401(k) · DOL Form 5500 · 2023

1st Financial Bank USA 401(k) Plan

Data updated 2026-08-25

$58M
Total assets Below avg plan size
245
Participants Below avg headcount
87th
Percentile by assets National rank
$235,416
Avg per participant Above avg balance/head
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Official DOL plan name: 1st Financial Bank USA Profit Sharing Plan & Trust · Sponsored by 1st Financial Bank USA · South Dakota · Finance & Insurance

$58M in assets, 245 participants

1st Financial Bank USA's 1st Financial Bank USA Profit Sharing Plan & Trust reported $58M in total assets and 245 participants in its 2023 DOL Form 5500 filing, ranking in the 87th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,090 in Finance & Insurance (8,869 peers)

Where 1st Financial Bank USA Profit Sharing Plan & Trust sits by assets

1st Financial Bank USA Profit Sharing Plan & Trust sits in the top quartile of all filed plans by assets, $58M for 245 participants (~$235,416/participant), up 11.9% in 2023.

#7,090
in Finance & Insurance (8,869 peers)
+11.9%
assets growth YoY
0.6×
vs typical plan assets (national mean)

1st Financial Bank USA Profit Sharing Plan & Trust's outsized position by total assets

1st Financial Bank USA Profit Sharing Plan & Trust vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$57,676,875 Top 13% higher than 87% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

1st Financial Bank USA Profit Sharing Plan & Trust among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. 1st Financial Bank USA Profit Sharing Plan & Trust sits mid-pack in the medium band (245 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • 1st Financial Bank USA Profit Sharing Plan & Trust reported net income rose from -$9M in the plan year 2022 filing to $6M in the plan year 2023 filing.
  • 1st Financial Bank USA Profit Sharing Plan & Trust end-of-year assets rose from $52M in the plan year 2022 filing to $58M in the plan year 2023 filing.
  • 1st Financial Bank USA Profit Sharing Plan & Trust reported participants rose from 242 in the plan year 2022 filing to 245 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Plan-year Form 5500 strip

Filing strip 460133740 · 1st Financial Bank USA PY 2023 · 401(k)

1st Financial Bank USA Profit Sharing Plan & Trust · $58M · 245 · 87th

  • BOY $58M
  • BOY 245
  • BOY 87th
  • BOY 401(k)
  • BOY near Radiology & Imaging, Inc. 401(k) and Profit Sharing Plan
  • BOY ind #7090

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in South Dakota →

1st Financial Bank USA Profit Sharing Plan & Trust in the asset neighbourhood

Atlantic Container Line (USA) LLC Savings PlanAtlantic Container Line (USA…$58MA&b Individual Deferred Compensation and Profit Sharing Plan for Salaried Non-Bargaining EmployeesA&b Individual Deferred Comp…$58M1st Financial Bank USA Profit Sharing Plan & Trust1st Financial Bank USA Profi…$58MRadiology & Imaging, Inc. 401(k) and Profit Sharing PlanRadiology & Imaging, Inc. 40…$58MFluence Savings Plan$58M
End-of-year total assets ($M) among 1st Financial Bank USA Profit Sharing Plan & Trust and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Scale-class filing particulars (2023)

Total Assets (Beginning of Year)$52M
Net Assets (End of Year)$58M
Net Income$6M
Employer EIN460133740
Plan Effective Date1992-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (1st Financial Bank USA)

Sponsor-wide plan assets over time

All 1st Financial Bank USA plans reported in each filing year

Latest sponsor-wide plan assets
$66M 27.402174364801766% vs 2022
2024 filing year
$50M$55M$60M$65M$70M 202220232024 $51.6M $65.7M ▲ +27.4%
Year Plans Participants Total Assets
2022 1 242 $52M
2023 1 245 $58M
2024 1 241 $66M

Nearby 401(k) Plans in South Dakota

Peer 401(k) plans, same state, same plan type, ranked by total assets.

1st Financial Bank USA Profit Sharing Plan & Trust vs. nearby 401(k) plans in South Dakota, assets vs. participants Scatter plot of 6 data points. -5000050001000015000 0200400600800 Total assets ($M) Participants 1st Financial Bank USA Profit Sharing Plan & Trust, Total assets ($M): 57.676875 · Participants: 2451st Financial Bank USA Profit Sharing Plan & TrustBlack Hills Corporation 401(k) Retirement Savings Plan, Total assets ($M): 726.965765 · Participants: 2972Black Hills Corporation 401(k) Retirement Savings PlanGood Samaritan Society 401(k) Plan, Total assets ($M): 254.213431 · Participants: 12894Good Samaritan Society 401(k) PlanDaktronics, Inc. 401(k) Plan, Total assets ($M): 235.476974 · Participants: 2254Daktronics, Inc. 401(k) PlanPoet 401(k) Plan, Total assets ($M): 219.059384 · Participants: 2254Poet 401(k) PlanPremier 401(k) Plan, Total assets ($M): 215.996195 · Participants: 1913Premier 401(k) Plan
1st Financial Bank USA Profit Sharing Plan & Trust vs. nearby 401(k) plans in South Dakota, assets vs. participants
Compare 1st Financial Bank USA Profit Sharing Plan & Trust side-by-side with 3 peers →

1st Financial Bank USA Profit Sharing Plan & Trust's out-of-state 401(k) peers by assets and headcount

Outside South Dakota, the nearest 401(k) by assets is Radiology & Imaging, Inc. 401(k) and Profit Sharing Plan in MA ($58M); by covered participants it is Win It America Inc 401(k) Plan in CA (245 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (245 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did 1st Financial Bank USA Profit Sharing Plan & Trust assets move in 2023? ▼
1st Financial Bank USA Profit Sharing Plan & Trust grew at a solid clip - up 11.9% during 2023, from $52M to $58M. Reported net income was $6M.
How have 1st Financial Bank USA plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), 1st Financial Bank USA's sponsor-wide assets grew 27.4%, from $52M to $66M.
Where does 1st Financial Bank USA Profit Sharing Plan & Trust rank by assets among Form 5500 filers? ▼
1st Financial Bank USA Profit Sharing Plan & Trust ranks in the 87th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to 1st Financial Bank USA Profit Sharing Plan & Trust? ▼
Among 401(k) plans in other states, the closest by assets is Radiology & Imaging, Inc. 401(k) and Profit Sharing Plan in MA ($58M, 60 participants).
Which 401(k) plans cover a similar participant headcount to 1st Financial Bank USA Profit Sharing Plan & Trust? ▼
Among 401(k) plans in other states, the closest by covered participants is Win It America Inc 401(k) Plan in CA (245 participants, $428K in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 460133740.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.