401(k) · DOL Form 5500 · 2023

Gray Construction, Inc 401(k) Plan

Data updated 2026-08-25

$186M
Total assets Near avg plan size
2,003
Participants Near avg headcount
94th
Percentile by assets National rank
$92,890
Avg per participant Below avg balance/head
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Official DOL plan name: Gray Retirement Savings Plan · Sponsored by Gray Construction, Inc · Kentucky · Construction

$186M in assets, 2,003 participants

Gray Construction, Inc's Gray Retirement Savings Plan reported $186M in total assets and 2,003 participants in its 2023 DOL Form 5500 filing, ranking in the 94th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,421 in Construction (9,030 peers)

Coverage in Kentucky

Gray Retirement Savings Plan covers 2,003 participants in Kentucky, 3.1x the typical Kentucky plan (state average ~647 per filing). Assets: $186M.

#8,421
in Construction (9,030 peers)
+10.6%
assets growth YoY
1.9×
vs typical plan assets (national mean)

Gray Retirement Savings Plan's outsized position by total assets

Gray Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$186,059,322 Top 6% higher than 94% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Gray Retirement Savings Plan's large-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Gray Retirement Savings Plan lands in the large band (2,003 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Gray Retirement Savings Plan reported net income rose from -$24M in the plan year 2022 filing to $29M in the plan year 2023 filing.
  • Gray Retirement Savings Plan reported participants rose from 1,389 in the plan year 2022 filing to 2,003 in the plan year 2023 filing.
  • Gray Retirement Savings Plan end-of-year assets rose from $168M in the plan year 2022 filing to $186M in the plan year 2023 filing.

See the national 2022→2023 release diff →

Form 5500 schedule snapshot

Filing strip 610990546 · Gray Construction, Inc PY 2023 · 401(k)

Gray Retirement Savings Plan · $186M · 2,003 · 94th

  • EIN $186M
  • RANK 2,003
  • PHOTO 94th
  • IND 401(k)
  • EOY near The Robins & Morton Retirement Savings Plan
  • 5500 ind #8421

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Construction retirement plans → · Plans in Kentucky →

Gray Retirement Savings Plan in the asset neighbourhood

The Robins & Morton Retirement Savings PlanThe Robins & Morton Retireme…$186MGray Retirement Savings Plan$186MKaufman & Canoles 401(k) Profit Sharing PlanKaufman & Canoles 401(k) Pro…$186MPros, Inc. 401(k) Plan$186MComputer Task Group, Inc. 401(k) Retirement PlanComputer Task Group, Inc. 40…$186M
End-of-year total assets ($M) among Gray Retirement Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Kentucky filing particulars

Total Assets (Beginning of Year)$168M
Net Assets (End of Year)$186M
Net Income$29M
Employer EIN610990546
Plan Effective Date1980-10-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Gray Construction, Inc)

Sponsor-wide plan assets over time

All Gray Construction, Inc plans reported in each filing year

Latest sponsor-wide plan assets
$209M 24.023293975398204% vs 2022
2024 filing year
$160M$180M$200M$220M 202220232024 $168M $209M ▲ +24.0%
Year Plans Participants Total Assets
2022 1 1,389 $168M
2023 1 2,003 $186M
2024 1 2,205 $209M

Nearby 401(k) Plans in Kentucky

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Gray Retirement Savings Plan vs. nearby 401(k) plans in Kentucky, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000100000 -20246810 Total assets ($B) Participants Gray Retirement Savings Plan, Total assets ($B): 0.186059322 · Participants: 2003Gray Retirement Savings PlanCommonspirit Health 401(k) Retirement Savings Plan, Total assets ($B): 7.871320063 · Participants: 86688Commonspirit Health 401(k) Retirement Savings PlanHumana Retirement Savings Plan, Total assets ($B): 7.374962984 · Participants: 45938Humana Retirement Savings PlanUPS/Ipa 401(k) Savings Plan, Total assets ($B): 1.324958147 · Participants: 3159UPS/Ipa 401(k) Savings PlanScionhealth 401(k) Plan, Total assets ($B): 1.221134526 · Participants: 33226Scionhealth 401(k) PlanLexmark Savings Plan, Total assets ($B): 1.205127047 · Participants: 1968Lexmark Savings Plan
Gray Retirement Savings Plan vs. nearby 401(k) plans in Kentucky, assets vs. participants
Compare Gray Retirement Savings Plan side-by-side with 3 peers →

Gray Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Kentucky, the nearest 401(k) by assets is The Robins & Morton Retirement Savings Plan in AL ($186M); by covered participants it is Total Safety U. S. , Inc. 401(k) Retirement Plan in TX (2,003 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($186M here).

Similar participant headcount

Nearest other-state filings by covered participants (2,003 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Gray Retirement Savings Plan assets move in 2023? ▼
Gray Retirement Savings Plan grew at a solid clip - up 10.6% during 2023, from $168M to $186M. Reported net income was $29M.
How have Gray Construction, Inc plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Gray Construction, Inc's sponsor-wide assets grew 24.0%, from $168M to $209M.
Where does Gray Retirement Savings Plan rank by assets among Form 5500 filers? ▼
Gray Retirement Savings Plan ranks in the 94th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Gray Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is The Robins & Morton Retirement Savings Plan in AL ($186M, 1,282 participants).
Which 401(k) plans cover a similar participant headcount to Gray Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Total Safety U. S. , Inc. 401(k) Retirement Plan in TX (2,003 participants, $48M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 610990546.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.