Defined Benefit (Pension) · DOL Form 5500 · 2023

Heat and Frost Insulators and Allied Workers Local 47 Retirement Pension Plan

Data updated 2026-08-25

$49M
Total assets Below avg plan size: 204
Participants Below avg headcount: 85th
Percentile by assets National rank: $242,539
Avg per participant Above avg balance/head

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Official DOL plan name: Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund · Sponsored by Heat and Frost Insulators and Allied Workers Local 47 Retirement · Michigan · Construction

$49M in assets, 204 participants

Heat and Frost Insulators and Allied Workers Local 47 Retirement's Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund reported $49M in total assets and 204 participants in its 2023 DOL Form 5500 filing, ranking in the 85th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

#7,528 in Construction (9,030 peers)

Coverage in Michigan

Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund covers 204 participants in Michigan, about 32% of the average Michigan filer (state average ~638 per filing). Assets: $49M.

#7,528
in Construction (9,030 peers): +10.0%
assets growth YoY: 0.5×
vs typical plan assets (national mean)

Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund's outsized position by total assets

Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$49,477,917 Top 15% higher than 85% of 127,068 filed plans

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund sits mid-pack in the medium band (204 participants).

Micro (1-10) 35,718 filings (27%) Small (11-100) 27,089 filings (21%) Medium (101-1,000) 55,445 filings (43%) Large (1,001-10,000) 10,273 filings (8%) Mega (10,000+) 1,374 filings (1%)

Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund reported net income rose from -$6M in the plan year 2022 filing to $4M in the plan year 2023 filing.
Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund end-of-year assets rose from $45M in the plan year 2022 filing to $49M in the plan year 2023 filing.
Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund reported participants fell from 214 in the plan year 2022 filing to 204 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Plan-year Form 5500 strip

Filing strip 386059001 · Heat and Frost Insulators and Allied Workers Local 47 Retirement PY 2023 · Defined Benefit (Pension)

Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund · $49M · 204 · 85th

VS-ST $49M
VS-ST 204
VS-ST 85th
VS-ST Defined Benefit (Pension)
VS-ST near Sdc-League Pension Fund
VS-ST ind #7528

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Construction retirement plans → · Plans in Michigan →

End-of-year total assets ($M) among Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2023.

Michigan filing particulars

Total Assets (Beginning of Year)	$45M
Net Assets (End of Year)	$49M
Net Income	$4M
Employer EIN	386059001
Plan Effective Date	1956-07-01
Filing Status	FILING RECEIVED

Sponsor Plan History (Heat and Frost Insulators and Allied Workers Local 47 Retirement)

Latest sponsor-wide plan assets: $55M 21.250400024929462% vs 2022; 2024 filing year

Year	Plans	Participants	Total Assets
2022	1	214	$45M
2023	1	204	$49M
2024	1	230	$55M

Nearby Defined Benefit (Pension) Plans in Michigan

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund vs. nearby Defined Benefit (Pension) plans in Michigan, assets vs. participants

General Motors Hourly-Rate Employees Pension Plan $44.8B · 17,959
Ford Motor Company UAW Retirement Plan $19.3B · 26,442
Ford Motor Company General Retirement Plan $12.7B · 10,215
Dow Employees' Pension Plan $11.5B · 14,051
Fca US LLC UAW Pension Agreement $11.2B · 13,635

Compare Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund side-by-side with 3 peers →

Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside Michigan, the nearest Defined Benefit (Pension) by assets is Sdc-League Pension Fund in NY ($49M); by covered participants it is Retirement Plan for the Employees of Bessemer Trust Company in NJ (204 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($49M here).

Sdc-League Pension Fund (NY) $49M · 1,160
Employees' Pension Plan of Florida Public Utilities Company (DE) $49M · 67
Sistema Universitario Ana G Mendez Inc Pension Plan (PR) $50M · 30
Sharp Rees-Stealy Medical Group, Inc. Cash Balance Pension Plan (CA) $49M · 262

Similar participant headcount

Nearest other-state filings by covered participants (204 participants); asset peers above are excluded.

Retirement Plan for the Employees of Bessemer Trust Company (NJ) 204 · 0 off
American Civil Liberties Union Retirement Plan (NY) 204 · 0 off
Dorsey & Whitney LLP Cash Balance Plan (MN) 204 · 0 off
The Restated Noncontributory Retirement Plan for Cooperatives (IA) 204 · 0 off

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund assets move in 2023? ▼

Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund grew at a solid clip - up 10.0% during 2023, from $45M to $49M. Reported net income was $4M.

How have Heat and Frost Insulators and Allied Workers Local 47 Retirement plan assets changed over time? ▼

Across 3 plan years on file (2022-2024), Heat and Frost Insulators and Allied Workers Local 47 Retirement's sponsor-wide assets grew 21.3%, from $45M to $55M.

Where does Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund rank by assets among Form 5500 filers? ▼

Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund ranks in the 85th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).

Which Defined Benefit (Pension) plans are similar in size to Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund? ▼

Among Defined Benefit (Pension) plans in other states, the closest by assets is Sdc-League Pension Fund in NY ($49M, 1,160 participants).

Which Defined Benefit (Pension) plans cover a similar participant headcount to Heat and Frost Insulators and Allied Workers Local 47 Retirment Trust Fund? ▼

Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Retirement Plan for the Employees of Bessemer Trust Company in NJ (204 participants, $118M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 386059001.