401(k) · DOL Form 5500 · 2023

Mastercard International Incorporated 401(k) Plan

Data updated 2026-08-25

$3.3B
Total assets Very large vs avg
10,421
Participants Very large workforce
100th
Percentile by assets National rank
$316,342
Avg per participant High balance/head
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Official DOL plan name: Mastercard Savings Plan · Sponsored by Mastercard International Incorporated · New York · Finance & Insurance

$3.3B in assets, 10,421 participants

Mastercard International Incorporated's Mastercard Savings Plan reported $3.3B in total assets and 10,421 participants in its 2023 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,791 in Finance & Insurance (8,869 peers)

Coverage in New York

Mastercard Savings Plan covers 10,421 participants in New York, 13x the typical New York plan (state average ~798 per filing). Assets: $3.3B.

#8,791
in Finance & Insurance (8,869 peers)
+28.7%
assets growth YoY
33×
vs typical plan assets (national mean)

Mastercard Savings Plan's outsized position by total assets

Mastercard Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$3,296,604,675 Highest reported value at or above every one of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Mastercard Savings Plan's mega-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Mastercard Savings Plan is a mega filing (10,421 participants), the rightmost band on the breakdown.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Mastercard Savings Plan reported net income rose from -$430M in the plan year 2022 filing to $732M in the plan year 2023 filing.
  • Mastercard Savings Plan end-of-year assets rose from $2.6B in the plan year 2022 filing to $3.3B in the plan year 2023 filing.
  • Mastercard Savings Plan reported participants rose from 8,606 in the plan year 2022 filing to 10,421 in the plan year 2023 filing.

See the national 2022→2023 release diff →

EBSA filing schedule strip

Filing strip 952536378 · Mastercard International Incorporated PY 2023 · 401(k)

Mastercard Savings Plan · $3.3B · 10,421 · 100th

  • PCT $3.3B
  • EIN 10,421
  • RANK 100th
  • PHOTO 401(k)
  • IND near The Rite Aid 401(k) Plan
  • EOY ind #8791

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

Mastercard Savings Plan in the asset neighbourhood

Davita Retirement Savings PlanDavita Retirement Savings Pl…$3.3BMastercard Savings Plan$3.3BThe Rite Aid 401(k) Plan$3.3BJones Lang Lasalle Savings and Retirement PlanJones Lang Lasalle Savings a…$3.3BOccidental Petroleum Corporation Savings PlanOccidental Petroleum Corpora…$3.3B
End-of-year total assets ($B) among Mastercard Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

New York filing particulars

Total Assets (Beginning of Year)$2.6B
Net Assets (End of Year)$3.3B
Net Income$732M
Employer EIN952536378
Plan Effective Date1974-09-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Mastercard International Incorporated)

Sponsor-wide plan assets over time

All Mastercard International Incorporated plans reported in each filing year

Latest sponsor-wide plan assets
$3.9B 51.32206076098864% vs 2022
2024 filing year
$2B$2.5B$3B$3.5B$4B$4.5B 202220232024 $2.56B $3.87B ▲ +51.2%
Year Plans Participants Total Assets
2022 1 8,606 $2.6B
2023 1 10,421 $3.3B
2024 1 11,252 $3.9B

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Mastercard Savings Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. 050000100000150000 020406080 Total assets ($B) Participants Mastercard Savings Plan, Total assets ($B): 3.296604675 · Participants: 10421Mastercard Savings PlanIBM 401 (K) Plus Plan, Total assets ($B): 57.428456306 · Participants: 54912IBM 401 (K) Plus PlanPfizer Savings Plan, Total assets ($B): 19.56134085 · Participants: 30033Pfizer Savings PlanMorgan Stanley 401(k) Plan, Total assets ($B): 19.235068266 · Participants: 55363Morgan Stanley 401(k) PlanThe Pepsico Savings Plan, Total assets ($B): 13.651296 · Participants: 133597The Pepsico Savings PlanThe Goldman Sachs 401(k) Plan, Total assets ($B): 11.428659742 · Participants: 24866The Goldman Sachs 401(k) Plan
Mastercard Savings Plan vs. nearby 401(k) plans in New York, assets vs. participants
Compare Mastercard Savings Plan side-by-side with 3 peers →

Scale composition for Mastercard Savings Plan

Mastercard Savings Plan reports $3.3B in end-of-year assets across 10,421 participants (0.027% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.011% of 93,925,755 covered participants) - about $316,342 per participant (2.3x the national average assets-per-participant) . Net income for plan year 2023 was $732M.

This plan identity (EIN 952536378, plan #002) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $2.6B to $3.9B (+51.3%) while covered participants moved from 8,606 to 11,252 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 8,606 $2.6B Open filing
2023 10,421 $3.3B This page
2024 · index core 11,252 $3.9B Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Mastercard Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside New York, the nearest 401(k) by assets is The Rite Aid 401(k) Plan in PA ($3.3B); by covered participants it is Alex Lee, Inc. and Affiliates Retirement Savings Plan in NC (10,418 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($3.3B here).

Similar participant headcount

Nearest other-state filings by covered participants (10,421 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Mastercard Savings Plan assets move in 2023? ▼
Mastercard Savings Plan grew sharply - up 28.7% during 2023, from $2.6B to $3.3B. Reported net income was $732M.
How have Mastercard International Incorporated plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Mastercard International Incorporated's sponsor-wide assets grew 51.3%, from $2.6B to $3.9B.
Where does Mastercard Savings Plan rank by assets among Form 5500 filers? ▼
Mastercard Savings Plan ranks in the 100th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Mastercard Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is The Rite Aid 401(k) Plan in PA ($3.3B, 30,314 participants).
Which 401(k) plans cover a similar participant headcount to Mastercard Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Alex Lee, Inc. and Affiliates Retirement Savings Plan in NC (10,418 participants, $295M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 952536378.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.