ESOP · DOL Form 5500 · 2023

Waterstone Bank Ssb ESOP ESOP

Data updated 2026-08-25

$32M
Total assets Below avg plan size
128
Participants Small participant base
80th
Percentile by assets National rank
$248,086
Avg per participant Above avg balance/head
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Official DOL plan name: 2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan · Sponsored by Waterstone Bank Ssb ESOP · Wisconsin · Finance & Insurance

$32M in assets, 128 participants

Waterstone Bank Ssb ESOP's 2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan reported $32M in total assets and 128 participants in its 2023 DOL Form 5500 filing, ranking in the 80th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,160 in Finance & Insurance (8,869 peers)

Coverage in Wisconsin

2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan covers 128 participants in Wisconsin, about 23% of the average Wisconsin filer (state average ~563 per filing). Assets: $32M.

#6,160
in Finance & Insurance (8,869 peers)
-19.7%
assets change YoY
0.3×
vs typical plan assets (national mean)

The plan reported a net loss of $7M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan's outsized position by total assets

2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$31,755,014 Top 20% higher than 80% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. 2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan sits mid-pack in the medium band (128 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • 2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan reported net income rose from -$10M in the plan year 2022 filing to -$7M in the plan year 2023 filing.
  • 2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan end-of-year assets fell from $40M in the plan year 2022 filing to $32M in the plan year 2023 filing.
  • 2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan reported participants fell from 148 in the plan year 2022 filing to 128 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Published 5500 schedule card

Filing strip 390691250 · Waterstone Bank Ssb ESOP PY 2023 · ESOP

2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan · $32M · 128 · 80th

  • PHOTO $32M
  • PHOTO 128
  • PHOTO 80th
  • PHOTO ESOP
  • PHOTO near Duncan Bolt Employee Stock Ownership Plan
  • PHOTO ind #6160

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Wisconsin →

2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan in the asset neighbourhood

The Equity Engineering Group, Inc. Employee Stock Ownership Plan and TrustThe Equity Engineering Group…$32M2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan2015 Amended and Restated Wa…$32MDuncan Bolt Employee Stock Ownership PlanDuncan Bolt Employee Stock O…$32MJay Petroleum Inc. Employee Stock Ownership PlanJay Petroleum Inc. Employee …$32MThe Burnett Companies Consolidated, Inc.The Burnett Companies Consol…$32M
End-of-year total assets ($M) among 2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2023.

Wisconsin filing particulars

Total Assets (Beginning of Year)$40M
Net Assets (End of Year)$18M
Net Income-$7M
Employer EIN390691250
Plan Effective Date2005-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Waterstone Bank Ssb ESOP)

Sponsor-wide plan assets over time

All Waterstone Bank Ssb ESOP plans reported in each filing year

Latest sponsor-wide plan assets
$45M 13.796547257692227% vs 2022
2024 filing year
$40M$45M$50M$55M 202220232024 $51.7M $44.6M ▼ -13.8%
Year Plans Participants Total Assets
2022 2 347 $52M
2023 2 310 $46M
2024 2 329 $45M

Nearby ESOP Plans in Wisconsin

Peer ESOP plans, same state, same plan type, ranked by total assets.

2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan vs. nearby ESOP plans in Wisconsin, assets vs. participants Scatter plot of 6 data points. -200002000400060008000 -101234 Total assets ($B) Participants 2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan, Total assets ($B): 0.031755014 · Participants: 1282015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership PlanSchreiber Foods, Inc. Employee Stock Ownership Plan, Total assets ($B): 3.551413763 · Participants: 6108Schreiber Foods, Inc. Employee Stock Ownership PlanWoodman's Employees' Profit Sharing and Stock Ownership Plan, Total assets ($B): 0.700244908 · Participants: 2837Woodman's Employees' Profit Sharing and Stock Ownership PlanKi Employee Stock Ownership Plan, Total assets ($B): 0.511365241 · Participants: 1624Ki Employee Stock Ownership PlanTrachte Building Systems Employee Stock Ownership Plan, Total assets ($B): 0.331023295 · Participants: 228Trachte Building Systems Employee Stock Ownership PlanWausau Supply Company Employee Stock Ownership Plan, Total assets ($B): 0.31506565 · Participants: 808Wausau Supply Company Employee Stock Ownership Plan
2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan vs. nearby ESOP plans in Wisconsin, assets vs. participants
Compare 2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan side-by-side with 3 peers →

2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside Wisconsin, the nearest ESOP by assets is Duncan Bolt Employee Stock Ownership Plan in CA ($32M); by covered participants it is Electric Supply Employee Stock Ownership Plan in FL (128 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (128 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did 2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan assets move in 2023? ▼
2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan declined sharply - down 19.7% during 2023, from $40M to $32M. Reported net income was -$7M.
How have Waterstone Bank Ssb ESOP plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Waterstone Bank Ssb ESOP's sponsor-wide assets declined 13.8%, from $52M to $45M.
Where does 2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan rank by assets among Form 5500 filers? ▼
2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan ranks in the 80th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which ESOP plans are similar in size to 2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by assets is Duncan Bolt Employee Stock Ownership Plan in CA ($32M, 58 participants).
Which ESOP plans cover a similar participant headcount to 2015 Amended and Restated Waterstone Bank Ssb Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by covered participants is Electric Supply Employee Stock Ownership Plan in FL (128 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 390691250.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.