401(k) · DOL Form 5500 · 2023

Central Bancshares, Inc. 401(k) Plan

Data updated 2026-08-11

$97M
Total assets
508
Participants
91st
Percentile by assets
$190,843
Avg per participant
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Official DOL plan name: Central Retirement Savings Plan & Trust Agreement · Sponsored by Central Bancshares, Inc. · Kentucky · Finance & Insurance

$97M in assets, 508 participants

Central Bancshares, Inc.'s Central Retirement Savings Plan & Trust Agreement reported $97M in total assets and 508 participants in its 2023 DOL Form 5500 filing, ranking in the 91st percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 91st percentile by assets (of 127,072 plans)
  • #7,646 in Finance & Insurance (8,869 peers)

Where Central Retirement Savings Plan & Trust Agreement sits by assets

Central Retirement Savings Plan & Trust Agreement sits in the top 10% of all filed plans by assets, $97M for 508 participants (~$190,843/participant), up 20.8% in 2023.

$97M
total plan assets (2023 EOY)
508
covered participants
91st
percentile by assets (of 127,072 plans)
$190,843
avg assets per participant

Where Central Retirement Savings Plan & Trust Agreement sits by total assets

Central Retirement Savings Plan & Trust Agreement vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$96,948,156 Top 9% higher than 91% of 127,068 filed plans

This plan $0 $2,010,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Central Retirement Savings Plan & Trust Agreement reported net income rose from -$24M in the plan year 2022 filing to $17M in the plan year 2023 filing.
  • Central Retirement Savings Plan & Trust Agreement end-of-year assets rose from $80M in the plan year 2022 filing to $97M in the plan year 2023 filing.

See the national 2022→2023 release diff →

State
Kentucky
Industry
Finance & Insurance

Central Retirement Savings Plan & Trust Agreement vs the 2023 asset distribution

By assets, Central Retirement Savings Plan & Trust Agreement outranks 91% of the 127,072 plans that filed a Form 5500 for the 2023 plan year, and holds roughly 1.0x the national average plan size of $100M (721 average participants).

Scale-class filing particulars (2023)

Total Assets (Beginning of Year)$80M
Net Assets (End of Year)$97M
Net Income$17M
Employer EIN611247980
Plan Effective Date1994-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Central Bancshares, Inc.)

$100M$120M$140M$160M 202220232024 $116M $155M ▲ +33.3%
Total plan assets by year, all Central Bancshares, Inc. plans on file
Year Plans Participants Total Assets
2022 2 951 $116M
2023 2 921 $136M
2024 2 953 $155M

Nearby 401(k) Plans in Kentucky

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Central Retirement Savings Plan & Trust Agreement vs. nearby 401(k) plans in Kentucky, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000100000 -20246810 Total assets ($B) Participants Central Retirement S…, Total assets ($B): 0.096948156 · Participants: 508Central Retirement S…Commonspirit Health …, Total assets ($B): 7.871320063 · Participants: 86688Commonspirit Health …Humana Retirement Sa…, Total assets ($B): 7.374962984 · Participants: 45938Humana Retirement Sa…UPS/Ipa 401(k) Savin…, Total assets ($B): 1.324958147 · Participants: 3159UPS/Ipa 401(k) Savin…Scionhealth 401(k) P…, Total assets ($B): 1.221134526 · Participants: 33226Scionhealth 401(k) P…Lexmark Savings Plan, Total assets ($B): 1.205127047 · Participants: 1968Lexmark Savings Plan
Central Retirement Savings Plan & Trust Agreement vs. nearby 401(k) plans in Kentucky, assets vs. participants
Compare Central Retirement Savings Plan & Trust … side-by-side with 3 peers →

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Central Retirement Savings Plan & Trust Agreement by total assets, not by location.

Frequently Asked Questions

How did Central Retirement Savings Plan & Trust Agreement assets move in 2023? ▼
Central Retirement Savings Plan & Trust Agreement grew sharply - up 20.8% during 2023, from $80M to $97M. Reported net income was $17M.
How have Central Bancshares, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Central Bancshares, Inc.'s sponsor-wide assets grew 33.3%, from $116M to $155M.
Where does Central Retirement Savings Plan & Trust Agreement rank by assets among Form 5500 filers? ▼
Central Retirement Savings Plan & Trust Agreement ranks in the 91st percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Central Retirement Savings Plan & Trust Agreement? ▼
Among 401(k) plans in other states, the closest by assets is Butzel Long Employees Thrift Plan and Trust in MI ($97M, 209 participants).

Next read for Central Retirement Savings Plan & Trust …

Scale reading

Ways to act on Central Retirement Savings Plan & Trust Agreement's numbers.

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 611247980.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.