Other · DOL Form 5500 · 2022

Howard University Retirement Plan

Data updated 2026-07-24

$1.0B
Total assets
5,159
Participants
99th
Percentile by assets
$195,957
Avg per participant

Official DOL plan name: Howard University Savings Plan · Sponsored by Howard University · District of Columbia · Educational Services

$1.0B in assets, 5,159 participants

Howard University's Howard University Savings Plan reported $1.0B in total assets and 5,159 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 99th percentile by assets (of 139,258 plans)

What the 2022 filing shows

Howard University Savings Plan holds $1.0B for 5,159 participants - about $195,957 per participant, among the largest 1% of all filed plans, down 12.4% over the 2022 plan year.

$1.0B
total plan assets (2022 EOY)
5,159
covered participants
99th
percentile by assets (of 139,258 plans)
$195,957
avg assets per participant

The plan reported a net loss of $143M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Industry
Educational Services

Other · DOL Form 5500 · 2022

What the Filing Says About Howard University Savings Plan

Howard University Savings Plan is an Other retirement plan sponsored by Howard University, headquartered in District of Columbia. According to the U.S. Department of Labor's 2022 Form 5500 filing, the plan reports $1.0B in total end-of-year assets and covers 5,159 participants across the Educational Services industry. The sponsor's EIN on file with the U.S. Department of Labor is 530204707, and the plan has been effective since 1977-07-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets pulled back noticeably from $1.2B at the beginning of 2022 to $1.0B at year-end - down 12.4%. Net assets (after liabilities) closed the year at $1.0B, with reported net income of -$143M driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Across the 3 plan years Howard University has on file with PlainRetire (2022-2024), sponsor-wide plan assets have moved from $1.6B to $1.2B, a decline of 25.6%, while reported participants moved from 6,178 to 6,543 (+5.9%). The strongest year on file by total sponsor assets was 2023 at $1.8B; the softest was 2024 at $1.2B. Year-by-year, sponsor-wide filings show: 2022 - $1.6B in assets across 2 plans covering 6,178 participants; 2023 - $1.8B in assets across 2 plans covering 7,518 participants; 2024 - $1.2B in assets across 1 plan covering 6,543 participants.

By assets, Howard University Savings Plan outranks 99% of the 139,258 plans that filed a Form 5500 for the 2022 plan year, and holds roughly 10x the national average plan size of $100M and 730 average participants.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows, a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

How the percentile is calculated: we count every plan that filed a 2022 Form 5500 with a reported end-of-year asset figure (139,258 plans), rank Howard University Savings Plan against all of them by total assets, and report the share of those plans it outranks. A plan reporting no asset figure for the year is excluded from the ranking rather than assumed to be zero.

Financial Summary (2022)

Total Assets (Beginning of Year)$1.2B
Total Assets (End of Year)$1.0B
Net Assets (End of Year)$1.0B
Net Income-$143M
Plan TypeOther
Employer EIN530204707
Plan Effective Date1977-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Howard University)

$1B$1.2B$1.4B$1.6B$1.8B$2B 202220232024 $1.61B $1.2B ▼ -25.5%
Total plan assets by year, all Howard University 401(k) plans on file
Year Plans Participants Total Assets
2022 2 6,178 $1.6B
2023 2 7,518 $1.8B
2024 1 6,543 $1.2B

Nearby Other Plans in District of Columbia

Peer Other plans, same state, same plan type, ranked by total assets.

Howard University Savings Plan vs. nearby Other plans in District of Columbia, assets vs. participants

Howard University Savings Plan vs. nearby Other plans in District of Columbia, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000500000 00.511.522.53 Total assets ($B) Participants Howard University Sa…Int'l Brotherhood of…Georgetown Universit…American University …Georgetown Universit…The Catholic Univers…
Howard University Savings Plan vs. nearby Other plans in District of Columbia, assets vs. participants

Similar-Sized Other Plans Nationally

Other plans in other states closest to Howard University Savings Plan by total assets, not by location.

Frequently Asked Questions

How much money is in the Howard University Savings Plan?
As of the 2022 Form 5500 filing, Howard University Savings Plan holds $1.0B in total assets with 5,159 participants. It is sponsored by Howard University.
What type of plan is Howard University Savings Plan?
Howard University Savings Plan is an Other plan. It has been effective since 1977-07-01. The plan is filed with the U.S. Department of Labor under EIN 530204707.
Who sponsors the Howard University Savings Plan?
Howard University Savings Plan is sponsored by Howard University, located in District of Columbia. The sponsor's EIN is 530204707 and the plan operates in the Educational Services industry.
How did Howard University Savings Plan perform in 2022?
Howard University Savings Plan pulled back noticeably - down 12.4% during 2022, moving from $1.2B to $1.0B in total assets. Net income was -$143M.

What this filing means

Ways to act on Howard University Savings Plan's numbers.

  • By total assets, Howard University Savings Plan ranks among the largest 1% of all filed plans. See the largest plans
  • Compare it side-by-side against 3 similar Other plans in District of Columbia. Compare plans
  • Howard University's sponsor-wide assets have declined 25.6% since 2022 across 3 plan years on file. More Educational Services plans
  • An Other plan works differently from other retirement plan types, understand the structural differences before comparing. Compare plan types

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 530204707.

Reference: IRS Publication 560, Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B, Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.

Every figure on PlainRetire is rendered directly from the Department of Labor's Form 5500 annual return filings, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-07-24.