Defined Benefit (Pension) · DOL Form 5500 · 2022

Watertown Savings Bank Pension Plan

Data updated 2026-08-25

$30M
Total assets Below avg plan size
105
Participants Small participant base
83rd
Percentile by assets National rank
$290,383
Avg per participant High balance/head
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Official DOL plan name: Sbera Pension Plan as Adopted by Watertown Savings Bank · Sponsored by Watertown Savings Bank · Massachusetts · Finance & Insurance

$30M in assets, 105 participants

Watertown Savings Bank's Sbera Pension Plan as Adopted by Watertown Savings Bank reported $30M in total assets and 105 participants in its 2022 DOL Form 5500 filing, ranking in the 83rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,713 in Finance & Insurance (9,261 peers)

Coverage in Massachusetts

Sbera Pension Plan as Adopted by Watertown Savings Bank covers 105 participants in Massachusetts, about 16% of the average Massachusetts filer (state average ~659 per filing). Assets: $30M.

#6,713
in Finance & Insurance (9,261 peers)
+4.6%
assets growth YoY
0.3×
vs typical plan assets (national mean)

Sbera Pension Plan as Adopted by Watertown Savings Bank's outsized position by total assets

Sbera Pension Plan as Adopted by Watertown Savings Bank vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$30,490,230 Top 17% higher than 83% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Sbera Pension Plan as Adopted by Watertown Savings Bank among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Sbera Pension Plan as Adopted by Watertown Savings Bank sits mid-pack in the medium band (105 participants).

Plan-year Form 5500 strip

Filing strip 041950840 · Watertown Savings Bank PY 2022 · Defined Benefit (Pension)

Sbera Pension Plan as Adopted by Watertown Savings Bank · $30M · 105 · 83rd

  • NET $30M
  • BOOK 105
  • VS-ST 83rd
  • BOY Defined Benefit (Pension)
  • SCH near Dechert LLP Partners Defined Benefit Plan II
  • EBSA ind #6713

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Sbera Pension Plan as Adopted by Watertown Savings Bank in the asset neighbourhood

Greene, Tweed & Co., Inc. Union Employees Pension PlanGreene, Tweed & Co., Inc. Un…$31MSbera Pension Plan as Adopted by Watertown Savings BankSbera Pension Plan as Adopte…$30MDechert LLP Partners Defined Benefit Plan IIDechert LLP Partners Defined…$30MW.R. Grace & Co. Retirement Plan for Lake Charles PlantW.R. Grace & Co. Retirement …$30MUnited Assn of Plumbers and Steamfitters 521 Pension FundUnited Assn of Plumbers and …$30M
End-of-year total assets ($M) among Sbera Pension Plan as Adopted by Watertown Savings Bank and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2022.

Massachusetts filing particulars

Total Assets (Beginning of Year)$29M
Net Assets (End of Year)$30M
Net Income$1M
Employer EIN041950840
Plan Effective Date1989-11-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Watertown Savings Bank)

Sponsor-wide plan assets over time

All Watertown Savings Bank plans reported in each filing year

Latest sponsor-wide plan assets
$78M 25.958003906901713% vs 2022
2024 filing year
$60M$65M$70M$75M$80M$85M 202220232024 $62.3M $78.4M ▲ +26.0%
Year Plans Participants Total Assets
2022 2 225 $62M
2023 2 210 $72M
2024 2 210 $78M

Nearby Defined Benefit (Pension) Plans in Massachusetts

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Sbera Pension Plan as Adopted by Watertown Savings Bank vs. nearby Defined Benefit (Pension) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -200000200004000060000 -20246810 Total assets ($B) Participants Sbera Pension Plan as Adopted by Watertown Savings Bank, Total assets ($B): 0.03049023 · Participants: 105Sbera Pension Plan as Adopted by Watertown Savings BankConsolidated Cash Balance Program of Mass General Brigham and Member Organizations, Total assets ($B): 9.07532048 · Participants: 55495Consolidated Cash Balance Program of Mass General Brigham and Member OrganizationsLiberty Mutual Retirement Benefit Plan, Total assets ($B): 6.756596242 · Participants: 33087Liberty Mutual Retirement Benefit PlanMassachusetts Institute of Technology Basic Retirement Plan, Total assets ($B): 5.281152611 · Participants: 11835Massachusetts Institute of Technology Basic Retirement PlanN. Atlantic States Carp. Pension Fund, Total assets ($B): 4.758508912 · Participants: 17323N. Atlantic States Carp. Pension FundN. Atlantic States Carp. Guaranteed Annuity Fund, Total assets ($B): 3.594095954 · Participants: 10962N. Atlantic States Carp. Guaranteed Annuity Fund
Sbera Pension Plan as Adopted by Watertown Savings Bank vs. nearby Defined Benefit (Pension) plans in Massachusetts, assets vs. participants
Compare Sbera Pension Plan as Adopted by Watertown Savings Bank side-by-side with 3 peers →

Sbera Pension Plan as Adopted by Watertown Savings Bank's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside Massachusetts, the nearest Defined Benefit (Pension) by assets is Dechert LLP Partners Defined Benefit Plan II in PA ($30M); by covered participants it is Community Credit Union of Florida Defined Benefit Plan and Trust in FL (105 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (105 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Sbera Pension Plan as Adopted by Watertown Savings Bank assets move in 2022? ▼
Sbera Pension Plan as Adopted by Watertown Savings Bank edged up modestly - up 4.6% during 2022, from $29M to $30M. Reported net income was $1M.
How have Watertown Savings Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Watertown Savings Bank's sponsor-wide assets grew 26.0%, from $62M to $78M.
Where does Sbera Pension Plan as Adopted by Watertown Savings Bank rank by assets among Form 5500 filers? ▼
Sbera Pension Plan as Adopted by Watertown Savings Bank ranks in the 83rd percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Sbera Pension Plan as Adopted by Watertown Savings Bank? ▼
Among Defined Benefit (Pension) plans in other states, the closest by assets is Dechert LLP Partners Defined Benefit Plan II in PA ($30M, 244 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Sbera Pension Plan as Adopted by Watertown Savings Bank? ▼
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Community Credit Union of Florida Defined Benefit Plan and Trust in FL (105 participants, $29M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 041950840.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.