401(k) · DOL Form 5500 · 2023

Central Bancshares, Inc. 401(k) Plan

Data updated 2026-08-25

$97M
Total assets Below avg plan size
508
Participants Below avg headcount
91st
Percentile by assets National rank
$190,843
Avg per participant Above avg balance/head
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Official DOL plan name: Central Retirement Savings Plan & Trust Agreement · Sponsored by Central Bancshares, Inc. · Kentucky · Finance & Insurance

$97M in assets, 508 participants

Central Bancshares, Inc.'s Central Retirement Savings Plan & Trust Agreement reported $97M in total assets and 508 participants in its 2023 DOL Form 5500 filing, ranking in the 91st percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,646 in Finance & Insurance (8,869 peers)

Where Central Retirement Savings Plan & Trust Agreement sits by assets

Central Retirement Savings Plan & Trust Agreement sits in the top 10% of all filed plans by assets, $97M for 508 participants (~$190,843/participant), up 20.8% in 2023.

#7,646
in Finance & Insurance (8,869 peers)
+20.8%
assets growth YoY
1.0×
vs typical plan assets (national mean)

Central Retirement Savings Plan & Trust Agreement's outsized position by total assets

Central Retirement Savings Plan & Trust Agreement vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$96,948,156 Top 9% higher than 91% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Central Retirement Savings Plan & Trust Agreement among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Central Retirement Savings Plan & Trust Agreement sits mid-pack in the medium band (508 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Central Retirement Savings Plan & Trust Agreement reported net income rose from -$24M in the plan year 2022 filing to $17M in the plan year 2023 filing.
  • Central Retirement Savings Plan & Trust Agreement end-of-year assets rose from $80M in the plan year 2022 filing to $97M in the plan year 2023 filing.

See the national 2022→2023 release diff →

Form 5500 schedule snapshot

Filing strip 611247980 · Central Bancshares, Inc. PY 2023 · 401(k)

Central Retirement Savings Plan & Trust Agreement · $97M · 508 · 91st

  • TYPE $97M
  • NET 508
  • BOOK 91st
  • VS-ST 401(k)
  • BOY near Butzel Long Employees Thrift Plan and Trust
  • SCH ind #7646

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Kentucky →

Central Retirement Savings Plan & Trust Agreement in the asset neighbourhood

Tauck, Inc. 401(k) Profit Sharing PlanTauck, Inc. 401(k) Profit Sh…$97MNovavax, Inc. 401(k) Profit Sharing PlanNovavax, Inc. 401(k) Profit …$97MButzel Long Employees Thrift Plan and TrustButzel Long Employees Thrift…$97MCentral Retirement Savings Plan & Trust AgreementCentral Retirement Savings P…$97MDeluxe 401(k) Plan$97M
End-of-year total assets ($M) among Central Retirement Savings Plan & Trust Agreement and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Scale-class filing particulars (2023)

Total Assets (Beginning of Year)$80M
Net Assets (End of Year)$97M
Net Income$17M
Employer EIN611247980
Plan Effective Date1994-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Central Bancshares, Inc.)

Sponsor-wide plan assets over time

All Central Bancshares, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$155M 33.30954987657159% vs 2022
2024 filing year
$100M$120M$140M$160M 202220232024 $116M $155M ▲ +33.3%
Year Plans Participants Total Assets
2022 2 951 $116M
2023 2 921 $136M
2024 2 953 $155M

Nearby 401(k) Plans in Kentucky

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Central Retirement Savings Plan & Trust Agreement vs. nearby 401(k) plans in Kentucky, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000100000 -20246810 Total assets ($B) Participants Central Retirement Savings Plan & Trust Agreement, Total assets ($B): 0.096948156 · Participants: 508Central Retirement Savings Plan & Trust AgreementCommonspirit Health 401(k) Retirement Savings Plan, Total assets ($B): 7.871320063 · Participants: 86688Commonspirit Health 401(k) Retirement Savings PlanHumana Retirement Savings Plan, Total assets ($B): 7.374962984 · Participants: 45938Humana Retirement Savings PlanUPS/Ipa 401(k) Savings Plan, Total assets ($B): 1.324958147 · Participants: 3159UPS/Ipa 401(k) Savings PlanScionhealth 401(k) Plan, Total assets ($B): 1.221134526 · Participants: 33226Scionhealth 401(k) PlanLexmark Savings Plan, Total assets ($B): 1.205127047 · Participants: 1968Lexmark Savings Plan
Central Retirement Savings Plan & Trust Agreement vs. nearby 401(k) plans in Kentucky, assets vs. participants
Compare Central Retirement Savings Plan & Trust Agreement side-by-side with 3 peers →

Central Retirement Savings Plan & Trust Agreement's out-of-state 401(k) peers by assets and headcount

Outside Kentucky, the nearest 401(k) by assets is Butzel Long Employees Thrift Plan and Trust in MI ($97M); by covered participants it is Southern Hvac Corporation 401(k) Plan in FL (508 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($97M here).

Similar participant headcount

Nearest other-state filings by covered participants (508 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Central Retirement Savings Plan & Trust Agreement assets move in 2023? ▼
Central Retirement Savings Plan & Trust Agreement grew sharply - up 20.8% during 2023, from $80M to $97M. Reported net income was $17M.
How have Central Bancshares, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Central Bancshares, Inc.'s sponsor-wide assets grew 33.3%, from $116M to $155M.
Where does Central Retirement Savings Plan & Trust Agreement rank by assets among Form 5500 filers? ▼
Central Retirement Savings Plan & Trust Agreement ranks in the 91st percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Central Retirement Savings Plan & Trust Agreement? ▼
Among 401(k) plans in other states, the closest by assets is Butzel Long Employees Thrift Plan and Trust in MI ($97M, 209 participants).
Which 401(k) plans cover a similar participant headcount to Central Retirement Savings Plan & Trust Agreement? ▼
Among 401(k) plans in other states, the closest by covered participants is Southern Hvac Corporation 401(k) Plan in FL (508 participants, $11M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 611247980.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.