401(k) · DOL Form 5500 · 2022

Southern Trust Mortgage, LLC 401(k) Plan

Data updated 2026-08-25

$16M
Total assets Small plan by assets
302
Participants Below avg headcount
73rd
Percentile by assets National rank
$51,640
Avg per participant Low balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Southern Trust Mortgage 401(k) Plan · Sponsored by Southern Trust Mortgage, LLC · Virginia · Finance & Insurance

$16M in assets, 302 participants

Southern Trust Mortgage, LLC's Southern Trust Mortgage 401(k) Plan reported $16M in total assets and 302 participants in its 2022 DOL Form 5500 filing, ranking in the 73rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,401 in Finance & Insurance (9,261 peers)

Coverage in Virginia

Southern Trust Mortgage 401(k) Plan covers 302 participants in Virginia, about 39% of the average Virginia filer (state average ~782 per filing). Assets: $16M.

#5,401
in Finance & Insurance (9,261 peers)
-18.1%
assets change YoY

The plan reported a net loss of $3M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Southern Trust Mortgage 401(k) Plan's outsized position by total assets

Southern Trust Mortgage 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$15,595,410 Top 27% higher than 73% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Southern Trust Mortgage 401(k) Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Southern Trust Mortgage 401(k) Plan sits mid-pack in the medium band (302 participants).

EBSA filing schedule strip

Filing strip 541872422 · Southern Trust Mortgage, LLC PY 2022 · 401(k)

Southern Trust Mortgage 401(k) Plan · $16M · 302 · 73rd

  • IND $16M
  • IND 302
  • IND 73rd
  • IND 401(k)
  • IND near Cnbstl and Ubu 401(k) Plan
  • IND ind #5401

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Virginia →

Southern Trust Mortgage 401(k) Plan in the asset neighbourhood

Southern Trust Mortgage 401(k) PlanSouthern Trust Mortgage 401(…$16MCnbstl and Ubu 401(k) Plan$16MLafayette Engineering, Inc. 401(k) Profit Sharing PlanLafayette Engineering, Inc. …$16MRegal Ware, Inc. Bargaining Unit Employees' Profit Sharing PlanRegal Ware, Inc. Bargaining …$16MAxia Financial 401(k) Plan$16M
End-of-year total assets ($M) among Southern Trust Mortgage 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Virginia filing particulars

Total Assets (Beginning of Year)$19M
Net Assets (End of Year)$16M
Net Income-$3M
Employer EIN541872422
Plan Effective Date1999-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Southern Trust Mortgage, LLC)

Sponsor-wide plan assets over time

All Southern Trust Mortgage, LLC plans reported in each filing year

Latest sponsor-wide plan assets
$19M 19.890467772248375% vs 2022
2024 filing year
$15M$16M$17M$18M$19M$20M 202220232024 $15.6M $18.7M ▲ +19.9%
Year Plans Participants Total Assets
2022 1 302 $16M
2023 1 230 $17M
2024 1 188 $19M

Nearby 401(k) Plans in Virginia

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Southern Trust Mortgage 401(k) Plan vs. nearby 401(k) plans in Virginia, assets vs. participants Scatter plot of 6 data points. -50000050000100000 -10010203040 Total assets ($B) Participants Southern Trust Mortgage 401(k) Plan, Total assets ($B): 0.01559541 · Participants: 302Southern Trust Mortgage 401(k) PlanNorthrop Grumman Savings Plan, Total assets ($B): 32.567331218 · Participants: 92420Northrop Grumman Savings Plan401(k) Pension Plan, Total assets ($B): 12.972737361 · Participants: 61481401(k) Pension PlanGeneral Dynamics Corporation 401(k) Plan 6.0, Total assets ($B): 9.624791923 · Participants: 36822General Dynamics Corporation 401(k) Plan 6.0Leidos, Inc. Retirement Plan, Total assets ($B): 8.665678993 · Participants: 26125Leidos, Inc. Retirement PlanBae Systems Employees' Savings and Investment Plan, Total assets ($B): 8.232987243 · Participants: 31556Bae Systems Employees' Savings and Investment Plan
Southern Trust Mortgage 401(k) Plan vs. nearby 401(k) plans in Virginia, assets vs. participants

Southern Trust Mortgage 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Virginia, the nearest 401(k) by assets is Cnbstl and Ubu 401(k) Plan in MO ($16M); by covered participants it is N.R.F. Distributors Retirement Savings Plan in ME (302 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (302 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Southern Trust Mortgage 401(k) Plan assets move in 2022?
Southern Trust Mortgage 401(k) Plan declined sharply - down 18.1% during 2022, from $19M to $16M. Reported net income was -$3M.
How have Southern Trust Mortgage, LLC plan assets changed over time?
Across 3 plan years on file (2022-2024), Southern Trust Mortgage, LLC's sponsor-wide assets grew 19.9%, from $16M to $19M.
Which 401(k) plans are similar in size to Southern Trust Mortgage 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Cnbstl and Ubu 401(k) Plan in MO ($16M, 166 participants).
Which 401(k) plans cover a similar participant headcount to Southern Trust Mortgage 401(k) Plan?
Among 401(k) plans in other states, the closest by covered participants is N.R.F. Distributors Retirement Savings Plan in ME (302 participants, $18M in assets).