ESOP · DOL Form 5500 · 2023

1st State Financial, Ltd. ESOP

Data updated 2026-08-25

$1M
Total assets Small plan by assets
67
Participants Small participant base
25th
Percentile by assets National rank
$17,873
Avg per participant Low balance/head
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Official DOL plan name: 1st State Financial, Ltd. Employee Stock Ownership Plan · Sponsored by 1st State Financial, Ltd. · Michigan · Finance & Insurance

$1M in assets, 67 participants

1st State Financial, Ltd.'s 1st State Financial, Ltd. Employee Stock Ownership Plan reported $1M in total assets and 67 participants in its 2023 DOL Form 5500 filing, ranking in the 25th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #1,457 in Finance & Insurance (8,869 peers)

1st State Financial, Ltd. multi-year trail

1st State Financial, Ltd.'s plans moved +47.5% in assets from 2022 to 2024; this filing shows 1st State Financial, Ltd. Employee Stock Ownership Plan at $1M / 67 participants.

#1,457
in Finance & Insurance (8,869 peers)
+19.2%
assets growth YoY

1st State Financial, Ltd. Employee Stock Ownership Plan among the smaller filed plans by assets

1st State Financial, Ltd. Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$1,197,473 25th percentile higher than 25% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

1st State Financial, Ltd. Employee Stock Ownership Plan among smaller filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. 1st State Financial, Ltd. Employee Stock Ownership Plan is a small filing (67 participants) on this national headcount ladder.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • 1st State Financial, Ltd. Employee Stock Ownership Plan reported net income rose from $133K in the plan year 2022 filing to $193K in the plan year 2023 filing.
  • 1st State Financial, Ltd. Employee Stock Ownership Plan end-of-year assets rose from $1M in the plan year 2022 filing to $1M in the plan year 2023 filing.
  • 1st State Financial, Ltd. Employee Stock Ownership Plan reported participants rose from 63 in the plan year 2022 filing to 67 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Plan-year Form 5500 strip

Filing strip 450524084 · 1st State Financial, Ltd. PY 2023 · ESOP

1st State Financial, Ltd. Employee Stock Ownership Plan · $1M · 67 · 25th

  • PHOTO $1M
  • IND 67
  • EOY 25th
  • 5500 ESOP
  • ASSETS near The Peoples Bank of Ripley Employee Stock Ownership Plan
  • PCT ind #1457

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Michigan →

1st State Financial, Ltd. Employee Stock Ownership Plan in the asset neighbourhood

1st State Financial, Ltd. Employee Stock Ownership Plan1st State Financial, Ltd. Em…$1MThe Peoples Bank of Ripley Employee Stock Ownership PlanThe Peoples Bank of Ripley E…$1MMammoth Labels & Packaging Employee Stock Ownership PlanMammoth Labels & Packaging E…$1MJet Rubber Company Employee Stock Ownership PlanJet Rubber Company Employee …$1MUnion State Bank Employee Stock Ownership PlanUnion State Bank Employee St…$1M
End-of-year total assets ($M) among 1st State Financial, Ltd. Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2023.

1st State Financial, Ltd. multi-year asset trail

Sponsor-wide plan assets over time

All 1st State Financial, Ltd. plans reported in each filing year

Latest sponsor-wide plan assets
$1M 47.482347367184715% vs 2022
2024 filing year
$0.8M$1M$1.2M$1.4M$1.6M 202220232024 $1M $1.48M ▲ +48.0%
Year Plans Participants Total Assets
2022 1 63 $1M
2023 1 67 $1M
2024 1 68 $1M

1st State Financial, Ltd. filing trail (2023)

Total Assets (Beginning of Year)$1M
Net Assets (End of Year)$1M
Net Income$193K
Employer EIN450524084
Plan Effective Date2015-01-01
Filing StatusFILING RECEIVED

Nearby ESOP Plans in Michigan

Peer ESOP plans, same state, same plan type, ranked by total assets.

1st State Financial, Ltd. Employee Stock Ownership Plan vs. nearby ESOP plans in Michigan, assets vs. participants Scatter plot of 6 data points. -5000500100015002000 -0.500.511.5 Total assets ($B) Participants 1st State Financial, Ltd. Employee Stock Ownership Plan, Total assets ($B): 0.001197473 · Participants: 671st State Financial, Ltd. Employee Stock Ownership PlanMcnaughton-Mckay Electric Company Employee Stock Ownership Plan, Total assets ($B): 1.30777109 · Participants: 1635Mcnaughton-Mckay Electric Company Employee Stock Ownership PlanThe Kendall Group Employee Stock Ownership Plan, Total assets ($B): 0.808091077 · Participants: 1907The Kendall Group Employee Stock Ownership PlanProject Worldwide, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.436210284 · Participants: 1173Project Worldwide, Inc. Employee Stock Ownership PlanMotor City Electric Co. Employee Stock Ownership Plan, Total assets ($B): 0.258079249 · Participants: 207Motor City Electric Co. Employee Stock Ownership PlanLee Contracting, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.237688318 · Participants: 500Lee Contracting, Inc. Employee Stock Ownership Plan
1st State Financial, Ltd. Employee Stock Ownership Plan vs. nearby ESOP plans in Michigan, assets vs. participants

1st State Financial, Ltd. Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside Michigan, the nearest ESOP by assets is The Peoples Bank of Ripley Employee Stock Ownership Plan in MS ($1M); by covered participants it is The Transit Group, Inc. Employee Stock Ownership Plan in FL (67 participants). Same-state nearby plans are listed separately above.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did 1st State Financial, Ltd. Employee Stock Ownership Plan assets move in 2023?
1st State Financial, Ltd. Employee Stock Ownership Plan grew sharply - up 19.2% during 2023, from $1M to $1M. Reported net income was $193K.
How have 1st State Financial, Ltd. plan assets changed over time?
Across 3 plan years on file (2022-2024), 1st State Financial, Ltd.'s sponsor-wide assets grew 47.5%, from $1M to $1M.
Where does 1st State Financial, Ltd. Employee Stock Ownership Plan rank by assets among Form 5500 filers?
1st State Financial, Ltd. Employee Stock Ownership Plan ranks in the 25th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the lower half of filed plans by assets).
Which ESOP plans are similar in size to 1st State Financial, Ltd. Employee Stock Ownership Plan?
Among ESOP plans in other states, the closest by assets is The Peoples Bank of Ripley Employee Stock Ownership Plan in MS ($1M, 79 participants).
Which ESOP plans cover a similar participant headcount to 1st State Financial, Ltd. Employee Stock Ownership Plan?
Among ESOP plans in other states, the closest by covered participants is The Transit Group, Inc. Employee Stock Ownership Plan in FL (67 participants, N/A in assets).