401(k) · DOL Form 5500 · 2022

Rakuten USA 401(k) Plan

Data updated 2026-08-25

$193M
Total assets Near avg plan size
1,854
Participants Near avg headcount
95th
Percentile by assets National rank
$103,861
Avg per participant Below avg balance/head
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Official DOL plan name: Rakuten USA 401(k) Plan · Sponsored by Rakuten USA · California · Professional & Technical Services

$193M in assets, 1,854 participants

Rakuten USA's Rakuten USA 401(k) Plan reported $193M in total assets and 1,854 participants in its 2022 DOL Form 5500 filing, ranking in the 95th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #20,817 in Professional & Technical Services (21,562 peers)

Coverage in California

Rakuten USA 401(k) Plan covers 1,854 participants in California, 2.9x the typical California plan (state average ~630 per filing). Assets: $193M.

#20,817
in Professional & Technical Services (21,562 peers)
-9.4%
assets change YoY
1.9×
vs typical plan assets (national mean)

The plan reported a net loss of $20M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Rakuten USA 401(k) Plan's outsized position by total assets

Rakuten USA 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$192,558,098 Top 5% higher than 95% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Rakuten USA 401(k) Plan's large-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Rakuten USA 401(k) Plan lands in the large band (1,854 participants).

Plan-year Form 5500 strip

Filing strip 943377047 · Rakuten USA PY 2022 · 401(k)

Rakuten USA 401(k) Plan · $193M · 1,854 · 95th

  • TYPE $193M
  • NET 1,854
  • BOOK 95th
  • VS-ST 401(k)
  • BOY near Heidelberg Retirement Savings Plan
  • SCH ind #20817

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Professional & Technical Services retirement plans → · Plans in California →

Rakuten USA 401(k) Plan in the asset neighbourhood

Transystems Corporation 401(k) PlanTransystems Corporation 401(…$193MHeidelberg Retirement Savings PlanHeidelberg Retirement Saving…$193MRakuten USA 401(k) Plan$193MAtkore International Retirement Savings and Investment PlanAtkore International Retirem…$193MAmalgamated Transit Union National 401(k) Pension PlanAmalgamated Transit Union Na…$193M
End-of-year total assets ($M) among Rakuten USA 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

California filing particulars

Total Assets (Beginning of Year)$213M
Net Assets (End of Year)$193M
Net Income-$20M
Employer EIN943377047
Plan Effective Date2002-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Rakuten USA)

Sponsor-wide plan assets over time

All Rakuten USA plans reported in each filing year

Latest sponsor-wide plan assets
$311M 61.251378791662134% vs 2022
2024 filing year
$150M$200M$250M$300M$350M 202220232024 $193M $311M ▲ +61.2%
Year Plans Participants Total Assets
2022 1 1,854 $193M
2023 1 1,771 $253M
2024 1 1,568 $311M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Rakuten USA 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000250000 -200204060 Total assets ($B) Participants Rakuten USA 401(k) Plan, Total assets ($B): 0.192558098 · Participants: 1854Rakuten USA 401(k) PlanWells Fargo & Company 401(k) Plan, Total assets ($B): 45.765616608 · Participants: 205865Wells Fargo & Company 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 28.89820221 · Participants: 102963Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 21.851716605 · Participants: 46320Oracle Corporation 401(k) Savings and Investment PlanChevron Employee Savings Investment Plan, Total assets ($B): 18.60989746 · Participants: 19946Chevron Employee Savings Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 18.361585903 · Participants: 54672Intel 401(k) Savings Plan
Rakuten USA 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants
Compare Rakuten USA 401(k) Plan side-by-side with 3 peers →

Rakuten USA 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Heidelberg Retirement Savings Plan in GA ($193M); by covered participants it is Earnhardt's Savings Plan in AZ (1,854 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (1,854 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Rakuten USA 401(k) Plan assets move in 2022? ▼
Rakuten USA 401(k) Plan pulled back noticeably - down 9.4% during 2022, from $213M to $193M. Reported net income was -$20M.
How have Rakuten USA plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Rakuten USA's sponsor-wide assets grew 61.3%, from $193M to $311M.
Where does Rakuten USA 401(k) Plan rank by assets among Form 5500 filers? ▼
Rakuten USA 401(k) Plan ranks in the 95th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Rakuten USA 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Heidelberg Retirement Savings Plan in GA ($193M, 448 participants).
Which 401(k) plans cover a similar participant headcount to Rakuten USA 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Earnhardt's Savings Plan in AZ (1,854 participants, $56M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 943377047.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.