401(k)
2023 plan-year 401(k) DOL Form 5500

River City Bank 401(k) Plan

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by River City Bank · California · Finance & Insurance

What the 2023 filing shows

River City Bank 401(k) Plan holds $24M for 128 participants — about $188,781 per participant, up 11.5% over the 2023 plan year.

$24M
total plan assets (2023 EOY)
128
covered participants
$188,781
avg assets per participant
+11.5%
assets growth YoY
Total Assets (2023)
$24M
Participants
128
State
Industry
Finance & Insurance

What the Filing Says About River City Bank 401(k) Plan

River City Bank 401(k) Plan is a 401(k) retirement plan sponsored by River City Bank, headquartered in California. As of the 2023 Form 5500 filing, the plan reports $24M in total end-of-year assets and covers 128 participants across the Finance & Insurance industry. The sponsor's EIN on file with the U.S. Department of Labor is 941562490, and the plan has been effective since 1985-08-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $22M at the beginning of 2023 to $24M at year-end — a gain of 11.5%. Net assets (after liabilities) closed the year at $24M, with reported net income of $2M driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$22M
Total Assets (End of Year)$24M
Net Assets (End of Year)$24M
Net Income$2M
Plan Type401(k)
Employer EIN941562490
Plan Effective Date1985-08-01
Filing StatusFILING RECEIVED

Sponsor Plan History (River City Bank)

Year Plans Participants Total Assets
2022 1 121 $22M
2023 1 128 $24M
2024 1 139 $27M

Nearby 401(k) Plans in California

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Frequently Asked Questions

How much money is in the River City Bank 401(k) Plan?
As of the 2023 Form 5500 filing, River City Bank 401(k) Plan holds $24M in total assets with 128 participants. It is sponsored by River City Bank.
What type of plan is River City Bank 401(k) Plan?
River City Bank 401(k) Plan is a 401(k) plan. It has been effective since 1985-08-01. The plan is filed with the U.S. Department of Labor under EIN 941562490.
Who sponsors the River City Bank 401(k) Plan?
River City Bank 401(k) Plan is sponsored by River City Bank, located in California. The sponsor's EIN is 941562490 and the plan operates in the Finance & Insurance industry.
How did River City Bank 401(k) Plan perform in 2023?
River City Bank 401(k) Plan grew by 11.5% during 2023, moving from $22M to $24M in total assets. Net income was $2M.
Where can I find official filings for River City Bank 401(k) Plan?
Official Form 5500 filings for River City Bank 401(k) Plan are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 941562490 or plan name at efast.dol.gov.
How does River City Bank 401(k) Plan compare to other plans?
You can compare River City Bank 401(k) Plan against other 401(k) plans on the plan type page, or view plans in California on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 941562490.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.