401(k) · DOL Form 5500 · 2023

Newburyport Five Cents Savings Bank 401(k) Plan

Data updated 2026-08-25

$26M
Total assets Below avg plan size
180
Participants Small participant base
77th
Percentile by assets National rank
$141,721
Avg per participant Near avg balance/head
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Official DOL plan name: Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank · Sponsored by Newburyport Five Cents Savings Bank · Massachusetts · Finance & Insurance

$26M in assets, 180 participants

Newburyport Five Cents Savings Bank's Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank reported $26M in total assets and 180 participants in its 2023 DOL Form 5500 filing, ranking in the 77th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,732 in Finance & Insurance (8,869 peers)

Coverage in Massachusetts

Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank covers 180 participants in Massachusetts, about 27% of the average Massachusetts filer (state average ~659 per filing). Assets: $26M.

#5,732
in Finance & Insurance (8,869 peers)
+29.8%
assets growth YoY
0.3×
vs typical plan assets (national mean)

Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank's outsized position by total assets

Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$25,509,798 Top 23% higher than 77% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank sits mid-pack in the medium band (180 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank reported net income rose from -$3M in the plan year 2022 filing to $6M in the plan year 2023 filing.
  • Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank end-of-year assets rose from $20M in the plan year 2022 filing to $26M in the plan year 2023 filing.
  • Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank reported participants rose from 178 in the plan year 2022 filing to 180 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Form 5500 schedule snapshot

Filing strip 041669070 · Newburyport Five Cents Savings Bank PY 2023 · 401(k)

Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank · $26M · 180 · 77th

  • PHOTO $26M
  • IND 180
  • EOY 77th
  • 5500 401(k)
  • ASSETS near Superior National Bank 401(k) & Profit Sharing Plan
  • PCT ind #5732

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank in the asset neighbourhood

Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings BankSbera 401(k) Plan as Adopted…$26MSuperior National Bank 401(k) & Profit Sharing PlanSuperior National Bank 401(k…$26MDynalec Corporation Profit Sharing 401(k) PlanDynalec Corporation Profit S…$26MThe Impac Mortgage Corp. 401(k) Savings PlanThe Impac Mortgage Corp. 401…$26MAll Waste, Inc. 401(k) Profit Sharing PlanAll Waste, Inc. 401(k) Profi…$26M
End-of-year total assets ($M) among Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Massachusetts filing particulars

Total Assets (Beginning of Year)$20M
Net Assets (End of Year)$26M
Net Income$6M
Employer EIN041669070
Plan Effective Date1995-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Newburyport Five Cents Savings Bank)

Sponsor-wide plan assets over time

All Newburyport Five Cents Savings Bank plans reported in each filing year

Latest sponsor-wide plan assets
$48M 142.77179034884767% vs 2022
2024 filing year
$10M$20M$30M$40M$50M$60M 202220232024 $19.7M $47.7M ▲ +142.7%
Year Plans Participants Total Assets
2022 1 178 $20M
2023 1 180 $26M
2024 1 177 $48M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -10010203040 Total assets ($B) Participants Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank, Total assets ($B): 0.025509798 · Participants: 180Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings BankFidelity Retirement Savings Plan, Total assets ($B): 28.649852331 · Participants: 62289Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 10.556596852 · Participants: 37052Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 6.829912863 · Participants: 14094Massachusetts Institute of Technology Supplemental 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 5.786107181 · Participants: 19881Boston Scientific Corporation 401(k) Retirement Savings PlanPhilips North America 401(k) Plan, Total assets ($B): 5.779286156 · Participants: 19120Philips North America 401(k) Plan
Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank side-by-side with 3 peers →

Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Superior National Bank 401(k) & Profit Sharing Plan in MI ($26M); by covered participants it is Hass-Anderson Construction Profit Sharing 401(k) Plan in TX (180 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (180 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank assets move in 2023? ▼
Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank grew sharply - up 29.8% during 2023, from $20M to $26M. Reported net income was $6M.
How have Newburyport Five Cents Savings Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Newburyport Five Cents Savings Bank's sponsor-wide assets grew 142.8%, from $20M to $48M.
Where does Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank rank by assets among Form 5500 filers? ▼
Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank ranks in the 77th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank? ▼
Among 401(k) plans in other states, the closest by assets is Superior National Bank 401(k) & Profit Sharing Plan in MI ($26M, 191 participants).
Which 401(k) plans cover a similar participant headcount to Sbera 401(k) Plan as Adopted by Newburyport Five Cents Savings Bank? ▼
Among 401(k) plans in other states, the closest by covered participants is Hass-Anderson Construction Profit Sharing 401(k) Plan in TX (180 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 041669070.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.