401(k) · DOL Form 5500 · 2023

Plaid Inc. 401(k) Plan

Data updated 2026-08-25

$60M
Total assets Below avg plan size
1,044
Participants Near avg headcount
87th
Percentile by assets National rank
$57,581
Avg per participant Low balance/head
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Official DOL plan name: Plaid 401(k) Plan · Sponsored by Plaid Inc. · California · Professional & Technical Services

$60M in assets, 1,044 participants

Plaid Inc.'s Plaid 401(k) Plan reported $60M in total assets and 1,044 participants in its 2023 DOL Form 5500 filing, ranking in the 87th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #17,981 in Professional & Technical Services (20,321 peers)

Where Plaid 401(k) Plan sits by assets

Plaid 401(k) Plan sits in the top quartile of all filed plans by assets, $60M for 1,044 participants (~$57,581/participant), up 45.3% in 2023.

#17,981
in Professional & Technical Services (20,321 peers)
+45.3%
assets growth YoY
0.6×
vs typical plan assets (national mean)

Plaid 401(k) Plan's outsized position by total assets

Plaid 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$60,114,700 Top 13% higher than 87% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Plaid 401(k) Plan's large-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Plaid 401(k) Plan lands in the large band (1,044 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Plaid 401(k) Plan reported net income rose from $7M in the plan year 2022 filing to $19M in the plan year 2023 filing.
  • Plaid 401(k) Plan end-of-year assets rose from $41M in the plan year 2022 filing to $60M in the plan year 2023 filing.
  • Plaid 401(k) Plan reported participants rose from 840 in the plan year 2022 filing to 1,044 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Plan-year Form 5500 strip

Filing strip 460820571 · Plaid Inc. PY 2023 · 401(k)

Plaid 401(k) Plan · $60M · 1,044 · 87th

  • IND $60M
  • EOY 1,044
  • 5500 87th
  • ASSETS 401(k)
  • PCT near Accuris 401(k) Plan
  • EIN ind #17981

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Professional & Technical Services retirement plans → · Plans in California →

Plaid 401(k) Plan in the asset neighbourhood

Kth Parts Industries, Inc. 401(k) Savings PlanKth Parts Industries, Inc. 4…$60MAllen, Allen, Allen & Allen Retirement Savings PlanAllen, Allen, Allen & Allen …$60MPlaid 401(k) Plan$60MAccuris 401(k) Plan$60MTransport Equipment Company Employees Savings PlanTransport Equipment Company …$60M
End-of-year total assets ($M) among Plaid 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Scale-class filing particulars (2023)

Total Assets (Beginning of Year)$41M
Net Assets (End of Year)$60M
Net Income$19M
Employer EIN460820571
Plan Effective Date2015-12-08
Filing StatusFILING RECEIVED

Sponsor Plan History (Plaid Inc.)

Sponsor-wide plan assets over time

All Plaid Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$85M 104.65468285855081% vs 2022
2024 filing year
$20M$40M$60M$80M$100M 202220232024 $41.4M $84.7M ▲ +104.7%
Year Plans Participants Total Assets
2022 1 840 $41M
2023 1 1,044 $60M
2024 1 817 $85M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Plaid 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000250000 -200204060 Total assets ($B) Participants Plaid 401(k) Plan, Total assets ($B): 0.0601147 · Participants: 1044Plaid 401(k) PlanWells Fargo & Company 401(k) Plan, Total assets ($B): 51.831350351 · Participants: 193919Wells Fargo & Company 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 39.047152408 · Participants: 122867Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 26.320437734 · Participants: 63105Oracle Corporation 401(k) Savings and Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 22.17918189 · Participants: 59863Intel 401(k) Savings PlanApple 401(k) Plan, Total assets ($B): 19.779511539 · Participants: 106111Apple 401(k) Plan
Plaid 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants
Compare Plaid 401(k) Plan side-by-side with 3 peers →

Plaid 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Accuris 401(k) Plan in CO ($60M); by covered participants it is Gateway First Bank 401(k) Retirement Plan in OK (1,044 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (1,044 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Plaid 401(k) Plan assets move in 2023? ▼
Plaid 401(k) Plan surged - up 45.3% during 2023, from $41M to $60M. Reported net income was $19M.
How have Plaid Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Plaid Inc.'s sponsor-wide assets grew 104.7%, from $41M to $85M.
Where does Plaid 401(k) Plan rank by assets among Form 5500 filers? ▼
Plaid 401(k) Plan ranks in the 87th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Plaid 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Accuris 401(k) Plan in CO ($60M, 263 participants).
Which 401(k) plans cover a similar participant headcount to Plaid 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Gateway First Bank 401(k) Retirement Plan in OK (1,044 participants, $71M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 460820571.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.