401(k) · DOL Form 5500 · 2022

Finance Factors, Ltd. 401(k) Plan

Data updated 2026-08-25

$36M
Total assets Below avg plan size
162
Participants Small participant base
85th
Percentile by assets National rank
$219,984
Avg per participant Above avg balance/head
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Official DOL plan name: Finance Factors 401(k) · Sponsored by Finance Factors, Ltd. · Hawaii · Finance & Insurance

$36M in assets, 162 participants

Finance Factors, Ltd.'s Finance Factors 401(k) reported $36M in total assets and 162 participants in its 2022 DOL Form 5500 filing, ranking in the 85th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,990 in Finance & Insurance (9,261 peers)

Coverage in Hawaii

Finance Factors 401(k) covers 162 participants in Hawaii, about 43% of the average Hawaii filer (state average ~380 per filing). Assets: $36M.

#6,990
in Finance & Insurance (9,261 peers)
-15.5%
assets change YoY
0.4×
vs typical plan assets (national mean)

The plan reported a net loss of $7M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Finance Factors 401(k)'s outsized position by total assets

Finance Factors 401(k) vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$35,637,439 Top 15% higher than 85% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Finance Factors 401(k) among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Finance Factors 401(k) sits mid-pack in the medium band (162 participants).

Plan-year Form 5500 strip

Filing strip 990077649 · Finance Factors, Ltd. PY 2022 · 401(k)

Finance Factors 401(k) · $36M · 162 · 85th

  • NET $36M
  • NET 162
  • NET 85th
  • NET 401(k)
  • NET near Goldsboro Milling Company 401(k) Profit Sharing Plan & Trust
  • NET ind #6990

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Hawaii →

Finance Factors 401(k) in the asset neighbourhood

Finance Factors 401(k)$36MGoldsboro Milling Company 401(k) Profit Sharing Plan & TrustGoldsboro Milling Company 40…$36MMai Wealth Management Employee 401(k) Savings PlanMai Wealth Management Employ…$36MHerbert, Rowland & Grubic, Inc. Profit Sharing and Savings PlanHerbert, Rowland & Grubic, I…$36MTcmi, Inc. 401(k) Profit Sharing PlanTcmi, Inc. 401(k) Profit Sha…$36M
End-of-year total assets ($M) among Finance Factors 401(k) and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Hawaii filing particulars

Total Assets (Beginning of Year)$42M
Net Assets (End of Year)$36M
Net Income-$7M
Employer EIN990077649
Plan Effective Date1955-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Finance Factors, Ltd.)

Sponsor-wide plan assets over time

All Finance Factors, Ltd. plans reported in each filing year

Latest sponsor-wide plan assets
$38M 5.979377474346571% vs 2022
2024 filing year
$34M$35M$36M$37M$38M$39M 202220232024 $35.6M $37.8M ▲ +6.0%
Year Plans Participants Total Assets
2022 1 162 $36M
2023 1 151 $35M
2024 1 152 $38M

Nearby 401(k) Plans in Hawaii

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Finance Factors 401(k) vs. nearby 401(k) plans in Hawaii, assets vs. participants Scatter plot of 6 data points. -20000200040006000800010000 -0.500.511.5 Total assets ($B) Participants Finance Factors 401(k), Total assets ($B): 0.035637439 · Participants: 162Finance Factors 401(k)The Queen's Health Systems Retirement Savings Plan, Total assets ($B): 1.303213481 · Participants: 8104The Queen's Health Systems Retirement Savings PlanBank of Hawaii Retirement Savings Plan, Total assets ($B): 0.679386573 · Participants: 2022Bank of Hawaii Retirement Savings PlanHawaiian Electric Industries Retirement Savings Plan, Total assets ($B): 0.620580397 · Participants: 2630Hawaiian Electric Industries Retirement Savings PlanHawaiian Airlines, Inc. Pilots' 401(k) Plan, Total assets ($B): 0.459837917 · Participants: 856Hawaiian Airlines, Inc. Pilots' 401(k) PlanKamehameha Schools 401(k) Retirement Savings Plan, Total assets ($B): 0.456197903 · Participants: 2997Kamehameha Schools 401(k) Retirement Savings Plan
Finance Factors 401(k) vs. nearby 401(k) plans in Hawaii, assets vs. participants
Compare Finance Factors 401(k) side-by-side with 3 peers →

Finance Factors 401(k)'s out-of-state 401(k) peers by assets and headcount

Outside Hawaii, the nearest 401(k) by assets is Goldsboro Milling Company 401(k) Profit Sharing Plan & Trust in NC ($36M); by covered participants it is News Communications Inc. 401(k) in TX (162 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (162 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Finance Factors 401(k) assets move in 2022? ▼
Finance Factors 401(k) declined sharply - down 15.5% during 2022, from $42M to $36M. Reported net income was -$7M.
How have Finance Factors, Ltd. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Finance Factors, Ltd.'s sponsor-wide assets grew 6.0%, from $36M to $38M.
Where does Finance Factors 401(k) rank by assets among Form 5500 filers? ▼
Finance Factors 401(k) ranks in the 85th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Finance Factors 401(k)? ▼
Among 401(k) plans in other states, the closest by assets is Goldsboro Milling Company 401(k) Profit Sharing Plan & Trust in NC ($36M, 324 participants).
Which 401(k) plans cover a similar participant headcount to Finance Factors 401(k)? ▼
Among 401(k) plans in other states, the closest by covered participants is News Communications Inc. 401(k) in TX (162 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 990077649.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.