ESOP · DOL Form 5500 · 2023

Citizens Financial Corp ESOP

Data updated 2026-08-25

$7M
Total assets Small plan by assets
34
Participants Small participant base
51st
Percentile by assets National rank
$211,105
Avg per participant Above avg balance/head
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Official DOL plan name: Citizens Financial Corporation Employee Stock Ownership Plan · Sponsored by Citizens Financial Corp · Wisconsin · Finance & Insurance

$7M in assets, 34 participants

Citizens Financial Corp's Citizens Financial Corporation Employee Stock Ownership Plan reported $7M in total assets and 34 participants in its 2023 DOL Form 5500 filing, ranking in the 51st percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,287 in Finance & Insurance (8,869 peers)

Citizens Financial Corp multi-year trail

Citizens Financial Corp's plans moved +20.2% in assets from 2022 to 2024; this filing shows Citizens Financial Corporation Employee Stock Ownership Plan at $7M / 34 participants.

#3,287
in Finance & Insurance (8,869 peers)
+13.0%
assets growth YoY

Citizens Financial Corporation Employee Stock Ownership Plan's mid-pack asset rank among Finance & Insurance and all filers

Citizens Financial Corporation Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$7,177,557 Top 49% higher than 51% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Citizens Financial Corporation Employee Stock Ownership Plan among smaller filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citizens Financial Corporation Employee Stock Ownership Plan is a small filing (34 participants) on this national headcount ladder.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Citizens Financial Corporation Employee Stock Ownership Plan reported net income rose from -$108K in the plan year 2022 filing to $634K in the plan year 2023 filing.
  • Citizens Financial Corporation Employee Stock Ownership Plan end-of-year assets rose from $6M in the plan year 2022 filing to $7M in the plan year 2023 filing.
  • Citizens Financial Corporation Employee Stock Ownership Plan reported participants rose from 32 in the plan year 2022 filing to 34 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Form 5500 schedule snapshot

Filing strip 391474224 · Citizens Financial Corp PY 2023 · ESOP

Citizens Financial Corporation Employee Stock Ownership Plan · $7M · 34 · 51st

  • VS-ST $7M
  • VS-ST 34
  • VS-ST 51st
  • VS-ST ESOP
  • VS-ST near Pacific Research Laboratories, Inc. Employee Stock Ownership Plan and Trust
  • VS-ST ind #3287

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Wisconsin →

Citizens Financial Corporation Employee Stock Ownership Plan in the asset neighbourhood

Citizens Financial Corporation Employee Stock Ownership PlanCitizens Financial Corporati…$7MPacific Research Laboratories, Inc. Employee Stock Ownership Plan and TrustPacific Research Laboratorie…$7MInternational Parking Design, Inc Employee Stock Ownership PlanInternational Parking Design…$7MJ.S. Braddock Agency Employee Stock Ownership PlanJ.S. Braddock Agency Employe…$7MMuller Construction Supply, Inc. Employee Stock Ownership PlanMuller Construction Supply, …$7M
End-of-year total assets ($M) among Citizens Financial Corporation Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2023.

Citizens Financial Corp multi-year asset trail

Sponsor-wide plan assets over time

All Citizens Financial Corp plans reported in each filing year

Latest sponsor-wide plan assets
$8M 20.20539583594717% vs 2022
2024 filing year
$6M$6.5M$7M$7.5M$8M 202220232024 $6.35M $7.64M ▲ +20.3%
Year Plans Participants Total Assets
2022 1 32 $6M
2023 1 34 $7M
2024 1 33 $8M

Citizens Financial Corp filing trail (2023)

Total Assets (Beginning of Year)$6M
Net Assets (End of Year)$5M
Net Income$634K
Employer EIN391474224
Plan Effective Date1986-01-01
Filing StatusFILING RECEIVED

Nearby ESOP Plans in Wisconsin

Peer ESOP plans, same state, same plan type, ranked by total assets.

Citizens Financial Corporation Employee Stock Ownership Plan vs. nearby ESOP plans in Wisconsin, assets vs. participants Scatter plot of 6 data points. -200002000400060008000 -101234 Total assets ($B) Participants Citizens Financial Corporation Employee Stock Ownership Plan, Total assets ($B): 0.007177557 · Participants: 34Citizens Financial Corporation Employee Stock Ownership PlanSchreiber Foods, Inc. Employee Stock Ownership Plan, Total assets ($B): 3.551413763 · Participants: 6108Schreiber Foods, Inc. Employee Stock Ownership PlanWoodman's Employees' Profit Sharing and Stock Ownership Plan, Total assets ($B): 0.700244908 · Participants: 2837Woodman's Employees' Profit Sharing and Stock Ownership PlanKi Employee Stock Ownership Plan, Total assets ($B): 0.511365241 · Participants: 1624Ki Employee Stock Ownership PlanTrachte Building Systems Employee Stock Ownership Plan, Total assets ($B): 0.331023295 · Participants: 228Trachte Building Systems Employee Stock Ownership PlanWausau Supply Company Employee Stock Ownership Plan, Total assets ($B): 0.31506565 · Participants: 808Wausau Supply Company Employee Stock Ownership Plan
Citizens Financial Corporation Employee Stock Ownership Plan vs. nearby ESOP plans in Wisconsin, assets vs. participants
Compare Citizens Financial Corporation Employee Stock Ownership Plan side-by-side with 3 peers →

Citizens Financial Corporation Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside Wisconsin, the nearest ESOP by assets is Pacific Research Laboratories, Inc. Employee Stock Ownership Plan and Trust in WA ($7M); by covered participants it is Rincon Technology, Inc. Employee Stock Ownership Plan in TX (34 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (34 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Citizens Financial Corporation Employee Stock Ownership Plan assets move in 2023? ▼
Citizens Financial Corporation Employee Stock Ownership Plan grew at a solid clip - up 13.0% during 2023, from $6M to $7M. Reported net income was $634K.
How have Citizens Financial Corp plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Citizens Financial Corp's sponsor-wide assets grew 20.2%, from $6M to $8M.
Which ESOP plans are similar in size to Citizens Financial Corporation Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by assets is Pacific Research Laboratories, Inc. Employee Stock Ownership Plan and Trust in WA ($7M, 157 participants).
Which ESOP plans cover a similar participant headcount to Citizens Financial Corporation Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by covered participants is Rincon Technology, Inc. Employee Stock Ownership Plan in TX (34 participants, $6M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 391474224.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.