401(k) · DOL Form 5500 · 2023

First Citizens National Bank 401(k) Plan

Data updated 2026-08-25

$33M
Total assets Below avg plan size
291
Participants Below avg headcount
80th
Percentile by assets National rank
$111,879
Avg per participant Below avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: First Citizens National Bank 401(k) Plan · Sponsored by First Citizens National Bank · Tennessee · Finance & Insurance

$33M in assets, 291 participants

First Citizens National Bank's First Citizens National Bank 401(k) Plan reported $33M in total assets and 291 participants in its 2023 DOL Form 5500 filing, ranking in the 80th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,200 in Finance & Insurance (8,869 peers)

Coverage in Tennessee

First Citizens National Bank 401(k) Plan covers 291 participants in Tennessee, about 26% of the average Tennessee filer (state average ~1,126 per filing). Assets: $33M.

#6,200
in Finance & Insurance (8,869 peers)
+6.7%
assets growth YoY
0.3×
vs typical plan assets (national mean)

First Citizens National Bank 401(k) Plan's outsized position by total assets

First Citizens National Bank 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$32,556,895 Top 20% higher than 80% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

First Citizens National Bank 401(k) Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. First Citizens National Bank 401(k) Plan sits mid-pack in the medium band (291 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • First Citizens National Bank 401(k) Plan reported net income rose from -$4M in the plan year 2022 filing to $2M in the plan year 2023 filing.
  • First Citizens National Bank 401(k) Plan end-of-year assets rose from $31M in the plan year 2022 filing to $33M in the plan year 2023 filing.
  • First Citizens National Bank 401(k) Plan reported participants fell from 302 in the plan year 2022 filing to 291 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Plan-year Form 5500 strip

Filing strip 620201100 · First Citizens National Bank PY 2023 · 401(k)

First Citizens National Bank 401(k) Plan · $33M · 291 · 80th

  • BOOK $33M
  • BOOK 291
  • BOOK 80th
  • BOOK 401(k)
  • BOOK near Fidelity Bank 401(k) Retirement Plan
  • BOOK ind #6200

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Tennessee →

First Citizens National Bank 401(k) Plan in the asset neighbourhood

First Citizens National Bank 401(k) PlanFirst Citizens National Bank…$33MResource Data, Inc. 401(k) PlanResource Data, Inc. 401(k) P…$33MFidelity Bank 401(k) Retirement PlanFidelity Bank 401(k) Retirem…$33MCreative & Response Research Services, Inc. Eps and 401(k) PlanCreative & Response Research…$33MCaparo Employees Retirement Savings PlanCaparo Employees Retirement …$33M
End-of-year total assets ($M) among First Citizens National Bank 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Tennessee filing particulars

Total Assets (Beginning of Year)$31M
Net Assets (End of Year)$33M
Net Income$2M
Employer EIN620201100
Plan Effective Date2000-10-01
Filing StatusFILING RECEIVED

Sponsor Plan History (First Citizens National Bank)

Sponsor-wide plan assets over time

All First Citizens National Bank plans reported in each filing year

Latest sponsor-wide plan assets
$76M 3.7375309307730897% vs 2022
2024 filing year
$65M$70M$75M$80M 202220232024 $73.3M $76M ▲ +3.7%
Year Plans Participants Total Assets
2022 2 625 $73M
2023 2 576 $68M
2024 2 565 $76M

Nearby 401(k) Plans in Tennessee

Peer 401(k) plans, same state, same plan type, ranked by total assets.

First Citizens National Bank 401(k) Plan vs. nearby 401(k) plans in Tennessee, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000 -100102030 Total assets ($B) Participants First Citizens National Bank 401(k) Plan, Total assets ($B): 0.032556895 · Participants: 291First Citizens National Bank 401(k) PlanFedex Corporation Retirement Savings Plan, Total assets ($B): 23.88081991 · Participants: 127010Fedex Corporation Retirement Savings PlanHca 401(k) Plan, Total assets ($B): 21.53517366 · Participants: 291649Hca 401(k) PlanFederal Express Corporation Pilots Retirement Savings Plan, Total assets ($B): 4.743557391 · Participants: 5728Federal Express Corporation Pilots Retirement Savings PlanInternational Paper Company Salaried Savings Plan, Total assets ($B): 4.621886139 · Participants: 12153International Paper Company Salaried Savings PlanChs/Community Health Systems, Inc. Retirement Savings Plan, Total assets ($B): 4.517708174 · Participants: 62487Chs/Community Health Systems, Inc. Retirement Savings Plan
First Citizens National Bank 401(k) Plan vs. nearby 401(k) plans in Tennessee, assets vs. participants
Compare First Citizens National Bank 401(k) Plan side-by-side with 3 peers →

First Citizens National Bank 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Tennessee, the nearest 401(k) by assets is Fidelity Bank 401(k) Retirement Plan in LA ($33M); by covered participants it is Fleetwood - Fibre Packaging & Graphics, Inc. Retirement Savings and Profit in CA (291 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (291 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did First Citizens National Bank 401(k) Plan assets move in 2023? ▼
First Citizens National Bank 401(k) Plan grew at a solid clip - up 6.7% during 2023, from $31M to $33M. Reported net income was $2M.
How have First Citizens National Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), First Citizens National Bank's sponsor-wide assets grew 3.7%, from $73M to $76M.
Where does First Citizens National Bank 401(k) Plan rank by assets among Form 5500 filers? ▼
First Citizens National Bank 401(k) Plan ranks in the 80th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to First Citizens National Bank 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Fidelity Bank 401(k) Retirement Plan in LA ($33M, 371 participants).
Which 401(k) plans cover a similar participant headcount to First Citizens National Bank 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Fleetwood - Fibre Packaging & Graphics, Inc. Retirement Savings and Profit in CA (291 participants, $28M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 620201100.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.