401(k) · DOL Form 5500 · 2022

Align Credit Union 401(k) Plan

Data updated 2026-08-25

$22M
Total assets Small plan by assets
128
Participants Small participant base
78th
Percentile by assets National rank
$169,834
Avg per participant Above avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Align Credit Union 401(k) Profit Sharing Plan · Sponsored by Align Credit Union · Massachusetts · Finance & Insurance

$22M in assets, 128 participants

Align Credit Union's Align Credit Union 401(k) Profit Sharing Plan reported $22M in total assets and 128 participants in its 2022 DOL Form 5500 filing, ranking in the 78th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,068 in Finance & Insurance (9,261 peers)

Coverage in Massachusetts

Align Credit Union 401(k) Profit Sharing Plan covers 128 participants in Massachusetts, about 19% of the average Massachusetts filer (state average ~659 per filing). Assets: $22M.

#6,068
in Finance & Insurance (9,261 peers)
-16.9%
assets change YoY
0.2×
vs typical plan assets (national mean)

The plan reported a net loss of $4M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Align Credit Union 401(k) Profit Sharing Plan's outsized position by total assets

Align Credit Union 401(k) Profit Sharing Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$21,738,781 Top 22% higher than 78% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Align Credit Union 401(k) Profit Sharing Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Align Credit Union 401(k) Profit Sharing Plan sits mid-pack in the medium band (128 participants).

DOL schedule card

Filing strip 041680140 · Align Credit Union PY 2022 · 401(k)

Align Credit Union 401(k) Profit Sharing Plan · $22M · 128 · 78th

  • NET $22M
  • BOOK 128
  • VS-ST 78th
  • BOY 401(k)
  • SCH near Peaksware Holdings LLC 401(k) Plan
  • EBSA ind #6068

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Align Credit Union 401(k) Profit Sharing Plan in the asset neighbourhood

Align Credit Union 401(k) Profit Sharing PlanAlign Credit Union 401(k) Pr…$22MPeaksware Holdings LLC 401(k) PlanPeaksware Holdings LLC 401(k…$22MProfessional Hospitality Resources 401(k) PlanProfessional Hospitality Res…$22MLamers Bus Lines, Inc. 401(k) Profit Sharing PlanLamers Bus Lines, Inc. 401(k…$22MAmplitude, Inc. Retirement TrustAmplitude, Inc. Retirement T…$22M
End-of-year total assets ($M) among Align Credit Union 401(k) Profit Sharing Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Massachusetts filing particulars

Total Assets (Beginning of Year)$26M
Net Assets (End of Year)$22M
Net Income-$4M
Employer EIN041680140
Plan Effective Date1997-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Align Credit Union)

Sponsor-wide plan assets over time

All Align Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$18M 18.48450011985493% vs 2022
2024 filing year
$16M$18M$20M$22M$24M 202220232024 $21.7M $17.7M ▼ -18.5%
Year Plans Participants Total Assets
2022 1 128 $22M
2023 1 123 $23M
2024 1 113 $18M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Align Credit Union 401(k) Profit Sharing Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -200000200004000060000 -100102030 Total assets ($B) Participants Align Credit Union 401(k) Profit Sharing Plan, Total assets ($B): 0.021738781 · Participants: 128Align Credit Union 401(k) Profit Sharing PlanFidelity Retirement Savings Plan, Total assets ($B): 22.953563448 · Participants: 52036Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 8.79802945 · Participants: 32843Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 5.810585521 · Participants: 13690Massachusetts Institute of Technology Supplemental 401(k) PlanPhilips North America 401(k) Plan, Total assets ($B): 5.180251859 · Participants: 19750Philips North America 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 4.853752256 · Participants: 18359Boston Scientific Corporation 401(k) Retirement Savings Plan
Align Credit Union 401(k) Profit Sharing Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Align Credit Union 401(k) Profit Sharing Plan side-by-side with 3 peers →

Align Credit Union 401(k) Profit Sharing Plan's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Peaksware Holdings LLC 401(k) Plan in CO ($22M); by covered participants it is Montage Inc 401(k) Profit Sharing Plan & Trust in MI (128 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($22M here).

Similar participant headcount

Nearest other-state filings by covered participants (128 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Align Credit Union 401(k) Profit Sharing Plan assets move in 2022? ▼
Align Credit Union 401(k) Profit Sharing Plan declined sharply - down 16.9% during 2022, from $26M to $22M. Reported net income was -$4M.
How have Align Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Align Credit Union's sponsor-wide assets declined 18.5%, from $22M to $18M.
Where does Align Credit Union 401(k) Profit Sharing Plan rank by assets among Form 5500 filers? ▼
Align Credit Union 401(k) Profit Sharing Plan ranks in the 78th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Align Credit Union 401(k) Profit Sharing Plan? ▼
Among 401(k) plans in other states, the closest by assets is Peaksware Holdings LLC 401(k) Plan in CO ($22M, 237 participants).
Which 401(k) plans cover a similar participant headcount to Align Credit Union 401(k) Profit Sharing Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Montage Inc 401(k) Profit Sharing Plan & Trust in MI (128 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 041680140.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.