401(k) · DOL Form 5500 · 2023

Upstart Network, Inc. 401(k) Plan

Data updated 2026-08-25

$68M
Total assets Below avg plan size
1,863
Participants Near avg headcount
88th
Percentile by assets National rank
$36,488
Avg per participant Low balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Upstart Network, Inc. 401(k) Plan · Sponsored by Upstart Network, Inc. · California · Professional & Technical Services

$68M in assets, 1,863 participants

Upstart Network, Inc.'s Upstart Network, Inc. 401(k) Plan reported $68M in total assets and 1,863 participants in its 2023 DOL Form 5500 filing, ranking in the 88th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #18,209 in Professional & Technical Services (20,321 peers)

Coverage in California

Upstart Network, Inc. 401(k) Plan covers 1,863 participants in California, 3.0x the typical California plan (state average ~630 per filing). Assets: $68M.

#18,209
in Professional & Technical Services (20,321 peers)
+70.5%
assets growth YoY
0.7×
vs typical plan assets (national mean)

Upstart Network, Inc. 401(k) Plan's outsized position by total assets

Upstart Network, Inc. 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$67,976,498 Top 12% higher than 88% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Upstart Network, Inc. 401(k) Plan's large-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Upstart Network, Inc. 401(k) Plan lands in the large band (1,863 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Upstart Network, Inc. 401(k) Plan end-of-year assets rose from $40M in the plan year 2022 filing to $68M in the plan year 2023 filing.
  • Upstart Network, Inc. 401(k) Plan reported net income rose from $20M in the plan year 2022 filing to $28M in the plan year 2023 filing.
  • Upstart Network, Inc. 401(k) Plan reported participants rose from 1,499 in the plan year 2022 filing to 1,863 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Published 5500 schedule card

Filing strip 454660612 · Upstart Network, Inc. PY 2023 · 401(k)

Upstart Network, Inc. 401(k) Plan · $68M · 1,863 · 88th

  • EBSA $68M
  • EBSA 1,863
  • EBSA 88th
  • EBSA 401(k)
  • EBSA near Mound Cotton Wollan & Greengrass LLP 401(k) Plan
  • EBSA ind #18209

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Professional & Technical Services retirement plans → · Plans in California →

Upstart Network, Inc. 401(k) Plan in the asset neighbourhood

Evans Petree PC 401(k) Plan and TrustEvans Petree PC 401(k) Plan …$68MRogers Machinery Company, Inc. 401(k) Profit Sharing PlanRogers Machinery Company, In…$68MEmpire Merchants, LLC 401(k) PlanEmpire Merchants, LLC 401(k)…$68MUpstart Network, Inc. 401(k) PlanUpstart Network, Inc. 401(k)…$68MMound Cotton Wollan & Greengrass LLP 401(k) PlanMound Cotton Wollan & Greeng…$68M
End-of-year total assets ($M) among Upstart Network, Inc. 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

California filing particulars

Total Assets (Beginning of Year)$40M
Net Assets (End of Year)$68M
Net Income$28M
Employer EIN454660612
Plan Effective Date2021-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Upstart Network, Inc.)

Sponsor-wide plan assets over time

All Upstart Network, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$98M 145.64716206277237% vs 2022
2024 filing year
$20M$40M$60M$80M$100M$120M 202220232024 $39.9M $97.9M ▲ +145.6%
Year Plans Participants Total Assets
2022 1 1,499 $40M
2023 1 1,863 $68M
2024 1 1,377 $98M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Upstart Network, Inc. 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000250000 -200204060 Total assets ($B) Participants Upstart Network, Inc. 401(k) Plan, Total assets ($B): 0.067976498 · Participants: 1863Upstart Network, Inc. 401(k) PlanWells Fargo & Company 401(k) Plan, Total assets ($B): 51.831350351 · Participants: 193919Wells Fargo & Company 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 39.047152408 · Participants: 122867Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 26.320437734 · Participants: 63105Oracle Corporation 401(k) Savings and Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 22.17918189 · Participants: 59863Intel 401(k) Savings PlanApple 401(k) Plan, Total assets ($B): 19.779511539 · Participants: 106111Apple 401(k) Plan
Upstart Network, Inc. 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants
Compare Upstart Network, Inc. 401(k) Plan side-by-side with 3 peers →

Upstart Network, Inc. 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Mound Cotton Wollan & Greengrass LLP 401(k) Plan in NY ($68M); by covered participants it is American Vision Partners 401(k) Plan in AZ (1,862 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (1,863 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Upstart Network, Inc. 401(k) Plan assets move in 2023? ▼
Upstart Network, Inc. 401(k) Plan surged - up 70.5% during 2023, from $40M to $68M. Reported net income was $28M.
How have Upstart Network, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Upstart Network, Inc.'s sponsor-wide assets grew 145.6%, from $40M to $98M.
Where does Upstart Network, Inc. 401(k) Plan rank by assets among Form 5500 filers? ▼
Upstart Network, Inc. 401(k) Plan ranks in the 88th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Upstart Network, Inc. 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Mound Cotton Wollan & Greengrass LLP 401(k) Plan in NY ($68M, 146 participants).
Which 401(k) plans cover a similar participant headcount to Upstart Network, Inc. 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is American Vision Partners 401(k) Plan in AZ (1,862 participants, $66M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 454660612.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.