401(k) · DOL Form 5500 · 2022

Merrimack Valley Credit Union 401(k) Plan

Data updated 2026-08-25

$16M
Total assets Small plan by assets
167
Participants Small participant base
74th
Percentile by assets National rank
$96,505
Avg per participant Below avg balance/head
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Official DOL plan name: Merrimack Valley Credit Union 401(k) Plan · Sponsored by Merrimack Valley Credit Union · Massachusetts · Finance & Insurance

$16M in assets, 167 participants

Merrimack Valley Credit Union's Merrimack Valley Credit Union 401(k) Plan reported $16M in total assets and 167 participants in its 2022 DOL Form 5500 filing, ranking in the 74th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,474 in Finance & Insurance (9,261 peers)

Coverage in Massachusetts

Merrimack Valley Credit Union 401(k) Plan covers 167 participants in Massachusetts, about 25% of the average Massachusetts filer (state average ~659 per filing). Assets: $16M.

#5,474
in Finance & Insurance (9,261 peers)
-16.5%
assets change YoY

The plan reported a net loss of $3M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Merrimack Valley Credit Union 401(k) Plan's outsized position by total assets

Merrimack Valley Credit Union 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$16,116,322 Top 26% higher than 74% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Merrimack Valley Credit Union 401(k) Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Merrimack Valley Credit Union 401(k) Plan sits mid-pack in the medium band (167 participants).

EBSA filing schedule strip

Filing strip 042206928 · Merrimack Valley Credit Union PY 2022 · 401(k)

Merrimack Valley Credit Union 401(k) Plan · $16M · 167 · 74th

  • PCT $16M
  • PCT 167
  • PCT 74th
  • PCT 401(k)
  • PCT near Keithly-Williams Seeds, Inc. 401(k) Profit Sharing Plan
  • PCT ind #5474

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Merrimack Valley Credit Union 401(k) Plan in the asset neighbourhood

Merrimack Valley Credit Union 401(k) PlanMerrimack Valley Credit Unio…$16MKeithly-Williams Seeds, Inc. 401(k) Profit Sharing PlanKeithly-Williams Seeds, Inc.…$16MTurnberry Associates 401(k) Profit Sharing PlanTurnberry Associates 401(k) …$16MAso 401(k) Savings Plan$16MHepaco, LLC. 401(k) Plan$16M
End-of-year total assets ($M) among Merrimack Valley Credit Union 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Massachusetts filing particulars

Total Assets (Beginning of Year)$19M
Net Assets (End of Year)$16M
Net Income-$3M
Employer EIN042206928
Plan Effective Date1997-06-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Merrimack Valley Credit Union)

Sponsor-wide plan assets over time

All Merrimack Valley Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$43M 165.83059087551118% vs 2022
2024 filing year
$10M$20M$30M$40M$50M 202220232024 $16.1M $42.8M ▲ +165.8%
Year Plans Participants Total Assets
2022 1 167 $16M
2023 1 190 $21M
2024 1 321 $43M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Merrimack Valley Credit Union 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -200000200004000060000 -100102030 Total assets ($B) Participants Merrimack Valley Credit Union 401(k) Plan, Total assets ($B): 0.016116322 · Participants: 167Merrimack Valley Credit Union 401(k) PlanFidelity Retirement Savings Plan, Total assets ($B): 22.953563448 · Participants: 52036Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 8.79802945 · Participants: 32843Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 5.810585521 · Participants: 13690Massachusetts Institute of Technology Supplemental 401(k) PlanPhilips North America 401(k) Plan, Total assets ($B): 5.180251859 · Participants: 19750Philips North America 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 4.853752256 · Participants: 18359Boston Scientific Corporation 401(k) Retirement Savings Plan
Merrimack Valley Credit Union 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Merrimack Valley Credit Union 401(k) Plan side-by-side with 3 peers →

Merrimack Valley Credit Union 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Keithly-Williams Seeds, Inc. 401(k) Profit Sharing Plan in AZ ($16M); by covered participants it is 1st Constitution Bank 401(k) Retirement Savings Plan in NJ (167 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($16M here).

Similar participant headcount

Nearest other-state filings by covered participants (167 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Merrimack Valley Credit Union 401(k) Plan assets move in 2022? ▼
Merrimack Valley Credit Union 401(k) Plan declined sharply - down 16.5% during 2022, from $19M to $16M. Reported net income was -$3M.
How have Merrimack Valley Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Merrimack Valley Credit Union's sponsor-wide assets grew 165.8%, from $16M to $43M.
Which 401(k) plans are similar in size to Merrimack Valley Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Keithly-Williams Seeds, Inc. 401(k) Profit Sharing Plan in AZ ($16M, 136 participants).
Which 401(k) plans cover a similar participant headcount to Merrimack Valley Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is 1st Constitution Bank 401(k) Retirement Savings Plan in NJ (167 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 042206928.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.