401(k)
2023 plan-year 401(k) DOL Form 5500

UNION PACIFIC AGREEMENT EMPLOYEE 401K RETIREMENT THRIFT PLAN

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

UNION PACIFIC RAILROAD COMPANY

This 401(k) plan holds $2.3B in total assets and serves 27,770 participants as of 2023. It is sponsored by UNION PACIFIC RAILROAD COMPANY in Nebraska. The plan reported positive net income of $290M for the year.

Total Assets (2023)
$2.3B
Participants
27,770
State
Industry
Transportation & Warehousing

What the Filing Says About UNION PACIFIC AGREEMENT EMPLOYEE 401K RETIREMENT THRIFT PLAN

UNION PACIFIC AGREEMENT EMPLOYEE 401K RETIREMENT THRIFT PLAN is a 401(k) retirement plan sponsored by UNION PACIFIC RAILROAD COMPANY, headquartered in Nebraska. As of the 2023 Form 5500 filing, the plan reports $2.3B in total end-of-year assets and covers 27,770 participants across the Transportation & Warehousing industry. The sponsor's EIN on file with the U.S. Department of Labor is 946001323, and the plan has been effective since 1990-07-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $2.0B at the beginning of 2023 to $2.3B at year-end — a gain of 14.7%. Net assets (after liabilities) closed the year at $2.3B, with reported net income of $290M driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$2.0B
Total Assets (End of Year)$2.3B
Net Assets (End of Year)$2.3B
Net Income$290M
Plan Type401(k)
Employer EIN946001323
Plan Effective Date1990-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (UNION PACIFIC RAILROAD COMPANY)

Year Plans Participants Total Assets
2022 3 28,982 $2.0B
2023 3 27,778 $2.3B
2024 3 28,819 $2.5B

Nearby 401(k) Plans in Nebraska

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Frequently Asked Questions

How much money is in the UNION PACIFIC AGREEMENT EMPLOYEE 401K RETIREMENT THRIFT PLAN?
As of the 2023 Form 5500 filing, UNION PACIFIC AGREEMENT EMPLOYEE 401K RETIREMENT THRIFT PLAN holds $2.3B in total assets with 27,770 participants. It is sponsored by UNION PACIFIC RAILROAD COMPANY.
What type of plan is UNION PACIFIC AGREEMENT EMPLOYEE 401K RETIREMENT THRIFT PLAN?
UNION PACIFIC AGREEMENT EMPLOYEE 401K RETIREMENT THRIFT PLAN is a 401(k) plan. It has been effective since 1990-07-01. The plan is filed with the U.S. Department of Labor under EIN 946001323.
Who sponsors the UNION PACIFIC AGREEMENT EMPLOYEE 401K RETIREMENT THRIFT PLAN?
UNION PACIFIC AGREEMENT EMPLOYEE 401K RETIREMENT THRIFT PLAN is sponsored by UNION PACIFIC RAILROAD COMPANY, located in Nebraska. The sponsor's EIN is 946001323 and the plan operates in the Transportation & Warehousing industry.
How did UNION PACIFIC AGREEMENT EMPLOYEE 401K RETIREMENT THRIFT PLAN perform in 2023?
UNION PACIFIC AGREEMENT EMPLOYEE 401K RETIREMENT THRIFT PLAN grew by 14.7% during 2023, moving from $2.0B to $2.3B in total assets. Net income was $290M.
Where can I find official filings for UNION PACIFIC AGREEMENT EMPLOYEE 401K RETIREMENT THRIFT PLAN?
Official Form 5500 filings for UNION PACIFIC AGREEMENT EMPLOYEE 401K RETIREMENT THRIFT PLAN are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 946001323 or plan name at efast.dol.gov.
How does UNION PACIFIC AGREEMENT EMPLOYEE 401K RETIREMENT THRIFT PLAN compare to other plans?
You can compare UNION PACIFIC AGREEMENT EMPLOYEE 401K RETIREMENT THRIFT PLAN against other 401(k) plans on the plan type page, or view plans in Nebraska on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 946001323.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from official public datasets. See our methodology for details.