Insulators Local 45 Defined Contribution Pension Fund
ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.
Sponsored by Board of Trustees Insulators Local 45 Defined Contribution Pension · Michigan · Construction
What the 2023 filing shows
Insulators Local 45 Defined Contribution Pension Fund holds $37M for 680 participants — about $54,061 per participant, up 8.3% over the 2022 plan year.
- $37M
- total plan assets (2022 EOY)
- 680
- covered participants
- $54,061
- avg assets per participant
- +8.3%
- assets growth YoY
What the Filing Says About Insulators Local 45 Defined Contribution Pension Fund
Insulators Local 45 Defined Contribution Pension Fund is a ESOP retirement plan sponsored by Board of Trustees Insulators Local 45 Defined Contribution Pension, headquartered in Michigan. As of the 2022 Form 5500 filing, the plan reports $37M in total end-of-year assets and covers 680 participants across the Construction industry. The sponsor's EIN on file with the U.S. Department of Labor is 201144608, and the plan has been effective since 2004-06-01. Its filing status is currently FILING RECEIVED.
Year over year, total assets moved from $34M at the beginning of 2022 to $37M at year-end — a gain of 8.3%. Net assets (after liabilities) closed the year at $37M, with reported net income of $3M driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 1 prior plan-year filing from the same sponsor shown below.
Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.
Financial Summary (2023)
| Total Assets (Beginning of Year) | $34M |
| Total Assets (End of Year) | $37M |
| Net Assets (End of Year) | $37M |
| Net Income | $3M |
| Plan Type | ESOP |
| Employer EIN | 201144608 |
| Plan Effective Date | 2004-06-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Board of Trustees Insulators Local 45 Defined Contribution Pension)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 680 | $37M |
| 2023 | 1 | 623 | $42M |
Nearby ESOP Plans in Michigan
Peer ESOP plans — same state, same plan type — ranked by total assets.
Related Data
Guides
Frequently Asked Questions
How much money is in the Insulators Local 45 Defined Contribution Pension Fund? ▼
What type of plan is Insulators Local 45 Defined Contribution Pension Fund? ▼
Who sponsors the Insulators Local 45 Defined Contribution Pension Fund? ▼
How did Insulators Local 45 Defined Contribution Pension Fund perform in 2022? ▼
Where can I find official filings for Insulators Local 45 Defined Contribution Pension Fund? ▼
How does Insulators Local 45 Defined Contribution Pension Fund compare to other plans? ▼
Explore PlainRetire
Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.
Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 201144608.
Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.
Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.
Read our methodology — how this data is sourced, computed, and verified.