401(k) · DOL Form 5500 · 2023

Citizens National Bank 401(k) Plan

Data updated 2026-08-25

$9M
Total assets Small plan by assets
103
Participants Small participant base
56th
Percentile by assets National rank
$84,563
Avg per participant Below avg balance/head
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Official DOL plan name: Citizens National Bank 401(k) Plan · Sponsored by Citizens National Bank · Kentucky · Finance & Insurance

$9M in assets, 103 participants

Citizens National Bank's Citizens National Bank 401(k) Plan reported $9M in total assets and 103 participants in its 2023 DOL Form 5500 filing, ranking in the 56th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,578 in Finance & Insurance (8,869 peers)

Coverage in Kentucky

Citizens National Bank 401(k) Plan covers 103 participants in Kentucky, about 16% of the average Kentucky filer (state average ~647 per filing). Assets: $9M.

#3,578
in Finance & Insurance (8,869 peers)
+24.1%
assets growth YoY

Citizens National Bank 401(k) Plan's mid-pack asset rank among Finance & Insurance and all filers

Citizens National Bank 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$8,710,011 Top 44% higher than 56% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Citizens National Bank 401(k) Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citizens National Bank 401(k) Plan sits mid-pack in the medium band (103 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Citizens National Bank 401(k) Plan reported net income rose from -$2M in the plan year 2022 filing to $2M in the plan year 2023 filing.
  • Citizens National Bank 401(k) Plan end-of-year assets rose from $7M in the plan year 2022 filing to $9M in the plan year 2023 filing.
  • Citizens National Bank 401(k) Plan reported participants fell from 105 in the plan year 2022 filing to 103 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Plan-year Form 5500 strip

Filing strip 610156616 · Citizens National Bank PY 2023 · 401(k)

Citizens National Bank 401(k) Plan · $9M · 103 · 56th

  • ASSETS $9M
  • PCT 103
  • EIN 56th
  • RANK 401(k)
  • PHOTO near Community Medical Services 401(k)
  • IND ind #3578

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Kentucky →

Citizens National Bank 401(k) Plan in the asset neighbourhood

Citizens National Bank 401(k) PlanCitizens National Bank 401(k…$9MCommunity Medical Services 401(k)Community Medical Services 4…$9MArts & Letters Creative Co. , LLC 401(k) PlanArts & Letters Creative Co. …$9MSouthwestern Motor Transport, Inc. 401(k) Profit Sharing PlanSouthwestern Motor Transport…$9MPrime Wheel 401(k) Plan$9M
End-of-year total assets ($M) among Citizens National Bank 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Kentucky filing particulars

Total Assets (Beginning of Year)$7M
Net Assets (End of Year)$9M
Net Income$2M
Employer EIN610156616
Plan Effective Date1997-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Citizens National Bank)

Sponsor-wide plan assets over time

All Citizens National Bank plans reported in each filing year

Latest sponsor-wide plan assets
$8M 17.43707669009055% vs 2022
2024 filing year
$6M$7M$8M$9M 202220232024 $7.02M $8.24M ▲ +17.4%
Year Plans Participants Total Assets
2022 1 105 $7M
2023 1 103 $9M
2024 1 98 $8M

Nearby 401(k) Plans in Kentucky

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Citizens National Bank 401(k) Plan vs. nearby 401(k) plans in Kentucky, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000100000 -20246810 Total assets ($B) Participants Citizens National Bank 401(k) Plan, Total assets ($B): 0.008710011 · Participants: 103Citizens National Bank 401(k) PlanCommonspirit Health 401(k) Retirement Savings Plan, Total assets ($B): 7.871320063 · Participants: 86688Commonspirit Health 401(k) Retirement Savings PlanHumana Retirement Savings Plan, Total assets ($B): 7.374962984 · Participants: 45938Humana Retirement Savings PlanUPS/Ipa 401(k) Savings Plan, Total assets ($B): 1.324958147 · Participants: 3159UPS/Ipa 401(k) Savings PlanScionhealth 401(k) Plan, Total assets ($B): 1.221134526 · Participants: 33226Scionhealth 401(k) PlanLexmark Savings Plan, Total assets ($B): 1.205127047 · Participants: 1968Lexmark Savings Plan
Citizens National Bank 401(k) Plan vs. nearby 401(k) plans in Kentucky, assets vs. participants
Compare Citizens National Bank 401(k) Plan side-by-side with 3 peers →

Citizens National Bank 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Kentucky, the nearest 401(k) by assets is Community Medical Services 401(k) in AZ ($9M); by covered participants it is Obstetrics & Gynecology of Indiana, P.C. 401(k) Profit Sharing Plan in IN (103 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (103 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Citizens National Bank 401(k) Plan assets move in 2023? ▼
Citizens National Bank 401(k) Plan grew sharply - up 24.1% during 2023, from $7M to $9M. Reported net income was $2M.
How have Citizens National Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Citizens National Bank's sponsor-wide assets grew 17.4%, from $7M to $8M.
Which 401(k) plans are similar in size to Citizens National Bank 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Community Medical Services 401(k) in AZ ($9M, 848 participants).
Which 401(k) plans cover a similar participant headcount to Citizens National Bank 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Obstetrics & Gynecology of Indiana, P.C. 401(k) Profit Sharing Plan in IN (103 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 610156616.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.