401(k) · DOL Form 5500 · 2022

Trader Joe's Company 401(k) Plan

Data updated 2026-08-11

$2.4B
Total assets
50,462
Participants
100th
Percentile by assets
$47,485
Avg per participant
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Official DOL plan name: Trader Joe's Company Retirement Plan · Sponsored by Trader Joe's Company · California · Retail Trade

$2.4B in assets, 50,462 participants

Trader Joe's Company's Trader Joe's Company Retirement Plan reported $2.4B in total assets and 50,462 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 100th percentile by assets (of 139,126 plans)
  • #9,488 in Retail Trade (9,519 peers)

Coverage in California

Trader Joe's Company Retirement Plan covers 50,462 participants in California, 80x the typical California plan (state average ~630 per filing). Assets: $2.4B.

$2.4B
total plan assets (2022 EOY)
50,462
covered participants
100th
percentile by assets (of 139,126 plans)
$47,485
avg assets per participant

The plan reported a net loss of $387M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State
Industry

Participants vs California filers

In California, the average filing covers about 630 participants across 15,291 plans. Trader Joe's Company Retirement Plan reports 50,462 participants - 80x that state average ($2.4B EOY assets).

California filing particulars

Total Assets (Beginning of Year)$2.8B
Net Assets (End of Year)$2.4B
Net Income-$387M
Employer EIN951987958
Plan Effective Date1965-05-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Trader Joe's Company)

$2B$2.5B$3B$3.5B 202220232024 $2.4B $3.2B ▲ +33.3%
Total plan assets by year, all Trader Joe's Company plans on file
Year Plans Participants Total Assets
2022 1 50,462 $2.4B
2023 1 57,617 $2.8B
2024 1 63,666 $3.2B

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Trader Joe's Company Retirement Plan vs. nearby 401(k) plans in California, assets vs. participants

Trader Joe's Company Retirement Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. 050000100000150000200000250000 01020304050 Total assets ($B) Participants Trader Joe's Company…Wells Fargo & Compan…Google LLC 401(k) Sa…Oracle Corporation 4…Chevron Employee Sav…Intel 401(k) Savings…
Trader Joe's Company Retirement Plan vs. nearby 401(k) plans in California, assets vs. participants

Scale composition for Trader Joe's Company Retirement Plan

Trader Joe's Company Retirement Plan reports $2.4B in end-of-year assets across 50,462 participants (0.019% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.054% of 93,925,755 covered participants) - about $47,485 per participant (34% of the national average assets-per-participant) . Net income for plan year 2022 was -$387M.

This plan identity (EIN 951987958, plan #002) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $2.4B to $3.2B (+33.7%) while covered participants moved from 50,462 to 63,666 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 50,462 $2.4B This page
2023 57,617 $2.8B Open filing
2024 · index core 63,666 $3.2B Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Trader Joe's Company Retirement Plan by total assets, not by location.

Frequently Asked Questions

How did Trader Joe's Company Retirement Plan assets move in 2022?
Trader Joe's Company Retirement Plan pulled back noticeably - down 13.9% during 2022, from $2.8B to $2.4B. Reported net income was -$387M.
How have Trader Joe's Company plan assets changed over time?
Across 3 plan years on file (2022-2024), Trader Joe's Company's sponsor-wide assets grew 33.7%, from $2.4B to $3.2B.
Where does Trader Joe's Company Retirement Plan rank by assets among Form 5500 filers?
Trader Joe's Company Retirement Plan ranks in the 100th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Trader Joe's Company Retirement Plan?
Among 401(k) plans in other states, the closest by assets is Texas Health 401(k) Retirement Plan in TX ($2.4B, 25,510 participants).

Next read for Trader Joe's Company Retirement Plan

Filing takeaways

Ways to act on Trader Joe's Company Retirement Plan's numbers.