Defined Benefit (Pension) · DOL Form 5500 · 2022
Smart & Final LLC Pension Plan
Data updated 2026-08-11
- $138M
- Total assets
- 1,468
- Participants
- 94th
- Percentile by assets
- $94,327
- Avg per participant
Official DOL plan name: Smart & Final Pension Plan · Sponsored by Smart & Final LLC · California · Retail Trade
$138M in assets, 1,468 participants
Smart & Final LLC's Smart & Final Pension Plan reported $138M in total assets and 1,468 participants in its 2022 DOL Form 5500 filing, ranking in the 94th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 94th percentile by assets (of 139,126 plans)
- #9,219 in Retail Trade (9,519 peers)
Coverage in California
Smart & Final Pension Plan covers 1,468 participants in California, 2.3x the typical California plan (state average ~630 per filing). Assets: $138M.
- $138M
- total plan assets (2022 EOY)
- 1,468
- covered participants
- 94th
- percentile by assets (of 139,126 plans)
- $94,327
- avg assets per participant
The plan reported a net loss of $34M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Where Smart & Final Pension Plan sits by total assets
Smart & Final Pension Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$138,472,663 Top 6% higher than 94% of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Participants vs California filers
In California, the average filing covers about 630 participants across 15,291 plans. Smart & Final Pension Plan reports 1,468 participants - 2.3x that state average ($138M EOY assets).
California filing particulars
| Total Assets (Beginning of Year) | $171M |
|---|---|
| Net Assets (End of Year) | $137M |
| Net Income | -$34M |
| Employer EIN | 954079584 |
| Plan Effective Date | 1974-04-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Smart & Final LLC)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 10,814 | $429M |
| 2023 | 2 | 12,661 | $500M |
| 2024 | 2 | 11,615 | $555M |
Nearby Defined Benefit (Pension) Plans in California
Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.
Smart & Final Pension Plan vs. nearby Defined Benefit (Pension) plans in California, assets vs. participants
- Kaiser Permanente Retirement Plan $31.9B · 126,331
- Pacific Gas and Electric Company Retirement Plan $17.1B · 25,709
- Retirement Plan for Physicians and Salaried Employees of the Permanente Medical Group, Inc. $10.4B · 19,326
- Disney Salaried Pension Plan D $9.2B · 11,405
- Wells Fargo & Company Cash Balance Plan $8.8B · 59,141
Similar-Sized Defined Benefit (Pension) Plans Nationally
Defined Benefit (Pension) plans in other states closest to Smart & Final Pension Plan by total assets, not by location.
Frequently Asked Questions
How did Smart & Final Pension Plan assets move in 2022? ▼
How have Smart & Final LLC plan assets changed over time? ▼
Where does Smart & Final Pension Plan rank by assets among Form 5500 filers? ▼
Which Defined Benefit (Pension) plans are similar in size to Smart & Final Pension Plan? ▼
Next read for Smart & Final Pension Plan
Filing takeaways
Ways to act on Smart & Final Pension Plan's numbers.
- By total assets, Smart & Final Pension Plan ranks in the top 10% of all filed plans by assets. See the largest plans
- Compare it side-by-side against 3 similar Defined Benefit (Pension) plans in California. Compare plans
- Smart & Final LLC's sponsor-wide assets have grown 29.6% since 2022 across 3 plan years on file. More Retail Trade plans