401(k) · DOL Form 5500 · 2023

Ballston Spa National Bank 401(k) Plan

Data updated 2026-08-25

$16M
Total assets Small plan by assets
122
Participants Small participant base
68th
Percentile by assets National rank
$127,306
Avg per participant Near avg balance/head
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Official DOL plan name: Ballston Spa National Bank Supplemental Retirement Savings Plan · Sponsored by Ballston Spa National Bank · New York · Finance & Insurance

$16M in assets, 122 participants

Ballston Spa National Bank's Ballston Spa National Bank Supplemental Retirement Savings Plan reported $16M in total assets and 122 participants in its 2023 DOL Form 5500 filing, ranking in the 68th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,716 in Finance & Insurance (8,869 peers)

Coverage in New York

Ballston Spa National Bank Supplemental Retirement Savings Plan covers 122 participants in New York, about 15% of the average New York filer (state average ~798 per filing). Assets: $16M.

#4,716
in Finance & Insurance (8,869 peers)
+0.7%
assets growth YoY

Ballston Spa National Bank Supplemental Retirement Savings Plan's outsized position by total assets

Ballston Spa National Bank Supplemental Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$15,531,332 Top 32% higher than 68% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Ballston Spa National Bank Supplemental Retirement Savings Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Ballston Spa National Bank Supplemental Retirement Savings Plan sits mid-pack in the medium band (122 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Ballston Spa National Bank Supplemental Retirement Savings Plan reported net income rose from -$2M in the plan year 2022 filing to $102K in the plan year 2023 filing.
  • Ballston Spa National Bank Supplemental Retirement Savings Plan reported participants rose from 117 in the plan year 2022 filing to 122 in the plan year 2023 filing.
  • Ballston Spa National Bank Supplemental Retirement Savings Plan end-of-year assets rose from $15M in the plan year 2022 filing to $16M in the plan year 2023 filing.

See the national 2022→2023 release diff →

EBSA filing schedule strip

Filing strip 140486153 · Ballston Spa National Bank PY 2023 · 401(k)

Ballston Spa National Bank Supplemental Retirement Savings Plan · $16M · 122 · 68th

  • BOY $16M
  • SCH 122
  • EBSA 68th
  • PART 401(k)
  • TYPE near Pro Directional 401(k) Plan
  • NET ind #4716

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

Ballston Spa National Bank Supplemental Retirement Savings Plan in the asset neighbourhood

Ballston Spa National Bank Supplemental Retirement Savings PlanBallston Spa National Bank S…$16MPro Directional 401(k) Plan$16MHardy Diagnostics 401(k) Profit Sharing PlanHardy Diagnostics 401(k) Pro…$16MNpl Construction Co. 401(k) PlanNpl Construction Co. 401(k) …$16MA-1 Freeman Moving & Storage, Inc. 401(k) PlanA-1 Freeman Moving & Storage…$16M
End-of-year total assets ($M) among Ballston Spa National Bank Supplemental Retirement Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

New York filing particulars

Total Assets (Beginning of Year)$15M
Net Assets (End of Year)$16M
Net Income$102K
Employer EIN140486153
Plan Effective Date1986-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Ballston Spa National Bank)

Sponsor-wide plan assets over time

All Ballston Spa National Bank plans reported in each filing year

Latest sponsor-wide plan assets
$42M 17.393750766610577% vs 2022
2024 filing year
$34M$36M$38M$40M$42M$44M 202220232024 $35.5M $41.7M ▲ +17.4%
Year Plans Participants Total Assets
2022 2 200 $36M
2023 2 210 $38M
2024 2 202 $42M

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Ballston Spa National Bank Supplemental Retirement Savings Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -20020406080 Total assets ($B) Participants Ballston Spa National Bank Supplemental Retirement Savings Plan, Total assets ($B): 0.015531332 · Participants: 122Ballston Spa National Bank Supplemental Retirement Savings PlanIBM 401 (K) Plus Plan, Total assets ($B): 57.428456306 · Participants: 54912IBM 401 (K) Plus PlanPfizer Savings Plan, Total assets ($B): 19.56134085 · Participants: 30033Pfizer Savings PlanMorgan Stanley 401(k) Plan, Total assets ($B): 19.235068266 · Participants: 55363Morgan Stanley 401(k) PlanThe Pepsico Savings Plan, Total assets ($B): 13.651296 · Participants: 133597The Pepsico Savings PlanThe Goldman Sachs 401(k) Plan, Total assets ($B): 11.428659742 · Participants: 24866The Goldman Sachs 401(k) Plan
Ballston Spa National Bank Supplemental Retirement Savings Plan vs. nearby 401(k) plans in New York, assets vs. participants
Compare Ballston Spa National Bank Supplemental Retirement Savings Plan side-by-side with 3 peers →

Ballston Spa National Bank Supplemental Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside New York, the nearest 401(k) by assets is Pro Directional 401(k) Plan in TX ($16M); by covered participants it is Lurre Construction 401(k) Plan in ID (122 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($16M here).

Similar participant headcount

Nearest other-state filings by covered participants (122 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Ballston Spa National Bank Supplemental Retirement Savings Plan assets move in 2023? ▼
Ballston Spa National Bank Supplemental Retirement Savings Plan held essentially flat - up 0.7% during 2023, from $15M to $16M. Reported net income was $102K.
How have Ballston Spa National Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Ballston Spa National Bank's sponsor-wide assets grew 17.4%, from $36M to $42M.
Which 401(k) plans are similar in size to Ballston Spa National Bank Supplemental Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Pro Directional 401(k) Plan in TX ($16M, 364 participants).
Which 401(k) plans cover a similar participant headcount to Ballston Spa National Bank Supplemental Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Lurre Construction 401(k) Plan in ID (122 participants, $2M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 140486153.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.