ESOP · DOL Form 5500 · 2022

Community Financial Services, Inc. ESOP

Data updated 2026-08-11

$32M
Total assets
256
Participants
84th
Percentile by assets
$125,037
Avg per participant
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Official DOL plan name: Community Financial Services, Inc. Employee Stock Ownership Plan · Sponsored by Community Financial Services, Inc. · Kentucky · Finance & Insurance

$32M in assets, 256 participants

Community Financial Services, Inc.'s Community Financial Services, Inc. Employee Stock Ownership Plan reported $32M in total assets and 256 participants in its 2022 DOL Form 5500 filing, ranking in the 84th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 84th percentile by assets (of 139,126 plans)
  • #6,807 in Finance & Insurance (9,261 peers)

Coverage in Kentucky

Community Financial Services, Inc. Employee Stock Ownership Plan covers 256 participants in Kentucky, about 40% of the average Kentucky filer (state average ~647 per filing). Assets: $32M.

$32M
total plan assets (2022 EOY)
256
covered participants
84th
percentile by assets (of 139,126 plans)
$125,037
avg assets per participant

The plan reported a net loss of $6M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State

Participants vs Kentucky filers

In Kentucky, the average filing covers about 647 participants across 1,300 plans. Community Financial Services, Inc. Employee Stock Ownership Plan reports 256 participants - about 40% of that state average ($32M EOY assets).

Kentucky filing particulars

Total Assets (Beginning of Year)$38M
Net Assets (End of Year)$27M
Net Income-$6M
Employer EIN611016269
Plan Effective Date1985-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Community Financial Services, Inc.)

$29M$30M$31M$32M$33M 202220232024 $32.5M $30.9M ▼ -4.8%
Total plan assets by year, all Community Financial Services, Inc. plans on file
Year Plans Participants Total Assets
2022 2 523 $32M
2023 2 499 $29M
2024 2 489 $31M

Nearby ESOP Plans in Kentucky

Peer ESOP plans, same state, same plan type, ranked by total assets.

Community Financial Services, Inc. Employee Stock Ownership Plan vs. nearby ESOP plans in Kentucky, assets vs. participants

Community Financial Services, Inc. Employee Stock Ownership Plan vs. nearby ESOP plans in Kentucky, assets vs. participants Scatter plot of 6 data points. -200002000400060008000 -0.500.511.522.5 Total assets ($B) Participants Community Financial …Houchens Industries,…Stock Yards Bank & T…Gray, Inc. Employee …Interstate Personnel…H & R Agri-Power Emp…
Community Financial Services, Inc. Employee Stock Ownership Plan vs. nearby ESOP plans in Kentucky, assets vs. participants

Similar-Sized ESOP Plans Nationally

ESOP plans in other states closest to Community Financial Services, Inc. Employee Stock Ownership Plan by total assets, not by location.

Frequently Asked Questions

How did Community Financial Services, Inc. Employee Stock Ownership Plan assets move in 2022?
Community Financial Services, Inc. Employee Stock Ownership Plan declined sharply - down 15.7% during 2022, from $38M to $32M. Reported net income was -$6M.
How have Community Financial Services, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Community Financial Services, Inc.'s sponsor-wide assets declined 4.8%, from $32M to $31M.
Where does Community Financial Services, Inc. Employee Stock Ownership Plan rank by assets among Form 5500 filers?
Community Financial Services, Inc. Employee Stock Ownership Plan ranks in the 84th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which ESOP plans are similar in size to Community Financial Services, Inc. Employee Stock Ownership Plan?
Among ESOP plans in other states, the closest by assets is American Solutions for Business Employee Stock Ownership Plan in MN ($32M, 1,002 participants).

Next read for Community Financial Services, Inc. Emplo…

Filing takeaways

Ways to act on Community Financial Services, Inc. Employee Stock Ownership Plan's numbers.

  • By total assets, Community Financial Services, Inc. Employee Stock Ownership Plan ranks in the top quartile of all filed plans by assets. See the largest plans
  • Compare it side-by-side against 3 similar ESOP plans in Kentucky. Compare plans
  • Community Financial Services, Inc.'s sponsor-wide assets have declined 4.8% since 2022 across 3 plan years on file. More Finance & Insurance plans