ESOP · DOL Form 5500 · 2023

Eastern Bank ESOP

Data updated 2026-08-11

$213M
Total assets
1,778
Participants
95th
Percentile by assets
$119,992
Avg per participant
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Official DOL plan name: Eastern Bank Employee Stock Ownership Plan · Sponsored by Eastern Bank · Massachusetts · Finance & Insurance

$213M in assets, 1,778 participants

Eastern Bank's Eastern Bank Employee Stock Ownership Plan reported $213M in total assets and 1,778 participants in its 2023 DOL Form 5500 filing, ranking in the 95th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 95th percentile by assets (of 127,072 plans)
  • #8,157 in Finance & Insurance (8,869 peers)

Coverage in Massachusetts

Eastern Bank Employee Stock Ownership Plan covers 1,778 participants in Massachusetts, 2.7x the typical Massachusetts plan (state average ~659 per filing). Assets: $213M.

$213M
total plan assets (2023 EOY)
1,778
covered participants
95th
percentile by assets (of 127,072 plans)
$119,992
avg assets per participant

The plan reported a net loss of $44M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Eastern Bank Employee Stock Ownership Plan end-of-year assets fell from $259M in the plan year 2022 filing to $213M in the plan year 2023 filing.
  • Eastern Bank Employee Stock Ownership Plan reported net income fell from -$40M in the plan year 2022 filing to -$44M in the plan year 2023 filing.
  • Eastern Bank Employee Stock Ownership Plan reported participants rose from 1,646 in the plan year 2022 filing to 1,778 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Participants vs Massachusetts filers

In Massachusetts, the average filing covers about 659 participants across 4,265 plans. Eastern Bank Employee Stock Ownership Plan reports 1,778 participants - 2.7x that state average ($213M EOY assets).

Massachusetts filing particulars

Total Assets (Beginning of Year)$259M
Net Assets (End of Year)$72M
Net Income-$44M
Employer EIN043067724
Plan Effective Date2020-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Eastern Bank)

$0.9B$0.95B$1B$1.05B 202220232024 $0.98B $0.95B ▼ -3.1%
Total plan assets by year, all Eastern Bank plans on file
Year Plans Participants Total Assets
2022 4 5,829 $976M
2023 3 5,359 $1.0B
2024 3 3,851 $946M

Nearby ESOP Plans in Massachusetts

Peer ESOP plans, same state, same plan type, ranked by total assets.

Eastern Bank Employee Stock Ownership Plan vs. nearby ESOP plans in Massachusetts, assets vs. participants

Eastern Bank Employee Stock Ownership Plan vs. nearby ESOP plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. 0500100015002000 100200300400500600700 Total assets ($M) Participants Eastern Bank Employe…Consigli Building Gr…The Gillette Company…Shawmut Group Employ…First Amended and Re…David Clark Employee…
Eastern Bank Employee Stock Ownership Plan vs. nearby ESOP plans in Massachusetts, assets vs. participants

Similar-Sized ESOP Plans Nationally

ESOP plans in other states closest to Eastern Bank Employee Stock Ownership Plan by total assets, not by location.

Frequently Asked Questions

How did Eastern Bank Employee Stock Ownership Plan assets move in 2023?
Eastern Bank Employee Stock Ownership Plan declined sharply - down 17.6% during 2023, from $259M to $213M. Reported net income was -$44M.
How have Eastern Bank plan assets changed over time?
Across 3 plan years on file (2022-2024), Eastern Bank's sponsor-wide assets declined 3.0%, from $976M to $946M.
Where does Eastern Bank Employee Stock Ownership Plan rank by assets among Form 5500 filers?
Eastern Bank Employee Stock Ownership Plan ranks in the 95th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 5% of all filed plans by assets).
Which ESOP plans are similar in size to Eastern Bank Employee Stock Ownership Plan?
Among ESOP plans in other states, the closest by assets is L/B Water Service, Inc. Employee Stock Ownership Plan in PA ($215M, 208 participants).

Next read for Eastern Bank Employee Stock Ownership Pl…

Filing takeaways

Ways to act on Eastern Bank Employee Stock Ownership Plan's numbers.