401(k) · DOL Form 5500 · 2023

The Guardian Life Insurance Company of America 401(k) Plan

Data updated 2026-08-25

$682M
Total assets Above avg plan size
676
Participants Below avg headcount
98th
Percentile by assets National rank
$1.0M
Avg per participant High balance/head
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Official DOL plan name: Guardian Life Employees Incentive Savings Plan · Sponsored by The Guardian Life Insurance Company of America · New York · Finance & Insurance

$682M in assets, 676 participants

The Guardian Life Insurance Company of America's Guardian Life Employees Incentive Savings Plan reported $682M in total assets and 676 participants in its 2023 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,552 in Finance & Insurance (8,869 peers)

Where Guardian Life Employees Incentive Savings Plan sits by assets

Guardian Life Employees Incentive Savings Plan sits in the top 5% of all filed plans by assets, $682M for 676 participants (~$1.0M/participant), up 5.9% in 2023.

#8,552
in Finance & Insurance (8,869 peers)
+5.9%
assets growth YoY
6.8×
vs typical plan assets (national mean)

Guardian Life Employees Incentive Savings Plan's outsized position by total assets

Guardian Life Employees Incentive Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$682,095,046 Top 2% higher than 98% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Guardian Life Employees Incentive Savings Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Guardian Life Employees Incentive Savings Plan sits mid-pack in the medium band (676 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Guardian Life Employees Incentive Savings Plan reported net income rose from -$178M in the plan year 2022 filing to $39M in the plan year 2023 filing.
  • Guardian Life Employees Incentive Savings Plan reported participants fell from 772 in the plan year 2022 filing to 676 in the plan year 2023 filing.
  • Guardian Life Employees Incentive Savings Plan end-of-year assets rose from $644M in the plan year 2022 filing to $682M in the plan year 2023 filing.

See the national 2022→2023 release diff →

Plan-year Form 5500 strip

Filing strip 135123390 · The Guardian Life Insurance Company of America PY 2023 · 401(k)

Guardian Life Employees Incentive Savings Plan · $682M · 676 · 98th

  • ASSETS $682M
  • ASSETS 676
  • ASSETS 98th
  • ASSETS 401(k)
  • ASSETS near Energy Harbor 401(k) & Retirement Contribution Plan
  • ASSETS ind #8552

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

Guardian Life Employees Incentive Savings Plan in the asset neighbourhood

Waste Connections, Inc. 401(k) Profit Sharing PlanWaste Connections, Inc. 401(…$684MGuardian Life Employees Incentive Savings PlanGuardian Life Employees Ince…$682MEnergy Harbor 401(k) & Retirement Contribution PlanEnergy Harbor 401(k) & Retir…$682MCalpine Corporation Retirement Savings PlanCalpine Corporation Retireme…$681MRetail Business Services 401(k) PlanRetail Business Services 401…$680M
End-of-year total assets ($M) among Guardian Life Employees Incentive Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Scale-class filing particulars (2023)

Total Assets (Beginning of Year)$644M
Net Assets (End of Year)$682M
Net Income$39M
Employer EIN135123390
Plan Effective Date1968-08-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Guardian Life Insurance Company of America)

Sponsor-wide plan assets over time

All The Guardian Life Insurance Company of America plans reported in each filing year

Latest sponsor-wide plan assets
$4.0B 10.075430106065845% vs 2022
2024 filing year
$3.6B$3.8B$4B$4.2B 202220232024 $3.66B $4.03B ▲ +10.1%
Year Plans Participants Total Assets
2022 5 13,971 $3.7B
2023 5 13,791 $3.9B
2024 5 12,888 $4.0B

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Guardian Life Employees Incentive Savings Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -20020406080 Total assets ($B) Participants Guardian Life Employees Incentive Savings Plan, Total assets ($B): 0.682095046 · Participants: 676Guardian Life Employees Incentive Savings PlanIBM 401 (K) Plus Plan, Total assets ($B): 57.428456306 · Participants: 54912IBM 401 (K) Plus PlanPfizer Savings Plan, Total assets ($B): 19.56134085 · Participants: 30033Pfizer Savings PlanMorgan Stanley 401(k) Plan, Total assets ($B): 19.235068266 · Participants: 55363Morgan Stanley 401(k) PlanThe Pepsico Savings Plan, Total assets ($B): 13.651296 · Participants: 133597The Pepsico Savings PlanThe Goldman Sachs 401(k) Plan, Total assets ($B): 11.428659742 · Participants: 24866The Goldman Sachs 401(k) Plan
Guardian Life Employees Incentive Savings Plan vs. nearby 401(k) plans in New York, assets vs. participants
Compare Guardian Life Employees Incentive Savings Plan side-by-side with 3 peers →

Guardian Life Employees Incentive Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside New York, the nearest 401(k) by assets is Energy Harbor 401(k) & Retirement Contribution Plan in OH ($682M); by covered participants it is The Pleasant Companies 401(k) Plan and Trust in MD (676 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($682M here).

Similar participant headcount

Nearest other-state filings by covered participants (676 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Guardian Life Employees Incentive Savings Plan assets move in 2023? ▼
Guardian Life Employees Incentive Savings Plan grew at a solid clip - up 5.9% during 2023, from $644M to $682M. Reported net income was $39M.
How have The Guardian Life Insurance Company of America plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), The Guardian Life Insurance Company of America's sponsor-wide assets grew 10.1%, from $3.7B to $4.0B.
Where does Guardian Life Employees Incentive Savings Plan rank by assets among Form 5500 filers? ▼
Guardian Life Employees Incentive Savings Plan ranks in the 98th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Guardian Life Employees Incentive Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Energy Harbor 401(k) & Retirement Contribution Plan in OH ($682M, 2,295 participants).
Which 401(k) plans cover a similar participant headcount to Guardian Life Employees Incentive Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is The Pleasant Companies 401(k) Plan and Trust in MD (676 participants, $20M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 135123390.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.