401(k) · DOL Form 5500 · 2022
Rakuten USA 401(k) Plan
Data updated 2026-08-11
- $193M
- Total assets
- 1,854
- Participants
- 95th
- Percentile by assets
- $103,861
- Avg per participant
Official DOL plan name: Rakuten USA 401(k) Plan · Sponsored by Rakuten USA · California · Professional & Technical Services
$193M in assets, 1,854 participants
Rakuten USA's Rakuten USA 401(k) Plan reported $193M in total assets and 1,854 participants in its 2022 DOL Form 5500 filing, ranking in the 95th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 95th percentile by assets (of 139,126 plans)
- #20,817 in Professional & Technical Services (21,562 peers)
Coverage in California
Rakuten USA 401(k) Plan covers 1,854 participants in California, 2.9x the typical California plan (state average ~630 per filing). Assets: $193M.
- $193M
- total plan assets (2022 EOY)
- 1,854
- covered participants
- 95th
- percentile by assets (of 139,126 plans)
- $103,861
- avg assets per participant
The plan reported a net loss of $20M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Participants vs California filers
In California, the average filing covers about 630 participants across 15,291 plans. Rakuten USA 401(k) Plan reports 1,854 participants - 2.9x that state average ($193M EOY assets).
California filing particulars
| Total Assets (Beginning of Year) | $213M |
|---|---|
| Net Assets (End of Year) | $193M |
| Net Income | -$20M |
| Employer EIN | 943377047 |
| Plan Effective Date | 2002-07-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Rakuten USA)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 1,854 | $193M |
| 2023 | 1 | 1,771 | $253M |
| 2024 | 1 | 1,568 | $311M |
Nearby 401(k) Plans in California
Peer 401(k) plans, same state, same plan type, ranked by total assets.
Rakuten USA 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants
- Wells Fargo & Company 401(k) Plan $45.8B · 205,865
- Google LLC 401(k) Savings Plan $28.9B · 102,963
- Oracle Corporation 401(k) Savings and Investment Plan $21.9B · 46,320
- Chevron Employee Savings Investment Plan $18.6B · 19,946
- Intel 401(k) Savings Plan $18.4B · 54,672
Similar-Sized 401(k) Plans Nationally
401(k) plans in other states closest to Rakuten USA 401(k) Plan by total assets, not by location.
- Heidelberg Retirement Savings Plan (GA) $193M · 448
- Atkore International Retirement Savings and Investment Plan (IL) $193M · 2,699
- Amalgamated Transit Union National 401(k) Pension Plan (IL) $193M · 14,959
- Transystems Corporation 401(k) Plan (MO) $193M · 1,162
Frequently Asked Questions
How did Rakuten USA 401(k) Plan assets move in 2022? ▼
How have Rakuten USA plan assets changed over time? ▼
Where does Rakuten USA 401(k) Plan rank by assets among Form 5500 filers? ▼
Which 401(k) plans are similar in size to Rakuten USA 401(k) Plan? ▼
Next read for Rakuten USA 401(k) Plan
Filing takeaways
Ways to act on Rakuten USA 401(k) Plan's numbers.
- By total assets, Rakuten USA 401(k) Plan ranks in the top 5% of all filed plans by assets. See the largest plans
- Compare it side-by-side against 3 similar 401(k) plans in California. Compare plans
- Rakuten USA's sponsor-wide assets have grown 61.3% since 2022 across 3 plan years on file. More Professional & Technical Services plans