401(k) · DOL Form 5500 · 2023

Bay Coast Bank 401(k) Plan

Data updated 2026-08-25

$67M
Total assets Below avg plan size
561
Participants Below avg headcount
88th
Percentile by assets National rank
$119,651
Avg per participant Near avg balance/head
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Official DOL plan name: Bay Coast Bank 401(k) Plan · Sponsored by Bay Coast Bank · Massachusetts · Finance & Insurance

$67M in assets, 561 participants

Bay Coast Bank's Bay Coast Bank 401(k) Plan reported $67M in total assets and 561 participants in its 2023 DOL Form 5500 filing, ranking in the 88th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,270 in Finance & Insurance (8,869 peers)

Where Bay Coast Bank 401(k) Plan sits by assets

Bay Coast Bank 401(k) Plan sits in the top quartile of all filed plans by assets, $67M for 561 participants (~$119,651/participant), up 20.9% in 2023.

#7,270
in Finance & Insurance (8,869 peers)
+20.9%
assets growth YoY
0.7×
vs typical plan assets (national mean)

Bay Coast Bank 401(k) Plan's outsized position by total assets

Bay Coast Bank 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$67,124,113 Top 12% higher than 88% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Bay Coast Bank 401(k) Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Bay Coast Bank 401(k) Plan sits mid-pack in the medium band (561 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Bay Coast Bank 401(k) Plan reported net income rose from -$6M in the plan year 2022 filing to $12M in the plan year 2023 filing.
  • Bay Coast Bank 401(k) Plan end-of-year assets rose from $56M in the plan year 2022 filing to $67M in the plan year 2023 filing.
  • Bay Coast Bank 401(k) Plan reported participants rose from 520 in the plan year 2022 filing to 561 in the plan year 2023 filing.

See the national 2022→2023 release diff →

EBSA filing schedule strip

Filing strip 041178460 · Bay Coast Bank PY 2023 · 401(k)

Bay Coast Bank 401(k) Plan · $67M · 561 · 88th

  • PCT $67M
  • EIN 561
  • RANK 88th
  • PHOTO 401(k)
  • IND near Eduserve/Csusa Retirement Plan
  • EOY ind #7270

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Bay Coast Bank 401(k) Plan in the asset neighbourhood

D & B Engineers and Architects, D.P.C. Employees Savings and Retirement PlanD & B Engineers and Architec…$67MEduserve/Csusa Retirement PlanEduserve/Csusa Retirement Pl…$67MBay Coast Bank 401(k) Plan$67MAcmh 403(b) Defined Contribution PlanAcmh 403(b) Defined Contribu…$67MCalportland Company Thrift & Profit Sharing Plan for Hourly EmployeesCalportland Company Thrift &…$67M
End-of-year total assets ($M) among Bay Coast Bank 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Scale-class filing particulars (2023)

Total Assets (Beginning of Year)$56M
Net Assets (End of Year)$67M
Net Income$12M
Employer EIN041178460
Plan Effective Date1994-11-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Bay Coast Bank)

Sponsor-wide plan assets over time

All Bay Coast Bank plans reported in each filing year

Latest sponsor-wide plan assets
$78M 40.79043485092928% vs 2022
2024 filing year
$50M$100M$150M$200M 202220232024 $132M $78.3M ▼ -40.8%
Year Plans Participants Total Assets
2022 2 1,007 $132M
2023 2 1,044 $159M
2024 1 524 $78M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Bay Coast Bank 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -10010203040 Total assets ($B) Participants Bay Coast Bank 401(k) Plan, Total assets ($B): 0.067124113 · Participants: 561Bay Coast Bank 401(k) PlanFidelity Retirement Savings Plan, Total assets ($B): 28.649852331 · Participants: 62289Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 10.556596852 · Participants: 37052Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 6.829912863 · Participants: 14094Massachusetts Institute of Technology Supplemental 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 5.786107181 · Participants: 19881Boston Scientific Corporation 401(k) Retirement Savings PlanPhilips North America 401(k) Plan, Total assets ($B): 5.779286156 · Participants: 19120Philips North America 401(k) Plan
Bay Coast Bank 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Bay Coast Bank 401(k) Plan side-by-side with 3 peers →

Bay Coast Bank 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Eduserve/Csusa Retirement Plan in FL ($67M); by covered participants it is A.G. Van Metre Services, Inc. 401(k) Retirement Plan in VA (561 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (561 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Bay Coast Bank 401(k) Plan assets move in 2023? ▼
Bay Coast Bank 401(k) Plan grew sharply - up 20.9% during 2023, from $56M to $67M. Reported net income was $12M.
How have Bay Coast Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Bay Coast Bank's sponsor-wide assets declined 40.8%, from $132M to $78M.
Where does Bay Coast Bank 401(k) Plan rank by assets among Form 5500 filers? ▼
Bay Coast Bank 401(k) Plan ranks in the 88th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Bay Coast Bank 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Eduserve/Csusa Retirement Plan in FL ($67M, 6,884 participants).
Which 401(k) plans cover a similar participant headcount to Bay Coast Bank 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is A.G. Van Metre Services, Inc. 401(k) Retirement Plan in VA (561 participants, $66M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 041178460.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.