Defined Benefit (Pension) · DOL Form 5500 · 2022

The Lowell Five Cent Savings Bank Pension Plan

Data updated 2026-08-25

$32M
Total assets Below avg plan size
81
Participants Small participant base
84th
Percentile by assets National rank
$399,557
Avg per participant High balance/head
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Official DOL plan name: Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank · Sponsored by The Lowell Five Cent Savings Bank · Massachusetts · Finance & Insurance

$32M in assets, 81 participants

The Lowell Five Cent Savings Bank's Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank reported $32M in total assets and 81 participants in its 2022 DOL Form 5500 filing, ranking in the 84th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,828 in Finance & Insurance (9,261 peers)

Where Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank sits by assets

Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank sits in the top quartile of all filed plans by assets, $32M for 81 participants (~$399,557/participant), up 2.1% in 2022.

#6,828
in Finance & Insurance (9,261 peers)
+2.1%
assets growth YoY
0.3×
vs typical plan assets (national mean)

Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank's outsized position by total assets

Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$32,364,108 Top 16% higher than 84% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank among smaller filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank is a small filing (81 participants) on this national headcount ladder.

Published 5500 schedule card

Filing strip 453131005 · The Lowell Five Cent Savings Bank PY 2022 · Defined Benefit (Pension)

Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank · $32M · 81 · 84th

  • VS-ST $32M
  • BOY 81
  • SCH 84th
  • EBSA Defined Benefit (Pension)
  • PART near Wacker Hourly Pension Plan
  • TYPE ind #6828

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank in the asset neighbourhood

Sbera Pension Plan as Adopted by the Lowell Five Cent Savings BankSbera Pension Plan as Adopte…$32MWacker Hourly Pension Plan$32MDalton Corporation, Warsaw Manufacturing Facility Pension PlanDalton Corporation, Warsaw M…$32MRetirement Plan of Louisiana Pigment Company, L.P.Retirement Plan of Louisiana…$32MSabin Metal Corp. Retirement PlanSabin Metal Corp. Retirement…$32M
End-of-year total assets ($M) among Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$32M
Net Assets (End of Year)$32M
Net Income$665K
Employer EIN453131005
Plan Effective Date1981-11-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Lowell Five Cent Savings Bank)

Sponsor-wide plan assets over time

All The Lowell Five Cent Savings Bank plans reported in each filing year

Latest sponsor-wide plan assets
$76M 33.64456023802374% vs 2022
2024 filing year
$50M$60M$70M$80M 202220232024 $56.8M $75.9M ▲ +33.6%
Year Plans Participants Total Assets
2022 2 275 $57M
2023 2 255 $68M
2024 2 255 $76M

Nearby Defined Benefit (Pension) Plans in Massachusetts

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank vs. nearby Defined Benefit (Pension) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -200000200004000060000 -20246810 Total assets ($B) Participants Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank, Total assets ($B): 0.032364108 · Participants: 81Sbera Pension Plan as Adopted by the Lowell Five Cent Savings BankConsolidated Cash Balance Program of Mass General Brigham and Member Organizations, Total assets ($B): 9.07532048 · Participants: 55495Consolidated Cash Balance Program of Mass General Brigham and Member OrganizationsLiberty Mutual Retirement Benefit Plan, Total assets ($B): 6.756596242 · Participants: 33087Liberty Mutual Retirement Benefit PlanMassachusetts Institute of Technology Basic Retirement Plan, Total assets ($B): 5.281152611 · Participants: 11835Massachusetts Institute of Technology Basic Retirement PlanN. Atlantic States Carp. Pension Fund, Total assets ($B): 4.758508912 · Participants: 17323N. Atlantic States Carp. Pension FundN. Atlantic States Carp. Guaranteed Annuity Fund, Total assets ($B): 3.594095954 · Participants: 10962N. Atlantic States Carp. Guaranteed Annuity Fund
Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank vs. nearby Defined Benefit (Pension) plans in Massachusetts, assets vs. participants
Compare Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank side-by-side with 3 peers →

Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside Massachusetts, the nearest Defined Benefit (Pension) by assets is Wacker Hourly Pension Plan in MI ($32M); by covered participants it is Pension Plan of Allen & Company in NY (81 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (81 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank assets move in 2022? ▼
Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank edged up modestly - up 2.1% during 2022, from $32M to $32M. Reported net income was $665K.
How have The Lowell Five Cent Savings Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), The Lowell Five Cent Savings Bank's sponsor-wide assets grew 33.6%, from $57M to $76M.
Where does Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank rank by assets among Form 5500 filers? ▼
Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank ranks in the 84th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank? ▼
Among Defined Benefit (Pension) plans in other states, the closest by assets is Wacker Hourly Pension Plan in MI ($32M, 48 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Sbera Pension Plan as Adopted by the Lowell Five Cent Savings Bank? ▼
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Pension Plan of Allen & Company in NY (81 participants, $93M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 453131005.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.