spectrum Health Pension Plan's numbers.