401(k) · DOL Form 5500 · 2022

Heritage Financial Credit Union 401(k) Plan

Data updated 2026-08-25

$7M
Total assets Small plan by assets
119
Participants Small participant base
56th
Percentile by assets National rank
$56,001
Avg per participant Low balance/head
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Official DOL plan name: Heritage Financial Credit Union Capital Accumulation Plan · Sponsored by Heritage Financial Credit Union · New York · Finance & Insurance

$7M in assets, 119 participants

Heritage Financial Credit Union's Heritage Financial Credit Union Capital Accumulation Plan reported $7M in total assets and 119 participants in its 2022 DOL Form 5500 filing, ranking in the 56th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,713 in Finance & Insurance (9,261 peers)

Coverage in New York

Heritage Financial Credit Union Capital Accumulation Plan covers 119 participants in New York, about 15% of the average New York filer (state average ~798 per filing). Assets: $7M.

#3,713
in Finance & Insurance (9,261 peers)
-12.2%
assets change YoY

The plan reported a net loss of $922K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Heritage Financial Credit Union Capital Accumulation Plan's mid-pack asset rank among Finance & Insurance and all filers

Heritage Financial Credit Union Capital Accumulation Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$6,664,158 Top 44% higher than 56% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Heritage Financial Credit Union Capital Accumulation Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Heritage Financial Credit Union Capital Accumulation Plan sits mid-pack in the medium band (119 participants).

Published 5500 schedule card

Filing strip 141348251 · Heritage Financial Credit Union PY 2022 · 401(k)

Heritage Financial Credit Union Capital Accumulation Plan · $7M · 119 · 56th

  • PART $7M
  • TYPE 119
  • NET 56th
  • BOOK 401(k)
  • VS-ST near Ubg 401(k) - Imperial
  • BOY ind #3713

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

Heritage Financial Credit Union Capital Accumulation Plan in the asset neighbourhood

Tate Automotive Group 401(k) Savings PlanTate Automotive Group 401(k)…$7MLancaster Archery Supply 401(k) PlanLancaster Archery Supply 401…$7MHeritage Financial Credit Union Capital Accumulation PlanHeritage Financial Credit Un…$7MUbg 401(k) - Imperial$7MVisionweb 401(k) Plan$7M
End-of-year total assets ($M) among Heritage Financial Credit Union Capital Accumulation Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

New York filing particulars

Total Assets (Beginning of Year)$8M
Net Assets (End of Year)$7M
Net Income-$922K
Employer EIN141348251
Plan Effective Date1980-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Heritage Financial Credit Union)

Sponsor-wide plan assets over time

All Heritage Financial Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$7M 11.613680227869748% vs 2022
2024 filing year
$6.5M$7M$7.5M$8M 202220232024 $6.66M $7.44M ▲ +11.7%
Year Plans Participants Total Assets
2022 1 119 $7M
2023 1 111 $7M
2024 1 129 $7M

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Heritage Financial Credit Union Capital Accumulation Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -200204060 Total assets ($B) Participants Heritage Financial Credit Union Capital Accumulation Plan, Total assets ($B): 0.006664158 · Participants: 119Heritage Financial Credit Union Capital Accumulation PlanIBM 401 (K) Plus Plan, Total assets ($B): 53.363875208 · Participants: 56376IBM 401 (K) Plus PlanMorgan Stanley 401(k) Plan, Total assets ($B): 16.415517176 · Participants: 42924Morgan Stanley 401(k) PlanThe Pepsico Savings Plan, Total assets ($B): 12.067222 · Participants: 129846The Pepsico Savings PlanDeloitte 401(k) Plan, Total assets ($B): 10.966899716 · Participants: 74687Deloitte 401(k) PlanThe Goldman Sachs 401(k) Plan, Total assets ($B): 9.681988279 · Participants: 22650The Goldman Sachs 401(k) Plan
Heritage Financial Credit Union Capital Accumulation Plan vs. nearby 401(k) plans in New York, assets vs. participants

Heritage Financial Credit Union Capital Accumulation Plan's out-of-state 401(k) peers by assets and headcount

Outside New York, the nearest 401(k) by assets is Ubg 401(k) - Imperial in NC ($7M); by covered participants it is Apreva Hospice 401(k) Plan in CA (119 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($7M here).

Similar participant headcount

Nearest other-state filings by covered participants (119 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Heritage Financial Credit Union Capital Accumulation Plan assets move in 2022?
Heritage Financial Credit Union Capital Accumulation Plan pulled back noticeably - down 12.2% during 2022, from $8M to $7M. Reported net income was -$922K.
How have Heritage Financial Credit Union plan assets changed over time?
Across 3 plan years on file (2022-2024), Heritage Financial Credit Union's sponsor-wide assets grew 11.6%, from $7M to $7M.
Which 401(k) plans are similar in size to Heritage Financial Credit Union Capital Accumulation Plan?
Among 401(k) plans in other states, the closest by assets is Ubg 401(k) - Imperial in NC ($7M, 244 participants).
Which 401(k) plans cover a similar participant headcount to Heritage Financial Credit Union Capital Accumulation Plan?
Among 401(k) plans in other states, the closest by covered participants is Apreva Hospice 401(k) Plan in CA (119 participants, N/A in assets).