401(k) · DOL Form 5500 · 2023

Upstream USA, Inc. 401(k) Plan

Data updated 2026-08-25

$13M
Total assets Small plan by assets
155
Participants Small participant base
64th
Percentile by assets National rank
$84,492
Avg per participant Below avg balance/head
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Official DOL plan name: Upstream 401(k) Plan · Sponsored by Upstream USA, Inc. · Massachusetts · Healthcare & Social Assistance

$13M in assets, 155 participants

Upstream USA, Inc.'s Upstream 401(k) Plan reported $13M in total assets and 155 participants in its 2023 DOL Form 5500 filing, ranking in the 64th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #12,315 in Healthcare & Social Assistance (17,684 peers)

Coverage in Massachusetts

Upstream 401(k) Plan covers 155 participants in Massachusetts, about 24% of the average Massachusetts filer (state average ~659 per filing). Assets: $13M.

#12,315
in Healthcare & Social Assistance (17,684 peers)
+64.7%
assets growth YoY

Upstream 401(k) Plan's mid-pack asset rank among Healthcare & Social Assistance and all filers

Upstream 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$13,096,236 Top 36% higher than 64% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Upstream 401(k) Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Upstream 401(k) Plan sits mid-pack in the medium band (155 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Upstream 401(k) Plan reported net income rose from $95K in the plan year 2022 filing to $5M in the plan year 2023 filing.
  • Upstream 401(k) Plan end-of-year assets rose from $8M in the plan year 2022 filing to $13M in the plan year 2023 filing.
  • Upstream 401(k) Plan reported participants rose from 119 in the plan year 2022 filing to 155 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Plan-year Form 5500 strip

Filing strip 352581424 · Upstream USA, Inc. PY 2023 · 401(k)

Upstream 401(k) Plan · $13M · 155 · 64th

  • NET $13M
  • NET 155
  • NET 64th
  • NET 401(k)
  • NET near East Coast Repair and Fabrication 401(k) Profit Sharing Plan
  • NET ind #12315

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Healthcare & Social Assistance retirement plans → · Plans in Massachusetts →

Upstream 401(k) Plan in the asset neighbourhood

Upstream 401(k) Plan$13MEast Coast Repair and Fabrication 401(k) Profit Sharing PlanEast Coast Repair and Fabric…$13MOne Community Bank 401(k) Retirement PlanOne Community Bank 401(k) Re…$13MEnsite USA, Inc. 401(k) Profit Sharing PlanEnsite USA, Inc. 401(k) Prof…$13MEast Lake Allied Health Professional Staffing, LLC 401(k) PlanEast Lake Allied Health Prof…$13M
End-of-year total assets ($M) among Upstream 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Massachusetts filing particulars

Total Assets (Beginning of Year)$8M
Net Assets (End of Year)$13M
Net Income$5M
Employer EIN352581424
Plan Effective Date2017-05-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Upstream USA, Inc.)

Sponsor-wide plan assets over time

All Upstream USA, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$17M 119.55033626607057% vs 2022
2024 filing year
$5M$10M$15M$20M 202220232024 $7.95M $17.5M ▲ +119.5%
Year Plans Participants Total Assets
2022 1 119 $8M
2023 1 155 $13M
2024 1 181 $17M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Upstream 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -10010203040 Total assets ($B) Participants Upstream 401(k) Plan, Total assets ($B): 0.013096236 · Participants: 155Upstream 401(k) PlanFidelity Retirement Savings Plan, Total assets ($B): 28.649852331 · Participants: 62289Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 10.556596852 · Participants: 37052Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 6.829912863 · Participants: 14094Massachusetts Institute of Technology Supplemental 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 5.786107181 · Participants: 19881Boston Scientific Corporation 401(k) Retirement Savings PlanPhilips North America 401(k) Plan, Total assets ($B): 5.779286156 · Participants: 19120Philips North America 401(k) Plan
Upstream 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants

Upstream 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is East Coast Repair and Fabrication 401(k) Profit Sharing Plan in VA ($13M); by covered participants it is Fraser Business Equipment Salary Deferral Plan in PA (155 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (155 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Upstream 401(k) Plan assets move in 2023?
Upstream 401(k) Plan surged - up 64.7% during 2023, from $8M to $13M. Reported net income was $5M.
How have Upstream USA, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Upstream USA, Inc.'s sponsor-wide assets grew 119.6%, from $8M to $17M.
Which 401(k) plans are similar in size to Upstream 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is East Coast Repair and Fabrication 401(k) Profit Sharing Plan in VA ($13M, 245 participants).
Which 401(k) plans cover a similar participant headcount to Upstream 401(k) Plan?
Among 401(k) plans in other states, the closest by covered participants is Fraser Business Equipment Salary Deferral Plan in PA (155 participants, $14M in assets).