Money Purchase
2022 plan-year Money Purchase DOL Form 5500

Cement Masons Southern California Individual Retirement Account Defined Contribution Trust

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by Board of Trustees, Cement Masons Southern California · California · Construction

What the 2023 filing shows

Cement Masons Southern California Individual Retirement Account Defined Contribution Trust holds $171M for 5,280 participants — about $32,472 per participant, down 14.8% over the 2022 plan year.

$171M
total plan assets (2022 EOY)
5,280
covered participants
$32,472
avg assets per participant
-14.8%
assets change YoY

The plan reported a net loss of $30M for the year — a single-year figure driven by markets and benefit payments, not a measure of plan health.

Total Assets (2023)
$171M
Participants
5,280
State
Industry
Construction

What the Filing Says About Cement Masons Southern California Individual Retirement Account Defined Contribution Trust

Cement Masons Southern California Individual Retirement Account Defined Contribution Trust is a Money Purchase retirement plan sponsored by Board of Trustees, Cement Masons Southern California, headquartered in California. As of the 2022 Form 5500 filing, the plan reports $171M in total end-of-year assets and covers 5,280 participants across the Construction industry. The sponsor's EIN on file with the U.S. Department of Labor is 953697340, and the plan has been effective since 1982-01-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $201M at the beginning of 2022 to $171M at year-end — a decline of 14.8%. Net assets (after liabilities) closed the year at $171M, with reported net income of $-29,825,356 driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$201M
Total Assets (End of Year)$171M
Net Assets (End of Year)$171M
Net Income$-29,825,356
Plan TypeMoney Purchase
Employer EIN953697340
Plan Effective Date1982-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Board of Trustees, Cement Masons Southern California)

Year Plans Participants Total Assets
2022 1 5,280 $171M
2023 1 5,435 $202M
2024 1 5,554 $224M

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Frequently Asked Questions

How much money is in the Cement Masons Southern California Individual Retirement Account Defined Contribution Trust?
As of the 2022 Form 5500 filing, Cement Masons Southern California Individual Retirement Account Defined Contribution Trust holds $171M in total assets with 5,280 participants. It is sponsored by Board of Trustees, Cement Masons Southern California.
What type of plan is Cement Masons Southern California Individual Retirement Account Defined Contribution Trust?
Cement Masons Southern California Individual Retirement Account Defined Contribution Trust is a Money Purchase plan. It has been effective since 1982-01-01. The plan is filed with the U.S. Department of Labor under EIN 953697340.
Who sponsors the Cement Masons Southern California Individual Retirement Account Defined Contribution Trust?
Cement Masons Southern California Individual Retirement Account Defined Contribution Trust is sponsored by Board of Trustees, Cement Masons Southern California, located in California. The sponsor's EIN is 953697340 and the plan operates in the Construction industry.
How did Cement Masons Southern California Individual Retirement Account Defined Contribution Trust perform in 2022?
Cement Masons Southern California Individual Retirement Account Defined Contribution Trust declined by 14.8% during 2022, moving from $201M to $171M in total assets. Net income was $-29,825,356.
Where can I find official filings for Cement Masons Southern California Individual Retirement Account Defined Contribution Trust?
Official Form 5500 filings for Cement Masons Southern California Individual Retirement Account Defined Contribution Trust are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 953697340 or plan name at efast.dol.gov.
How does Cement Masons Southern California Individual Retirement Account Defined Contribution Trust compare to other plans?
You can compare Cement Masons Southern California Individual Retirement Account Defined Contribution Trust against other Money Purchase plans on the plan type page, or view plans in California on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 953697340.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.