ESOP · DOL Form 5500 · 2022

Community Financial Services, Inc. ESOP

Data updated 2026-08-25

$32M
Total assets Below avg plan size
256
Participants Below avg headcount
84th
Percentile by assets National rank
$125,037
Avg per participant Near avg balance/head
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Official DOL plan name: Community Financial Services, Inc. Employee Stock Ownership Plan · Sponsored by Community Financial Services, Inc. · Kentucky · Finance & Insurance

$32M in assets, 256 participants

Community Financial Services, Inc.'s Community Financial Services, Inc. Employee Stock Ownership Plan reported $32M in total assets and 256 participants in its 2022 DOL Form 5500 filing, ranking in the 84th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,807 in Finance & Insurance (9,261 peers)

Coverage in Kentucky

Community Financial Services, Inc. Employee Stock Ownership Plan covers 256 participants in Kentucky, about 40% of the average Kentucky filer (state average ~647 per filing). Assets: $32M.

#6,807
in Finance & Insurance (9,261 peers)
-15.7%
assets change YoY
0.3×
vs typical plan assets (national mean)

The plan reported a net loss of $6M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Community Financial Services, Inc. Employee Stock Ownership Plan's outsized position by total assets

Community Financial Services, Inc. Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$32,009,564 Top 16% higher than 84% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Community Financial Services, Inc. Employee Stock Ownership Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Community Financial Services, Inc. Employee Stock Ownership Plan sits mid-pack in the medium band (256 participants).

Published 5500 schedule card

Filing strip 611016269 · Community Financial Services, Inc. PY 2022 · ESOP

Community Financial Services, Inc. Employee Stock Ownership Plan · $32M · 256 · 84th

  • TYPE $32M
  • NET 256
  • BOOK 84th
  • VS-ST ESOP
  • BOY near American Solutions for Business Employee Stock Ownership Plan
  • SCH ind #6807

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Kentucky →

Community Financial Services, Inc. Employee Stock Ownership Plan in the asset neighbourhood

Community Financial Services, Inc. Employee Stock Ownership PlanCommunity Financial Services…$32MAmerican Solutions for Business Employee Stock Ownership PlanAmerican Solutions for Busin…$32MLockheed Martin Corporation Capital Accumulation Plan for Hourly EesLockheed Martin Corporation …$32MUniwest Employee Stock Ownership PlanUniwest Employee Stock Owner…$32MGarden Design, Inc. Employee Stock Ownership PlanGarden Design, Inc. Employee…$32M
End-of-year total assets ($M) among Community Financial Services, Inc. Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2022.

Kentucky filing particulars

Total Assets (Beginning of Year)$38M
Net Assets (End of Year)$27M
Net Income-$6M
Employer EIN611016269
Plan Effective Date1985-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Community Financial Services, Inc.)

Sponsor-wide plan assets over time

All Community Financial Services, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$31M 4.790882166470959% vs 2022
2024 filing year
$29M$30M$31M$32M$33M 202220232024 $32.5M $30.9M ▼ -4.8%
Year Plans Participants Total Assets
2022 2 523 $32M
2023 2 499 $29M
2024 2 489 $31M

Nearby ESOP Plans in Kentucky

Peer ESOP plans, same state, same plan type, ranked by total assets.

Community Financial Services, Inc. Employee Stock Ownership Plan vs. nearby ESOP plans in Kentucky, assets vs. participants Scatter plot of 6 data points. -200002000400060008000 -0.500.511.522.5 Total assets ($B) Participants Community Financial Services, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.032009564 · Participants: 256Community Financial Services, Inc. Employee Stock Ownership PlanHouchens Industries, Inc. Employee Stock Ownership Plan, Total assets ($B): 2.064849894 · Participants: 6338Houchens Industries, Inc. Employee Stock Ownership PlanStock Yards Bank & Trust Company 401(k) Employee, Total assets ($B): 0.13966969 · Participants: 682Stock Yards Bank & Trust Company 401(k) EmployeeGray, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.113190046 · Participants: 1269Gray, Inc. Employee Stock Ownership PlanInterstate Personnel Services, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.108901392 · Participants: 831Interstate Personnel Services, Inc. Employee Stock Ownership PlanH & R Agri-Power Employee Stock Ownership Plan, Total assets ($B): 0.082494483 · Participants: 444H & R Agri-Power Employee Stock Ownership Plan
Community Financial Services, Inc. Employee Stock Ownership Plan vs. nearby ESOP plans in Kentucky, assets vs. participants
Compare Community Financial Services, Inc. Employee Stock Ownership Plan side-by-side with 3 peers →

Community Financial Services, Inc. Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside Kentucky, the nearest ESOP by assets is American Solutions for Business Employee Stock Ownership Plan in MN ($32M); by covered participants it is Mid-America Apartment Communities, Inc. Employees' Stock Ownership Plan in TN (256 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (256 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Community Financial Services, Inc. Employee Stock Ownership Plan assets move in 2022? ▼
Community Financial Services, Inc. Employee Stock Ownership Plan declined sharply - down 15.7% during 2022, from $38M to $32M. Reported net income was -$6M.
How have Community Financial Services, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Community Financial Services, Inc.'s sponsor-wide assets declined 4.8%, from $32M to $31M.
Where does Community Financial Services, Inc. Employee Stock Ownership Plan rank by assets among Form 5500 filers? ▼
Community Financial Services, Inc. Employee Stock Ownership Plan ranks in the 84th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which ESOP plans are similar in size to Community Financial Services, Inc. Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by assets is American Solutions for Business Employee Stock Ownership Plan in MN ($32M, 1,002 participants).
Which ESOP plans cover a similar participant headcount to Community Financial Services, Inc. Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by covered participants is Mid-America Apartment Communities, Inc. Employees' Stock Ownership Plan in TN (256 participants, $19M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 611016269.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.