401(k) · DOL Form 5500 · 2023

First Citizens Federal Credit Union 401(k) Plan

Data updated 2026-08-25

$11M
Total assets Small plan by assets
153
Participants Small participant base
61st
Percentile by assets National rank
$73,912
Avg per participant Below avg balance/head
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Official DOL plan name: First Citizens' Federal Credit Union 401(k) Plan · Sponsored by First Citizens Federal Credit Union · Massachusetts · Finance & Insurance

$11M in assets, 153 participants

First Citizens Federal Credit Union's First Citizens' Federal Credit Union 401(k) Plan reported $11M in total assets and 153 participants in its 2023 DOL Form 5500 filing, ranking in the 61st percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,075 in Finance & Insurance (8,869 peers)

Coverage in Massachusetts

First Citizens' Federal Credit Union 401(k) Plan covers 153 participants in Massachusetts, about 23% of the average Massachusetts filer (state average ~659 per filing). Assets: $11M.

#4,075
in Finance & Insurance (8,869 peers)
+15.2%
assets growth YoY

First Citizens' Federal Credit Union 401(k) Plan's mid-pack asset rank among Finance & Insurance and all filers

First Citizens' Federal Credit Union 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$11,308,495 Top 39% higher than 61% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

First Citizens' Federal Credit Union 401(k) Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. First Citizens' Federal Credit Union 401(k) Plan sits mid-pack in the medium band (153 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • First Citizens' Federal Credit Union 401(k) Plan reported net income rose from -$3M in the plan year 2022 filing to $1M in the plan year 2023 filing.
  • First Citizens' Federal Credit Union 401(k) Plan end-of-year assets rose from $10M in the plan year 2022 filing to $11M in the plan year 2023 filing.
  • First Citizens' Federal Credit Union 401(k) Plan reported participants fell from 161 in the plan year 2022 filing to 153 in the plan year 2023 filing.

See the national 2022→2023 release diff →

EBSA filing schedule strip

Filing strip 041120944 · First Citizens Federal Credit Union PY 2023 · 401(k)

First Citizens' Federal Credit Union 401(k) Plan · $11M · 153 · 61st

  • IND $11M
  • EOY 153
  • 5500 61st
  • ASSETS 401(k)
  • PCT near Park West 401(k) Employee Retirement Plan
  • EIN ind #4075

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

First Citizens' Federal Credit Union 401(k) Plan in the asset neighbourhood

First Citizens' Federal Credit Union 401(k) PlanFirst Citizens' Federal Cred…$11MPark West 401(k) Employee Retirement PlanPark West 401(k) Employee Re…$11MProgenyhealth, LLC 401(k) PlanProgenyhealth, LLC 401(k) Pl…$11MTmc Technologies 401(k)Plan$11MCaregility 401(k) Plan$11M
End-of-year total assets ($M) among First Citizens' Federal Credit Union 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Massachusetts filing particulars

Total Assets (Beginning of Year)$10M
Net Assets (End of Year)$11M
Net Income$1M
Employer EIN041120944
Plan Effective Date1997-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (First Citizens Federal Credit Union)

Sponsor-wide plan assets over time

All First Citizens Federal Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$12M 26.466291249319767% vs 2022
2024 filing year
$9M$10M$11M$12M$13M 202220232024 $9.81M $12.4M ▲ +26.5%
Year Plans Participants Total Assets
2022 1 161 $10M
2023 1 153 $11M
2024 1 139 $12M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

First Citizens' Federal Credit Union 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -10010203040 Total assets ($B) Participants First Citizens' Federal Credit Union 401(k) Plan, Total assets ($B): 0.011308495 · Participants: 153First Citizens' Federal Credit Union 401(k) PlanFidelity Retirement Savings Plan, Total assets ($B): 28.649852331 · Participants: 62289Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 10.556596852 · Participants: 37052Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 6.829912863 · Participants: 14094Massachusetts Institute of Technology Supplemental 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 5.786107181 · Participants: 19881Boston Scientific Corporation 401(k) Retirement Savings PlanPhilips North America 401(k) Plan, Total assets ($B): 5.779286156 · Participants: 19120Philips North America 401(k) Plan
First Citizens' Federal Credit Union 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare First Citizens' Federal Credit Union 401(k) Plan side-by-side with 3 peers →

First Citizens' Federal Credit Union 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Park West 401(k) Employee Retirement Plan in CA ($11M); by covered participants it is Enven Energy Ventures LLC 401(k) Profit Sharing Plan and Trust in TX (153 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($11M here).

Similar participant headcount

Nearest other-state filings by covered participants (153 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did First Citizens' Federal Credit Union 401(k) Plan assets move in 2023? ▼
First Citizens' Federal Credit Union 401(k) Plan grew sharply - up 15.2% during 2023, from $10M to $11M. Reported net income was $1M.
How have First Citizens Federal Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), First Citizens Federal Credit Union's sponsor-wide assets grew 26.5%, from $10M to $12M.
Which 401(k) plans are similar in size to First Citizens' Federal Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Park West 401(k) Employee Retirement Plan in CA ($11M, 1,520 participants).
Which 401(k) plans cover a similar participant headcount to First Citizens' Federal Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Enven Energy Ventures LLC 401(k) Profit Sharing Plan and Trust in TX (153 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 041120944.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.