401(k) · DOL Form 5500 · 2022

Ridgewood Savings Bank 401(k) Plan

Data updated 2026-08-11

$102M
Total assets
497
Participants
93rd
Percentile by assets
$204,894
Avg per participant
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Official DOL plan name: Ridgewood Savings Bank Profit Sharing and 401 (K) Plan · Sponsored by Ridgewood Savings Bank · New York · Finance & Insurance

$102M in assets, 497 participants

Ridgewood Savings Bank's Ridgewood Savings Bank Profit Sharing and 401 (K) Plan reported $102M in total assets and 497 participants in its 2022 DOL Form 5500 filing, ranking in the 93rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 93rd percentile by assets (of 139,126 plans)
  • #8,197 in Finance & Insurance (9,261 peers)

Where Ridgewood Savings Bank Profit Sharing and 401 (K) Plan sits by assets

Ridgewood Savings Bank Profit Sharing and 401 (K) Plan sits in the top 10% of all filed plans by assets, $102M for 497 participants (~$204,894/participant), down 18.9% in 2022.

$102M
total plan assets (2022 EOY)
497
covered participants
93rd
percentile by assets (of 139,126 plans)
$204,894
avg assets per participant

The plan reported a net loss of $24M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Where Ridgewood Savings Bank Profit Sharing and 401 (K) Plan sits by total assets

Ridgewood Savings Bank Profit Sharing and 401 (K) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$101,832,087 Top 7% higher than 93% of 139,123 filed plans

This plan $0 $2,010,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

State

Ridgewood Savings Bank Profit Sharing and 401 (K) Plan vs the 2022 asset distribution

By assets, Ridgewood Savings Bank Profit Sharing and 401 (K) Plan outranks 93% of the 139,126 plans that filed a Form 5500 for the 2022 plan year, and holds roughly 1.0x the national average plan size of $100M (721 average participants).

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$126M
Net Assets (End of Year)$102M
Net Income-$24M
Employer EIN111241830
Plan Effective Date1978-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Ridgewood Savings Bank)

$220M$240M$260M$280M$300M$320M 202220232024 $243M $299M ▲ +22.9%
Total plan assets by year, all Ridgewood Savings Bank plans on file
Year Plans Participants Total Assets
2022 2 722 $243M
2023 2 702 $281M
2024 2 696 $299M

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Ridgewood Savings Bank Profit Sharing and 401 (K) Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -200204060 Total assets ($B) Participants Ridgewood Savings Ba…, Total assets ($B): 0.101832087 · Participants: 497Ridgewood Savings Ba…IBM 401 (K) Plus Plan, Total assets ($B): 53.363875208 · Participants: 56376IBM 401 (K) Plus PlanMorgan Stanley 401(k…, Total assets ($B): 16.415517176 · Participants: 42924Morgan Stanley 401(k…The Pepsico Savings …, Total assets ($B): 12.067222 · Participants: 129846The Pepsico Savings …Deloitte 401(k) Plan, Total assets ($B): 10.966899716 · Participants: 74687Deloitte 401(k) PlanThe Goldman Sachs 40…, Total assets ($B): 9.681988279 · Participants: 22650The Goldman Sachs 40…
Ridgewood Savings Bank Profit Sharing and 401 (K) Plan vs. nearby 401(k) plans in New York, assets vs. participants

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Ridgewood Savings Bank Profit Sharing and 401 (K) Plan by total assets, not by location.

Frequently Asked Questions

How did Ridgewood Savings Bank Profit Sharing and 401 (K) Plan assets move in 2022?
Ridgewood Savings Bank Profit Sharing and 401 (K) Plan declined sharply - down 18.9% during 2022, from $126M to $102M. Reported net income was -$24M.
How have Ridgewood Savings Bank plan assets changed over time?
Across 3 plan years on file (2022-2024), Ridgewood Savings Bank's sponsor-wide assets grew 22.9%, from $243M to $299M.
Where does Ridgewood Savings Bank Profit Sharing and 401 (K) Plan rank by assets among Form 5500 filers?
Ridgewood Savings Bank Profit Sharing and 401 (K) Plan ranks in the 93rd percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Ridgewood Savings Bank Profit Sharing and 401 (K) Plan?
Among 401(k) plans in other states, the closest by assets is Relativity 401(k) Plan in IL ($102M, 1,169 participants).

Next read for Ridgewood Savings Bank Profit Sharing an…

Scale reading

Ways to act on Ridgewood Savings Bank Profit Sharing and 401 (K) Plan's numbers.