401(k) · DOL Form 5500 · 2023

The Clearing House Payments Company L.L.C 401(k) Plan

Data updated 2026-08-25

$145M
Total assets Near avg plan size
469
Participants Below avg headcount
93rd
Percentile by assets National rank
$309,871
Avg per participant High balance/head
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Official DOL plan name: The Clearing House Incentive Account Plan · Sponsored by The Clearing House Payments Company L.L.C · New York · Finance & Insurance

$145M in assets, 469 participants

The Clearing House Payments Company L.L.C's The Clearing House Incentive Account Plan reported $145M in total assets and 469 participants in its 2023 DOL Form 5500 filing, ranking in the 93rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,951 in Finance & Insurance (8,869 peers)

Where The Clearing House Incentive Account Plan sits by assets

The Clearing House Incentive Account Plan sits in the top 10% of all filed plans by assets, $145M for 469 participants (~$309,871/participant), up 20.2% in 2023.

#7,951
in Finance & Insurance (8,869 peers)
+20.2%
assets growth YoY
1.5×
vs typical plan assets (national mean)

The Clearing House Incentive Account Plan's outsized position by total assets

The Clearing House Incentive Account Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$145,329,502 Top 7% higher than 93% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

The Clearing House Incentive Account Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. The Clearing House Incentive Account Plan sits mid-pack in the medium band (469 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • The Clearing House Incentive Account Plan reported net income rose from -$24M in the plan year 2022 filing to $24M in the plan year 2023 filing.
  • The Clearing House Incentive Account Plan end-of-year assets rose from $121M in the plan year 2022 filing to $145M in the plan year 2023 filing.
  • The Clearing House Incentive Account Plan reported participants rose from 448 in the plan year 2022 filing to 469 in the plan year 2023 filing.

See the national 2022→2023 release diff →

DOL schedule card

Filing strip 841650027 · The Clearing House Payments Company L.L.C PY 2023 · 401(k)

The Clearing House Incentive Account Plan · $145M · 469 · 93rd

  • PCT $145M
  • EIN 469
  • RANK 93rd
  • PHOTO 401(k)
  • IND near Non-Union Employees 401(k) Plan
  • EOY ind #7951

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

The Clearing House Incentive Account Plan in the asset neighbourhood

AFL-CIO Deferred Compensation PlanAFL-CIO Deferred Compensatio…$145MThe Clearing House Incentive Account PlanThe Clearing House Incentive…$145MNon-Union Employees 401(k) PlanNon-Union Employees 401(k) P…$145MIneos Savings and Investment Plan (Sip)Ineos Savings and Investment…$145MDelta America Ltd. 401(k) Salary Savings Plan and TrustDelta America Ltd. 401(k) Sa…$145M
End-of-year total assets ($M) among The Clearing House Incentive Account Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Scale-class filing particulars (2023)

Total Assets (Beginning of Year)$121M
Net Assets (End of Year)$145M
Net Income$24M
Employer EIN841650027
Plan Effective Date1995-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Clearing House Payments Company L.L.C)

Sponsor-wide plan assets over time

All The Clearing House Payments Company L.L.C plans reported in each filing year

Latest sponsor-wide plan assets
$215M 29.695662331690688% vs 2022
2024 filing year
$160M$180M$200M$220M$240M 202220232024 $166M $215M ▲ +29.7%
Year Plans Participants Total Assets
2022 2 491 $166M
2023 2 511 $196M
2024 2 507 $215M

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

The Clearing House Incentive Account Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -20020406080 Total assets ($B) Participants The Clearing House Incentive Account Plan, Total assets ($B): 0.145329502 · Participants: 469The Clearing House Incentive Account PlanIBM 401 (K) Plus Plan, Total assets ($B): 57.428456306 · Participants: 54912IBM 401 (K) Plus PlanPfizer Savings Plan, Total assets ($B): 19.56134085 · Participants: 30033Pfizer Savings PlanMorgan Stanley 401(k) Plan, Total assets ($B): 19.235068266 · Participants: 55363Morgan Stanley 401(k) PlanThe Pepsico Savings Plan, Total assets ($B): 13.651296 · Participants: 133597The Pepsico Savings PlanThe Goldman Sachs 401(k) Plan, Total assets ($B): 11.428659742 · Participants: 24866The Goldman Sachs 401(k) Plan
The Clearing House Incentive Account Plan vs. nearby 401(k) plans in New York, assets vs. participants
Compare The Clearing House Incentive Account Plan side-by-side with 3 peers →

The Clearing House Incentive Account Plan's out-of-state 401(k) peers by assets and headcount

Outside New York, the nearest 401(k) by assets is Non-Union Employees 401(k) Plan in MI ($145M); by covered participants it is Mgs Employee 401(k) Plan in WI (469 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($145M here).

Similar participant headcount

Nearest other-state filings by covered participants (469 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did The Clearing House Incentive Account Plan assets move in 2023? ▼
The Clearing House Incentive Account Plan grew sharply - up 20.2% during 2023, from $121M to $145M. Reported net income was $24M.
How have The Clearing House Payments Company L.L.C plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), The Clearing House Payments Company L.L.C's sponsor-wide assets grew 29.7%, from $166M to $215M.
Where does The Clearing House Incentive Account Plan rank by assets among Form 5500 filers? ▼
The Clearing House Incentive Account Plan ranks in the 93rd percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to The Clearing House Incentive Account Plan? ▼
Among 401(k) plans in other states, the closest by assets is Non-Union Employees 401(k) Plan in MI ($145M, 1,386 participants).
Which 401(k) plans cover a similar participant headcount to The Clearing House Incentive Account Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Mgs Employee 401(k) Plan in WI (469 participants, $54M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 841650027.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.