Defined Benefit (Pension) · DOL Form 5500 · 2022

Nbt Bancorp Inc. Pension Plan

Data updated 2026-08-25

$113M
Total assets Near avg plan size
1,591
Participants Near avg headcount
93rd
Percentile by assets National rank
$71,223
Avg per participant Below avg balance/head
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Official DOL plan name: Nbt Bancorp Inc. Defined Benefit Pension Plan · Sponsored by Nbt Bancorp Inc. · New York · Finance & Insurance

$113M in assets, 1,591 participants

Nbt Bancorp Inc.'s Nbt Bancorp Inc. Defined Benefit Pension Plan reported $113M in total assets and 1,591 participants in its 2022 DOL Form 5500 filing, ranking in the 93rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,275 in Finance & Insurance (9,261 peers)

Where Nbt Bancorp Inc. Defined Benefit Pension Plan sits by assets

Nbt Bancorp Inc. Defined Benefit Pension Plan sits in the top 10% of all filed plans by assets, $113M for 1,591 participants (~$71,223/participant), down 16.6% in 2022.

#8,275
in Finance & Insurance (9,261 peers)
-16.6%
assets change YoY
1.1×
vs typical plan assets (national mean)

The plan reported a net loss of $23M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Nbt Bancorp Inc. Defined Benefit Pension Plan's outsized position by total assets

Nbt Bancorp Inc. Defined Benefit Pension Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$113,316,422 Top 7% higher than 93% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Nbt Bancorp Inc. Defined Benefit Pension Plan's large-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Nbt Bancorp Inc. Defined Benefit Pension Plan lands in the large band (1,591 participants).

Published 5500 schedule card

Filing strip 161268674 · Nbt Bancorp Inc. PY 2022 · Defined Benefit (Pension)

Nbt Bancorp Inc. Defined Benefit Pension Plan · $113M · 1,591 · 93rd

  • TYPE $113M
  • TYPE 1,591
  • TYPE 93rd
  • TYPE Defined Benefit (Pension)
  • TYPE near Zoological Society of San Diego Restated Pension Plan for Non-Union Employees
  • TYPE ind #8275

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

Nbt Bancorp Inc. Defined Benefit Pension Plan in the asset neighbourhood

Houghton Mifflin Retirement PlanHoughton Mifflin Retirement …$113MPension Plan of Anne Arundel Medical CenterPension Plan of Anne Arundel…$113MNbt Bancorp Inc. Defined Benefit Pension PlanNbt Bancorp Inc. Defined Ben…$113MZoological Society of San Diego Restated Pension Plan for Non-Union EmployeesZoological Society of San Di…$113MPension Plan for Bargaining Employees of Evraz Rocky Mountain SteelPension Plan for Bargaining …$113M
End-of-year total assets ($M) among Nbt Bancorp Inc. Defined Benefit Pension Plan and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$136M
Net Assets (End of Year)$113M
Net Income-$23M
Employer EIN161268674
Plan Effective Date1945-05-09
Filing StatusFILING RECEIVED

Sponsor Plan History (Nbt Bancorp Inc.)

Sponsor-wide plan assets over time

All Nbt Bancorp Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$492M 26.54972165024275% vs 2022
2024 filing year
$350M$400M$450M$500M$550M 202220232024 $388M $492M ▲ +26.5%
Year Plans Participants Total Assets
2022 2 3,368 $388M
2023 2 3,453 $443M
2024 2 3,828 $492M

Nearby Defined Benefit (Pension) Plans in New York

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Nbt Bancorp Inc. Defined Benefit Pension Plan vs. nearby Defined Benefit (Pension) plans in New York, assets vs. participants Scatter plot of 6 data points. 05000100001500020000 -100102030 Total assets ($B) Participants Nbt Bancorp Inc. Defined Benefit Pension Plan, Total assets ($B): 0.113316422 · Participants: 1591Nbt Bancorp Inc. Defined Benefit Pension PlanIBM Personal Pension Plan, Total assets ($B): 25.511753238 · Participants: 16431IBM Personal Pension PlanConsolidated Edison Retirement Plan, Total assets ($B): 15.815266303 · Participants: 11303Consolidated Edison Retirement PlanPepsico Employees Retirement Plan I, Total assets ($B): 7.656963 · Participants: 11386Pepsico Employees Retirement Plan INew York State Nurses Association Pension Plan, Total assets ($B): 5.019503014 · Participants: 18592New York State Nurses Association Pension PlanNew York District Council of Carpenters Pension Pl, Total assets ($B): 4.837058087 · Participants: 11318New York District Council of Carpenters Pension Pl
Nbt Bancorp Inc. Defined Benefit Pension Plan vs. nearby Defined Benefit (Pension) plans in New York, assets vs. participants
Compare Nbt Bancorp Inc. Defined Benefit Pension Plan side-by-side with 3 peers →

Nbt Bancorp Inc. Defined Benefit Pension Plan's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside New York, the nearest Defined Benefit (Pension) by assets is Zoological Society of San Diego Restated Pension Plan for Non-Union Employees in CA ($113M); by covered participants it is Airconditioning and Refrigeration Industry Retirement Trust Fund in CA (1,591 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (1,591 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Nbt Bancorp Inc. Defined Benefit Pension Plan assets move in 2022? ▼
Nbt Bancorp Inc. Defined Benefit Pension Plan declined sharply - down 16.6% during 2022, from $136M to $113M. Reported net income was -$23M.
How have Nbt Bancorp Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Nbt Bancorp Inc.'s sponsor-wide assets grew 26.5%, from $388M to $492M.
Where does Nbt Bancorp Inc. Defined Benefit Pension Plan rank by assets among Form 5500 filers? ▼
Nbt Bancorp Inc. Defined Benefit Pension Plan ranks in the 93rd percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Nbt Bancorp Inc. Defined Benefit Pension Plan? ▼
Among Defined Benefit (Pension) plans in other states, the closest by assets is Zoological Society of San Diego Restated Pension Plan for Non-Union Employees in CA ($113M, 697 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Nbt Bancorp Inc. Defined Benefit Pension Plan? ▼
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Airconditioning and Refrigeration Industry Retirement Trust Fund in CA (1,591 participants, $307M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 161268674.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.