401(k) · DOL Form 5500 · 2022

Monterey Financial Services, LLC 401(k) Plan

Data updated 2026-08-25

$8M
Total assets Small plan by assets
90
Participants Small participant base
61st
Percentile by assets National rank
$92,116
Avg per participant Below avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Monterey Financial Services, LLC 401(k) Plan and Trust · Sponsored by Monterey Financial Services, LLC · California · Finance & Insurance

$8M in assets, 90 participants

Monterey Financial Services, LLC's Monterey Financial Services, LLC 401(k) Plan and Trust reported $8M in total assets and 90 participants in its 2022 DOL Form 5500 filing, ranking in the 61st percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,110 in Finance & Insurance (9,261 peers)

2022 asset change

Monterey Financial Services, LLC 401(k) Plan and Trust declined sharply 15.2% in 2022 ($10M → $8M) for 90 participants.

#4,110
in Finance & Insurance (9,261 peers)
-15.2%
assets change YoY

The plan reported a net loss of $1M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Monterey Financial Services, LLC 401(k) Plan and Trust's mid-pack asset rank among Finance & Insurance and all filers

Monterey Financial Services, LLC 401(k) Plan and Trust vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$8,290,396 Top 39% higher than 61% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Monterey Financial Services, LLC 401(k) Plan and Trust among smaller filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Monterey Financial Services, LLC 401(k) Plan and Trust is a small filing (90 participants) on this national headcount ladder.

DOL schedule card

Filing strip 330369207 · Monterey Financial Services, LLC PY 2022 · 401(k)

Monterey Financial Services, LLC 401(k) Plan and Trust · $8M · 90 · 61st

  • BOY $8M
  • SCH 90
  • EBSA 61st
  • PART 401(k)
  • TYPE near Flynn's Tire and Automotive Group 401(k) Retirement Plan
  • NET ind #4110

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in California →

Monterey Financial Services, LLC 401(k) Plan and Trust in the asset neighbourhood

Monterey Financial Services, LLC 401(k) Plan and TrustMonterey Financial Services,…$8MFlynn's Tire and Automotive Group 401(k) Retirement PlanFlynn's Tire and Automotive …$8M12th Man Foundation Retirement Plan12th Man Foundation Retireme…$8MQ Center 401(k) Plan$8MFusion Trade, Inc. 401(k) PlanFusion Trade, Inc. 401(k) Pl…$8M
End-of-year total assets ($M) among Monterey Financial Services, LLC 401(k) Plan and Trust and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Monterey Financial Services, LLC years around the 2022 move

Sponsor-wide plan assets over time

All Monterey Financial Services, LLC plans reported in each filing year

Latest sponsor-wide plan assets
$38M 0.9724499111056831% vs 2022
2024 filing year
$35M$40M$45M$50M 202220232024 $38.1M $38.5M ▲ +1.0%
Year Plans Participants Total Assets
2022 2 178 $38M
2023 2 188 $46M
2024 1 91 $38M

2022 asset-move particulars

Total Assets (Beginning of Year)$10M
Net Assets (End of Year)$8M
Net Income-$1M
Employer EIN330369207
Plan Effective Date1996-01-01
Filing StatusFILING RECEIVED

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Monterey Financial Services, LLC 401(k) Plan and Trust vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000250000 -200204060 Total assets ($B) Participants Monterey Financial Services, LLC 401(k) Plan and Trust, Total assets ($B): 0.008290396 · Participants: 90Monterey Financial Services, LLC 401(k) Plan and TrustWells Fargo & Company 401(k) Plan, Total assets ($B): 45.765616608 · Participants: 205865Wells Fargo & Company 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 28.89820221 · Participants: 102963Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 21.851716605 · Participants: 46320Oracle Corporation 401(k) Savings and Investment PlanChevron Employee Savings Investment Plan, Total assets ($B): 18.60989746 · Participants: 19946Chevron Employee Savings Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 18.361585903 · Participants: 54672Intel 401(k) Savings Plan
Monterey Financial Services, LLC 401(k) Plan and Trust vs. nearby 401(k) plans in California, assets vs. participants
Compare Monterey Financial Services, LLC 401(k) Plan and Trust side-by-side with 3 peers →

Monterey Financial Services, LLC 401(k) Plan and Trust's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Flynn's Tire and Automotive Group 401(k) Retirement Plan in PA ($8M); by covered participants it is Choicelegal Retirement Savings Plan in FL (90 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($8M here).

Similar participant headcount

Nearest other-state filings by covered participants (90 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Monterey Financial Services, LLC 401(k) Plan and Trust assets move in 2022? ▼
Monterey Financial Services, LLC 401(k) Plan and Trust declined sharply - down 15.2% during 2022, from $10M to $8M. Reported net income was -$1M.
How have Monterey Financial Services, LLC plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Monterey Financial Services, LLC's sponsor-wide assets grew 1.0%, from $38M to $38M.
Which 401(k) plans are similar in size to Monterey Financial Services, LLC 401(k) Plan and Trust? ▼
Among 401(k) plans in other states, the closest by assets is Flynn's Tire and Automotive Group 401(k) Retirement Plan in PA ($8M, 482 participants).
Which 401(k) plans cover a similar participant headcount to Monterey Financial Services, LLC 401(k) Plan and Trust? ▼
Among 401(k) plans in other states, the closest by covered participants is Choicelegal Retirement Savings Plan in FL (90 participants, $318K in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 330369207.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.