401(k) · DOL Form 5500 · 2023

L & N Federal Credit Union 401(k) Plan

Data updated 2026-08-25

$33M
Total assets Below avg plan size
283
Participants Below avg headcount
80th
Percentile by assets National rank
$115,221
Avg per participant Below avg balance/head
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Official DOL plan name: L & N Federal Credit Union 401(k) Plan and Trust · Sponsored by L & N Federal Credit Union · Kentucky · Finance & Insurance

$33M in assets, 283 participants

L & N Federal Credit Union's L & N Federal Credit Union 401(k) Plan and Trust reported $33M in total assets and 283 participants in its 2023 DOL Form 5500 filing, ranking in the 80th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,203 in Finance & Insurance (8,869 peers)

Coverage in Kentucky

L & N Federal Credit Union 401(k) Plan and Trust covers 283 participants in Kentucky, about 44% of the average Kentucky filer (state average ~647 per filing). Assets: $33M.

#6,203
in Finance & Insurance (8,869 peers)
+13.8%
assets growth YoY
0.3×
vs typical plan assets (national mean)

L & N Federal Credit Union 401(k) Plan and Trust's outsized position by total assets

L & N Federal Credit Union 401(k) Plan and Trust vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$32,607,597 Top 20% higher than 80% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

L & N Federal Credit Union 401(k) Plan and Trust among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. L & N Federal Credit Union 401(k) Plan and Trust sits mid-pack in the medium band (283 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • L & N Federal Credit Union 401(k) Plan and Trust reported net income rose from -$4M in the plan year 2022 filing to $4M in the plan year 2023 filing.
  • L & N Federal Credit Union 401(k) Plan and Trust end-of-year assets rose from $29M in the plan year 2022 filing to $33M in the plan year 2023 filing.
  • L & N Federal Credit Union 401(k) Plan and Trust reported participants rose from 280 in the plan year 2022 filing to 283 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Form 5500 schedule snapshot

Filing strip 610508496 · L & N Federal Credit Union PY 2023 · 401(k)

L & N Federal Credit Union 401(k) Plan and Trust · $33M · 283 · 80th

  • VS-ST $33M
  • BOY 283
  • SCH 80th
  • EBSA 401(k)
  • PART near Hunt Midwest Enterprises, Inc. Defined Contribution Plan
  • TYPE ind #6203

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Kentucky →

L & N Federal Credit Union 401(k) Plan and Trust in the asset neighbourhood

L & N Federal Credit Union 401(k) Plan and TrustL & N Federal Credit Union 4…$33MHunt Midwest Enterprises, Inc. Defined Contribution PlanHunt Midwest Enterprises, In…$33MNtirety 401(k) Plan$33MU.S. Cotton, LLC Retirement Savings PlanU.S. Cotton, LLC Retirement …$33MBurgess Pigment Company 401(k) Profit Sharing PlanBurgess Pigment Company 401(…$33M
End-of-year total assets ($M) among L & N Federal Credit Union 401(k) Plan and Trust and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Kentucky filing particulars

Total Assets (Beginning of Year)$29M
Net Assets (End of Year)$33M
Net Income$4M
Employer EIN610508496
Plan Effective Date1992-11-01
Filing StatusFILING RECEIVED

Sponsor Plan History (L & N Federal Credit Union)

Sponsor-wide plan assets over time

All L & N Federal Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$36M 24.434629274921306% vs 2022
2024 filing year
$25M$30M$35M$40M 202220232024 $28.7M $35.7M ▲ +24.5%
Year Plans Participants Total Assets
2022 1 280 $29M
2023 1 283 $33M
2024 1 299 $36M

Nearby 401(k) Plans in Kentucky

Peer 401(k) plans, same state, same plan type, ranked by total assets.

L & N Federal Credit Union 401(k) Plan and Trust vs. nearby 401(k) plans in Kentucky, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000100000 -20246810 Total assets ($B) Participants L & N Federal Credit Union 401(k) Plan and Trust, Total assets ($B): 0.032607597 · Participants: 283L & N Federal Credit Union 401(k) Plan and TrustCommonspirit Health 401(k) Retirement Savings Plan, Total assets ($B): 7.871320063 · Participants: 86688Commonspirit Health 401(k) Retirement Savings PlanHumana Retirement Savings Plan, Total assets ($B): 7.374962984 · Participants: 45938Humana Retirement Savings PlanUPS/Ipa 401(k) Savings Plan, Total assets ($B): 1.324958147 · Participants: 3159UPS/Ipa 401(k) Savings PlanScionhealth 401(k) Plan, Total assets ($B): 1.221134526 · Participants: 33226Scionhealth 401(k) PlanLexmark Savings Plan, Total assets ($B): 1.205127047 · Participants: 1968Lexmark Savings Plan
L & N Federal Credit Union 401(k) Plan and Trust vs. nearby 401(k) plans in Kentucky, assets vs. participants
Compare L & N Federal Credit Union 401(k) Plan and Trust side-by-side with 3 peers →

L & N Federal Credit Union 401(k) Plan and Trust's out-of-state 401(k) peers by assets and headcount

Outside Kentucky, the nearest 401(k) by assets is Hunt Midwest Enterprises, Inc. Defined Contribution Plan in MO ($33M); by covered participants it is Hiroad & Blueowl 401(k) Savings Plan and Trust in IL (283 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($33M here).

Similar participant headcount

Nearest other-state filings by covered participants (283 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did L & N Federal Credit Union 401(k) Plan and Trust assets move in 2023? ▼
L & N Federal Credit Union 401(k) Plan and Trust grew at a solid clip - up 13.8% during 2023, from $29M to $33M. Reported net income was $4M.
How have L & N Federal Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), L & N Federal Credit Union's sponsor-wide assets grew 24.4%, from $29M to $36M.
Where does L & N Federal Credit Union 401(k) Plan and Trust rank by assets among Form 5500 filers? ▼
L & N Federal Credit Union 401(k) Plan and Trust ranks in the 80th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to L & N Federal Credit Union 401(k) Plan and Trust? ▼
Among 401(k) plans in other states, the closest by assets is Hunt Midwest Enterprises, Inc. Defined Contribution Plan in MO ($33M, 112 participants).
Which 401(k) plans cover a similar participant headcount to L & N Federal Credit Union 401(k) Plan and Trust? ▼
Among 401(k) plans in other states, the closest by covered participants is Hiroad & Blueowl 401(k) Savings Plan and Trust in IL (283 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 610508496.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.