401(k) · DOL Form 5500 · 2023

River City Bank 401(k) Plan

Data updated 2026-08-25

$24M
Total assets Small plan by assets
128
Participants Small participant base
76th
Percentile by assets National rank
$188,781
Avg per participant Above avg balance/head
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Official DOL plan name: River City Bank 401(k) Plan · Sponsored by River City Bank · California · Finance & Insurance

$24M in assets, 128 participants

River City Bank's River City Bank 401(k) Plan reported $24M in total assets and 128 participants in its 2023 DOL Form 5500 filing, ranking in the 76th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,642 in Finance & Insurance (8,869 peers)

Coverage in California

River City Bank 401(k) Plan covers 128 participants in California, about 20% of the average California filer (state average ~630 per filing). Assets: $24M.

#5,642
in Finance & Insurance (8,869 peers)
+11.5%
assets growth YoY
0.2×
vs typical plan assets (national mean)

River City Bank 401(k) Plan's outsized position by total assets

River City Bank 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$24,163,926 Top 24% higher than 76% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

River City Bank 401(k) Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. River City Bank 401(k) Plan sits mid-pack in the medium band (128 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • River City Bank 401(k) Plan reported net income rose from -$2M in the plan year 2022 filing to $2M in the plan year 2023 filing.
  • River City Bank 401(k) Plan end-of-year assets rose from $22M in the plan year 2022 filing to $24M in the plan year 2023 filing.
  • River City Bank 401(k) Plan reported participants rose from 121 in the plan year 2022 filing to 128 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Plan-year Form 5500 strip

Filing strip 941562490 · River City Bank PY 2023 · 401(k)

River City Bank 401(k) Plan · $24M · 128 · 76th

  • PHOTO $24M
  • IND 128
  • EOY 76th
  • 5500 401(k)
  • ASSETS near Predictive Index Retirement Trust Plan
  • PCT ind #5642

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in California →

River City Bank 401(k) Plan in the asset neighbourhood

River City Bank 401(k) Plan$24MPredictive Index Retirement Trust PlanPredictive Index Retirement …$24MNorthwest Pump & Equipment Co. 401(k) Profit Sharing PlanNorthwest Pump & Equipment C…$24M22nd Century Technologies, Inc. 401(k) Profit Sharing Plan & Trust22nd Century Technologies, I…$24MGolden Artist Colors, Inc. 401(k) Profit SharingGolden Artist Colors, Inc. 4…$24M
End-of-year total assets ($M) among River City Bank 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

California filing particulars

Total Assets (Beginning of Year)$22M
Net Assets (End of Year)$24M
Net Income$2M
Employer EIN941562490
Plan Effective Date1985-08-01
Filing StatusFILING RECEIVED

Sponsor Plan History (River City Bank)

Sponsor-wide plan assets over time

All River City Bank plans reported in each filing year

Latest sponsor-wide plan assets
$27M 23.426938520800956% vs 2022
2024 filing year
$20M$22M$24M$26M$28M 202220232024 $21.7M $26.8M ▲ +23.4%
Year Plans Participants Total Assets
2022 1 121 $22M
2023 1 128 $24M
2024 1 139 $27M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

River City Bank 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000250000 -200204060 Total assets ($B) Participants River City Bank 401(k) Plan, Total assets ($B): 0.024163926 · Participants: 128River City Bank 401(k) PlanWells Fargo & Company 401(k) Plan, Total assets ($B): 51.831350351 · Participants: 193919Wells Fargo & Company 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 39.047152408 · Participants: 122867Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 26.320437734 · Participants: 63105Oracle Corporation 401(k) Savings and Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 22.17918189 · Participants: 59863Intel 401(k) Savings PlanApple 401(k) Plan, Total assets ($B): 19.779511539 · Participants: 106111Apple 401(k) Plan
River City Bank 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants

River City Bank 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Predictive Index Retirement Trust Plan in MA ($24M); by covered participants it is Powervac of Michigan, LLC 401(k) Profit Sharing Plan & Trust in MI (128 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (128 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did River City Bank 401(k) Plan assets move in 2023?
River City Bank 401(k) Plan grew at a solid clip - up 11.5% during 2023, from $22M to $24M. Reported net income was $2M.
How have River City Bank plan assets changed over time?
Across 3 plan years on file (2022-2024), River City Bank's sponsor-wide assets grew 23.4%, from $22M to $27M.
Where does River City Bank 401(k) Plan rank by assets among Form 5500 filers?
River City Bank 401(k) Plan ranks in the 76th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to River City Bank 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Predictive Index Retirement Trust Plan in MA ($24M, 207 participants).
Which 401(k) plans cover a similar participant headcount to River City Bank 401(k) Plan?
Among 401(k) plans in other states, the closest by covered participants is Powervac of Michigan, LLC 401(k) Profit Sharing Plan & Trust in MI (128 participants, N/A in assets).