401(k) · DOL Form 5500 · 2023

Desert Financial Credit Union 401(k) Plan

Data updated 2026-08-11

$107M
Total assets: 1,188
Participants: 92nd
Percentile by assets: $89,953
Avg per participant

Official DOL plan name: Desert Financial Credit Union 401(k) Profit Sharing Plan · Sponsored by Desert Financial Credit Union · Arizona · Finance & Insurance

$107M in assets, 1,188 participants

Desert Financial Credit Union's Desert Financial Credit Union 401(k) Profit Sharing Plan reported $107M in total assets and 1,188 participants in its 2023 DOL Form 5500 filing, ranking in the 92nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

92nd percentile by assets (of 127,072 plans)
#7,747 in Finance & Insurance (8,869 peers)

Coverage in Arizona

Desert Financial Credit Union 401(k) Profit Sharing Plan covers 1,188 participants in Arizona, 2.1x the typical Arizona plan (state average ~564 per filing). Assets: $107M.

$107M
total plan assets (2023 EOY): 1,188
covered participants: 92nd
percentile by assets (of 127,072 plans): $89,953
avg assets per participant

Where Desert Financial Credit Union 401(k) Profit Sharing Plan sits by total assets

Desert Financial Credit Union 401(k) Profit Sharing Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$106,864,129 Top 8% higher than 92% of 127,068 filed plans

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Desert Financial Credit Union 401(k) Profit Sharing Plan reported net income rose from -$8M in the plan year 2022 filing to $22M in the plan year 2023 filing.
Desert Financial Credit Union 401(k) Profit Sharing Plan end-of-year assets rose from $84M in the plan year 2022 filing to $107M in the plan year 2023 filing.
Desert Financial Credit Union 401(k) Profit Sharing Plan reported participants rose from 1,120 in the plan year 2022 filing to 1,188 in the plan year 2023 filing.

See the national 2022→2023 release diff →

State

Arizona

Industry

Finance & Insurance

Participants vs Arizona filers

In Arizona, the average filing covers about 564 participants across 2,304 plans. Desert Financial Credit Union 401(k) Profit Sharing Plan reports 1,188 participants - 2.1x that state average ($107M EOY assets).

Arizona filing particulars

Total Assets (Beginning of Year)	$84M
Net Assets (End of Year)	$107M
Net Income	$22M
Employer EIN	860096740
Plan Effective Date	1982-01-01
Filing Status	FILING RECEIVED

Sponsor Plan History (Desert Financial Credit Union)

Total plan assets by year, all Desert Financial Credit Union plans on file

Year	Plans	Participants	Total Assets
2022	2	1,682	$121M
2023	2	1,685	$146M
2024	2	1,666	$132M

Nearby 401(k) Plans in Arizona

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Desert Financial Credit Union 401(k) Profit Sharing Plan vs. nearby 401(k) plans in Arizona, assets vs. participants

Bechtel Trust & Thrift Plan $5.7B · 7,448
Banner Health Employees 401(k) Plan $4.3B · 52,452
Republic Services, Inc. 401(k) Plan $2.4B · 28,131
Freeport-Mcmoran Inc. Employee Capital Accumulation Program $2.3B · 13,105
Stantec 401(k) Plan $2.0B · 10,719

Compare Desert Financial Credit Union 401(k) Pro… side-by-side with 3 peers →

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Desert Financial Credit Union 401(k) Profit Sharing Plan by total assets, not by location.

Foley Savings Plan (KS) $107M · 1,258
Careerbuilder, LLC 401(k) Plan (IL) $107M · 420
Inizio Employee Savings Plan (PA) $107M · 796
Exchange Bank Savings and Profit Sharing Plan (CA) $107M · 370

Frequently Asked Questions

How did Desert Financial Credit Union 401(k) Profit Sharing Plan assets move in 2023? ▼

Desert Financial Credit Union 401(k) Profit Sharing Plan grew sharply - up 26.6% during 2023, from $84M to $107M. Reported net income was $22M.

How have Desert Financial Credit Union plan assets changed over time? ▼

Across 3 plan years on file (2022-2024), Desert Financial Credit Union's sponsor-wide assets grew 9.2%, from $121M to $132M.

Where does Desert Financial Credit Union 401(k) Profit Sharing Plan rank by assets among Form 5500 filers? ▼

Desert Financial Credit Union 401(k) Profit Sharing Plan ranks in the 92nd percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 10% of all filed plans by assets).

Which 401(k) plans are similar in size to Desert Financial Credit Union 401(k) Profit Sharing Plan? ▼

Among 401(k) plans in other states, the closest by assets is Foley Savings Plan in KS ($107M, 1,258 participants).

Next read for Desert Financial Credit Union 401(k) Pro…

Filing takeaways

Ways to act on Desert Financial Credit Union 401(k) Profit Sharing Plan's numbers.

By total assets, Desert Financial Credit Union 401(k) Profit Sharing Plan ranks in the top 10% of all filed plans by assets. See the largest plans
Compare it side-by-side against 3 similar 401(k) plans in Arizona. Compare plans
Desert Financial Credit Union's sponsor-wide assets have grown 9.2% since 2022 across 3 plan years on file. More Finance & Insurance plans

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 860096740.