Money Purchase · DOL Form 5500 · 2022

Smart Local 104, District 3 401(a) Money Purchase Plan

Data updated 2026-08-11

$19M
Total assets
1,059
Participants
77th
Percentile by assets
$18,091
Avg per participant
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Official DOL plan name: Smart Local 104, District 3 401(a) Plan · Sponsored by Smart Local 104, District 3 401(a) · California · Construction

$19M in assets, 1,059 participants

Smart Local 104, District 3 401(a)'s Smart Local 104, District 3 401(a) Plan reported $19M in total assets and 1,059 participants in its 2022 DOL Form 5500 filing, ranking in the 77th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 77th percentile by assets (of 139,126 plans)
  • #7,555 in Construction (9,927 peers)

Where Smart Local 104, District 3 401(a) Plan sits by assets

Smart Local 104, District 3 401(a) Plan sits in the top quartile of all filed plans by assets, $19M for 1,059 participants (~$18,091/participant), down 9.5% in 2022.

$19M
total plan assets (2022 EOY)
1,059
covered participants
77th
percentile by assets (of 139,126 plans)
$18,091
avg assets per participant

The plan reported a net loss of $2M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State
Industry

Smart Local 104, District 3 401(a) Plan vs the 2022 asset distribution

By assets, Smart Local 104, District 3 401(a) Plan outranks 77% of the 139,126 plans that filed a Form 5500 for the 2022 plan year, and holds roughly 0.2x the national average plan size of $100M (721 average participants).

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$21M
Net Assets (End of Year)$19M
Net Income-$2M
Employer EIN770352309
Plan Effective Date1993-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Smart Local 104, District 3 401(a))

$15M$20M$25M$30M 202220232024 $19.2M $27.6M ▲ +43.8%
Total plan assets by year, all Smart Local 104, District 3 401(a) plans on file
Year Plans Participants Total Assets
2022 1 1,059 $19M
2023 1 1,086 $23M
2024 1 1,100 $28M

Nearby Money Purchase Plans in California

Peer Money Purchase plans, same state, same plan type, ranked by total assets.

Smart Local 104, District 3 401(a) Plan vs. nearby Money Purchase plans in California, assets vs. participants

Smart Local 104, District 3 401(a) Plan vs. nearby Money Purchase plans in California, assets vs. participants Scatter plot of 6 data points. -10000010000200003000040000 -202468 Total assets ($B) Participants Smart Local 104, Dis…The Permanente Contr…Kaiser Permanente Su…University of Southe…Carpenters Annuity T…Directors Guild of A…
Smart Local 104, District 3 401(a) Plan vs. nearby Money Purchase plans in California, assets vs. participants

Similar-Sized Money Purchase Plans Nationally

Money Purchase plans in other states closest to Smart Local 104, District 3 401(a) Plan by total assets, not by location.

Frequently Asked Questions

How did Smart Local 104, District 3 401(a) Plan assets move in 2022?
Smart Local 104, District 3 401(a) Plan pulled back noticeably - down 9.5% during 2022, from $21M to $19M. Reported net income was -$2M.
How have Smart Local 104, District 3 401(a) plan assets changed over time?
Across 3 plan years on file (2022-2024), Smart Local 104, District 3 401(a)'s sponsor-wide assets grew 43.8%, from $19M to $28M.
Where does Smart Local 104, District 3 401(a) Plan rank by assets among Form 5500 filers?
Smart Local 104, District 3 401(a) Plan ranks in the 77th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which Money Purchase plans are similar in size to Smart Local 104, District 3 401(a) Plan?
Among Money Purchase plans in other states, the closest by assets is Nippon Life Group Money Purchase Plan in NY ($19M, 123 participants).

Next read for Smart Local 104, District 3 401(a) Plan

Scale reading

Ways to act on Smart Local 104, District 3 401(a) Plan's numbers.

  • By total assets, Smart Local 104, District 3 401(a) Plan ranks in the top quartile of all filed plans by assets. See the largest plans
  • Compare it side-by-side against 3 similar Money Purchase plans in California. Compare plans
  • Smart Local 104, District 3 401(a)'s sponsor-wide assets have grown 43.8% since 2022 across 3 plan years on file. More Construction plans