Cape Cod Lumber Co., Inc. 401(k) Plan

Reviewed by PlainRetire Editorial, Retirement Plans Editorial Team · June 15, 2026

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by Cape Cod Lumber Co., Inc. · Massachusetts · Wholesale Trade

What the 2023 filing shows

Cape Cod Lumber Co., Inc. 401(k) Plan holds $28M for 105 participants — about $269,458 per participant, down 19.8% over the 2022 plan year.

$28M
total plan assets (2022 EOY): 105
covered participants: $269,458
avg assets per participant: -19.8%
assets change YoY

The plan reported a net loss of $7M for the year — a single-year figure driven by markets and benefit payments, not a measure of plan health.

Total Assets (2023)

$28M

Participants

105

State

Massachusetts

Industry

Wholesale Trade

What the Filing Says About Cape Cod Lumber Co., Inc. 401(k) Plan

Cape Cod Lumber Co., Inc. 401(k) Plan is a 401(k) retirement plan sponsored by Cape Cod Lumber Co., Inc., headquartered in Massachusetts. As of the 2022 Form 5500 filing, the plan reports $28M in total end-of-year assets and covers 105 participants across the Wholesale Trade industry. The sponsor's EIN on file with the U.S. Department of Labor is 042272126, and the plan has been effective since 1980-10-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $35M at the beginning of 2022 to $28M at year-end — a decline of 19.8%. Net assets (after liabilities) closed the year at $28M, with reported net income of $-6,984,996 driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)	$35M
Total Assets (End of Year)	$28M
Net Assets (End of Year)	$28M
Net Income	$-6,984,996
Plan Type	401(k)
Employer EIN	042272126
Plan Effective Date	1980-10-01
Filing Status	FILING RECEIVED

Sponsor Plan History (Cape Cod Lumber Co., Inc.)

Year	Plans	Participants	Total Assets
2022	2	196	$28M
2023	2	195	$32M
2024	2	188	$32M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans — same state, same plan type — ranked by total assets.

Fidelity Retirement Savings Plan $28.6B · 62,289
Consolidated 403(b) Program of Mass General Brigham and Member Organizations $14.9B · 74,212
Liberty Mutual 401(k) Plan $10.6B · 37,052
Massachusetts Institute of Technology Supplemental 401(k) Plan $6.8B · 14,094
Boston Scientific Corporation 401(k) Retirement Savings Plan $5.8B · 19,881

Compare Cape Cod Lumber Co., Inc. 401(k) Plan side-by-side with 3 peers →

Related Data

Guides

Frequently Asked Questions

How much money is in the Cape Cod Lumber Co., Inc. 401(k) Plan? ▼

As of the 2022 Form 5500 filing, Cape Cod Lumber Co., Inc. 401(k) Plan holds $28M in total assets with 105 participants. It is sponsored by Cape Cod Lumber Co., Inc..

What type of plan is Cape Cod Lumber Co., Inc. 401(k) Plan? ▼

Cape Cod Lumber Co., Inc. 401(k) Plan is a 401(k) plan. It has been effective since 1980-10-01. The plan is filed with the U.S. Department of Labor under EIN 042272126.

Who sponsors the Cape Cod Lumber Co., Inc. 401(k) Plan? ▼

Cape Cod Lumber Co., Inc. 401(k) Plan is sponsored by Cape Cod Lumber Co., Inc., located in Massachusetts. The sponsor's EIN is 042272126 and the plan operates in the Wholesale Trade industry.

How did Cape Cod Lumber Co., Inc. 401(k) Plan perform in 2022? ▼

Cape Cod Lumber Co., Inc. 401(k) Plan declined by 19.8% during 2022, moving from $35M to $28M in total assets. Net income was $-6,984,996.

Where can I find official filings for Cape Cod Lumber Co., Inc. 401(k) Plan? ▼

Official Form 5500 filings for Cape Cod Lumber Co., Inc. 401(k) Plan are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 042272126 or plan name at efast.dol.gov.

How does Cape Cod Lumber Co., Inc. 401(k) Plan compare to other plans? ▼

You can compare Cape Cod Lumber Co., Inc. 401(k) Plan against other 401(k) plans on the plan type page, or view plans in Massachusetts on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.