Defined Benefit (Pension) · DOL Form 5500 · 2022

Arrow Financial Corporation Pension Plan

Data updated 2026-08-25

$54M
Total assets Below avg plan size
422
Participants Below avg headcount
89th
Percentile by assets National rank
$128,674
Avg per participant Near avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Arrow Financial Corporation Employees Pension Plan and Trust · Sponsored by Arrow Financial Corporation · New York · Finance & Insurance

$54M in assets, 422 participants

Arrow Financial Corporation's Arrow Financial Corporation Employees Pension Plan and Trust reported $54M in total assets and 422 participants in its 2022 DOL Form 5500 filing, ranking in the 89th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,567 in Finance & Insurance (9,261 peers)

Where Arrow Financial Corporation Employees Pension Plan and Trust sits by assets

Arrow Financial Corporation Employees Pension Plan and Trust sits in the top quartile of all filed plans by assets, $54M for 422 participants (~$128,674/participant), down 21.2% in 2022.

#7,567
in Finance & Insurance (9,261 peers)
-21.2%
assets change YoY
0.5×
vs typical plan assets (national mean)

The plan reported a net loss of $15M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Arrow Financial Corporation Employees Pension Plan and Trust's outsized position by total assets

Arrow Financial Corporation Employees Pension Plan and Trust vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$54,300,378 Top 11% higher than 89% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Arrow Financial Corporation Employees Pension Plan and Trust among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Arrow Financial Corporation Employees Pension Plan and Trust sits mid-pack in the medium band (422 participants).

Plan-year Form 5500 strip

Filing strip 222448962 · Arrow Financial Corporation PY 2022 · Defined Benefit (Pension)

Arrow Financial Corporation Employees Pension Plan and Trust · $54M · 422 · 89th

  • EBSA $54M
  • PART 422
  • TYPE 89th
  • NET Defined Benefit (Pension)
  • BOOK near Midwest Radiology, P.a. and Affiliates Cash Balance Plan
  • VS-ST ind #7567

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

Arrow Financial Corporation Employees Pension Plan and Trust in the asset neighbourhood

Midwest Radiology, P.a. and Affiliates Cash Balance PlanMidwest Radiology, P.a. and …$54MArrow Financial Corporation Employees Pension Plan and TrustArrow Financial Corporation …$54MCumberland, Md & Vicinity Building & Construction Employees Trust FundCumberland, Md & Vicinity Bu…$54MLegal & General America, Inc. Cash Balance PlanLegal & General America, Inc…$54MDelta Dental Plan of Michigan, Inc. Hourly Rated Pension PlanDelta Dental Plan of Michiga…$54M
End-of-year total assets ($M) among Arrow Financial Corporation Employees Pension Plan and Trust and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$69M
Net Assets (End of Year)$54M
Net Income-$15M
Employer EIN222448962
Plan Effective Date1960-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Arrow Financial Corporation)

Sponsor-wide plan assets over time

All Arrow Financial Corporation plans reported in each filing year

Latest sponsor-wide plan assets
$132M 14.975930928648115% vs 2022
2024 filing year
$110M$120M$130M$140M 202220232024 $115M $132M ▲ +15.0%
Year Plans Participants Total Assets
2022 3 1,364 $115M
2023 3 1,309 $122M
2024 3 1,344 $132M

Nearby Defined Benefit (Pension) Plans in New York

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Arrow Financial Corporation Employees Pension Plan and Trust vs. nearby Defined Benefit (Pension) plans in New York, assets vs. participants Scatter plot of 6 data points. -500005000100001500020000 -100102030 Total assets ($B) Participants Arrow Financial Corporation Employees Pension Plan and Trust, Total assets ($B): 0.054300378 · Participants: 422Arrow Financial Corporation Employees Pension Plan and TrustIBM Personal Pension Plan, Total assets ($B): 25.511753238 · Participants: 16431IBM Personal Pension PlanConsolidated Edison Retirement Plan, Total assets ($B): 15.815266303 · Participants: 11303Consolidated Edison Retirement PlanPepsico Employees Retirement Plan I, Total assets ($B): 7.656963 · Participants: 11386Pepsico Employees Retirement Plan INew York State Nurses Association Pension Plan, Total assets ($B): 5.019503014 · Participants: 18592New York State Nurses Association Pension PlanNew York District Council of Carpenters Pension Pl, Total assets ($B): 4.837058087 · Participants: 11318New York District Council of Carpenters Pension Pl
Arrow Financial Corporation Employees Pension Plan and Trust vs. nearby Defined Benefit (Pension) plans in New York, assets vs. participants
Compare Arrow Financial Corporation Employees Pension Plan and Trust side-by-side with 3 peers →

Arrow Financial Corporation Employees Pension Plan and Trust's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside New York, the nearest Defined Benefit (Pension) by assets is Midwest Radiology, P.a. and Affiliates Cash Balance Plan in MN ($54M); by covered participants it is Wakefern Pension Plan in NJ (422 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (422 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Arrow Financial Corporation Employees Pension Plan and Trust assets move in 2022? ▼
Arrow Financial Corporation Employees Pension Plan and Trust declined sharply - down 21.2% during 2022, from $69M to $54M. Reported net income was -$15M.
How have Arrow Financial Corporation plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Arrow Financial Corporation's sponsor-wide assets grew 15.0%, from $115M to $132M.
Where does Arrow Financial Corporation Employees Pension Plan and Trust rank by assets among Form 5500 filers? ▼
Arrow Financial Corporation Employees Pension Plan and Trust ranks in the 89th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Arrow Financial Corporation Employees Pension Plan and Trust? ▼
Among Defined Benefit (Pension) plans in other states, the closest by assets is Midwest Radiology, P.a. and Affiliates Cash Balance Plan in MN ($54M, 141 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Arrow Financial Corporation Employees Pension Plan and Trust? ▼
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Wakefern Pension Plan in NJ (422 participants, $124M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 222448962.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.